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All Time Best Selling Canadian Real Estate Author Don R Campbell Ep.3

February 20, 2018/0 Comments/in podcast/by Erwin Szeto

Hello Everyone who shares a love of Investing in Real Estate!!! (At the time of writing, it is Valentines Day 😃)

As with my real estate investing, I prefer to operate differently than the masses. We avoided the crowds of February 14th by enjoying a quiet night over at the local gastro pub while watching Raptors game on TV. 😃 My wife, Cherry, shares my passion for Toronto Raptors Basketball and we don’t have cable television anymore, so our dinner date was a treat on many levels. We even went home at half time to read bed time stories to the kids and put them to bed, as one of my favourite things in the world is have both kids on my lap and reading to them. It really was the perfect evening. The Raptors won via another brilliant performance by the bench, who are very fun to watch. They play at a frenetic pace and execute well.

All Time Best Selling Canadian Real Estate Author Don R Campbell Ep3

Usually the third movie in any trilogy is the worst. I just watched Jurassic World and can’t remember much about Jurassic Park 3… Well that’s not the case here! Hopefully this isn’t the last of my interviews with this week’s guest, who is none other than all time best selling Canadian real estate author, Don R Campbell. Spoiler alert, he’s a fan of the show!!

“I like your podcast, I think it’s real, it’s fresh, you have got good guests that are real life guests, it’s awesome” ~ Don R Campbell; All Time, Best Selling, Canadian Real Estate Author

We cover a lot of subjects: politics, Bitcoin and cryptocurrency investing, stock investing strategy, we throw back to when Don wrote his first book and the major re-write he did, being real, the dangers of the real estate investing industry, who the best economist is (it’s not who you think), the patience to get rich slow and boring, and so much more.

I hope you enjoy hearing my interview with one of the greatest minds in real estate as much as I enjoyed giving the interview.

If you would like to learn from Don and attend ACRE (short for Authentic Canadian Real Estate), just north of Toronto on March 2-4th here is the link:

http://info.reincanada.com/toronto-acre-2018

Discount code: Erwinsguest

The adjacent hotel is already sold out, so make sure to register ASAP with my discount code to avoid disappointment!!

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Don’s coordinates:

Twitter: https://twitter.com/DonRCampbell

Web: http://www.donrcampbell.com/

Until next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto, Land Development and Real Estate Investor

How a Toronto Investor Improved His Net Worth by $2 Million with One Written Goal

February 13, 2018/0 Comments/in podcast/by Erwin Szeto

Hello Everyone with Real Estate Investments!

Thank you to Andy Tran and SuiteAdditions.Com for dinner on Saturday!! He’s been a great help in getting me

It was necessary to order tons of food on Andy’s dime to prevent the table from flying away 😉

permits on three legal basement apartments. We have completed two so far. I am grateful to have Andy Tran on my team and for how accommodating the City of Hamilton is regarding basement apartments.

Saturday night dinner was fun. I was able to bring my whole family and got to network a bit with several other real estate investors. With life being so short, I love combining social outings, unlimited amounts of Japanese food, and being among fellow real estate entrepreneurs. I recall feeling overwhelmed a few months back with four renovations on the go, each in the five figure budget, two recent acquisitions, lots of vacancy, switching property managers, etc… then I looked at the neighbouring table at a Rock Star VIP event where Steve Dengate was sitting, who has had as many as 23 properties, and I felt re-energized and confident that if Steve can do it, so can I. Steve will be on the podcast sometime next month to share how he has shifted his portfolio with a greater focus on cash flow.

Is everyone going to REIN’s ACRE? The weekend crash course on real estate investing? My team and I are, and yours truly will be speaking on Sunday. My team will also have a booth as part of the REIN’s Buyer Group of preferred realtors presenting investment opportunities to ACRE attendees, plus our full, award winning coaching services, as always.

Hope to see you all March 2-4!! Discount code ERWINSGUEST

Link: http://info.reincanada.com/toronto-acre-2018

How a Toronto Investor Improved His Net Worth by $2 Million with One Written Goal

Ryan Hindmarsh was referred to me by my then-client, James Maggs, over six years ago. James is now the VP of my Coaching Services team. It’s funny how much can change in six years… For Ryan, he wrote a goal six years ago to buy investment property outside of his two family home in Toronto, in order to make money in his sleep. He then reached out to James Maggs, because he knew he was already investing, and the result is: assets minus liabilities equals $2 million without investing a dime of Ryan’s own money.

Ryan is a driven individual. He starred on his varsity basketball team for the University of Saskatchewan, graduating in Kinesiology, training elite athletes, including NHL players. He moved to Toronto to become an in-demand personal trainer, earning the highest fees I’ve heard of. Ryan then started a sports clinic business and built it up to be one of Toronto’s leading clinics.

After all that, Ryan wanted a new challenge. Having witnessed the transformation of his own business via leadership development courses, he joined the same leadership development company to inspire, motivate, lead and coach other entrepreneurs and their leadership teams.

Ryan is also our guest speaker this February 24th and he’s giving us a taste of what to expect. Ryan and I want YOU to achieve your goals in 2018 and Ryan will be showing the Halton REI Group how to do so! You can attend by registering at www.HaltonREI.ca

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Ryan’s coordinates:

Web: http://www.lmicanada.ca/Members/RyanHindmarsh.aspx

LinkedIn: https://www.linkedin.com/in/ryanhindmarsh/

and no he’s not a fan of the distraction that is social media 😀

Until next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto, Land Development and Real Estate Investor

The CFP Who Recommends Real Estate

February 7, 2018/0 Comments/in podcast/by Erwin Szeto

Hello Real Estate Investor!!

What a great weekend, and I didn’t even watch the Super Bowl. Congratulations to the Eagles and, more importantly, the creators of all the awesome commercials! Here’s my favourite. Peter Dlinkage went all in with his performance:

Congratulations also to the New England Patriots, who defy all odds by always winning in a salary capped league. The team has to rely on excellent leadership, coaching, and systems to consistently make the playoffs and finals. They are truly one of the greatest teams in all of sports.

Let this be a lesson to all of us on the importance of leadership, coaching and systems in our own businesses. If you continue to improve your business in these areas, you will beat the competition and be more successful.

We recently switched property managers in Hamilton, and are now using our assistant, Maria, a student of the REIN system for many years. She is supported by the rest of my team: cleaners, Andy Tran, general contractor, handyman, and I have my 2 cents to add sometimes. My team has never been stronger, our customer services levels are at their highest, and my Hamilton portfolio has never been better.

Neil Oliver, the newest member of the Rock Star Inner Circle. If you too would like to join, go here: https://rockstarinnercircle.com/erwin/

Continue to strive for better so you too may be the New England Patriots of real estate or, as I like to say to my team, the Navy Seals of real estate. 😃

Speaking of Navy Seals of real estate, we have two fantastic speakers lined up for the February 24th HaltonREI.ca meeting: Ryan Hindmarsh and John Roumanis. The first talk is titled “How I grew my net worth to $2 million with 1 written goal” and the 2nd is “$700,000 in 7 Years, Part-Time”

John was a past guest of the podcast and you can find the episode here: https://www.truthaboutrealestateinvesting.ca/6-years-part-time-and-600k-in-returns/

We are 2.5 weeks away, yet the room is already 2/3rd booked, so please register ASAP to avoid disappointment!! www.HaltonREI.ca to register.

The Certified Financial Planner Who Recommends Real Estate

Kathleen Van Den Berg, aside from having a long name, has an alphabet of academic designations after her name: MBA, Master of Business Administration; CFP, Certified Financial Planner; CLU, Certified Life Underwriter; I may be missing some other letters, but I know Kathleen also has her mortgage license.

I first met Kathleen through an introduction by a mutual friend, and I find her presentations and our conversations fascinating, as she is the only fee-based CFP who will talk to me. Haha! The fee-based CFP’s I’ve been referred to simply don’t have time for me. First of all, the ones I’ve reached out to require 1-2 million of investable assets, typically not real estate, since they don’t make money on real estate.

That’s where Kathleen is different. She is a real estate investor, she’s open about her own real estate portfolio, the fantastic returns she’s getting, and recommends some real estate to everyone even though she doesn’t directly make money selling real estate. She’s also highly educated and can apply financial planning theory and products that make sense to real estate investors, hence the reasons we’re hired Kathleen for a portfolio review.

She has also agreed to come present at a future Halton REI event after snowmobiling season is over, so make sure to register for the live, in person presentations, and get all your questions answered! To register, go to www.HaltonREI.ca

Without further ado, I give you Katheen Van Den Berg.

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Show Notes:

web: http://www.kavwealthstrategies.com/

linkedin: https://www.linkedin.com/in/kathleen-van-den-berg-mba-cfp-clu-7b20b258/

FB: https://www.facebook.com/KAVWealthStrategies

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Real Estate Investor

The Future of Marketing: Search Engine Optimization w/ John Vuong

January 24, 2018/0 Comments/in podcast/by Erwin Szeto

Hello Real Estate Investors!!

This past Friday, the Mr Hamilton/Halton REI/Titan Realty Investment Group (yes we have another new brand, more on that another time) team finally found time in our collective schedules to celebrate a successful 2017 over dinner at Milestones and a somewhat friendly, trash talk filled, bowling competition. In the picture at dinner, I’m holding baby Owen. He goes everywhere with Jay and Erika Spencer, so don’t be surprised when Owen makes an appearance on a St. Catharines investment property tour or your private one on one showing.

Bowling really sucked. For me at least, as I started each game with scores in the 30s for the first five frames. We were playing for big stakes, as there were bragging rights on the line, so I was trying anything and everything to improve. As we all know, the definition of insanity is doing the same thing over and over while expecting different results (I think most of us investors have been there, wanting to invest but taking forever to actually take action). I’m trying different bowling balls, more spin, starting my approach from the left or right. Nothing was working until I really simplified my approach with three really short steps and that worked for the next 10 frames where I striked or spared half of the frames. Yay!

I actually led for a bit after being one of the worst in the first two games. The point I’m making is no one always wins and not all tests are successful. Investing is no different. I’ve tried day trading, investing in stocks and bonds, small cap, blue chip, tech stocks, mutual funds, online poker etc… Am I a failure? Maybe, but I didn’t give up and that it’s how I arrived at real estate. Nothing has come close to the returns of our real estate. Other than real estate, I invest in some private equity in land development north of Toronto. Haha! I can’t wait for my review with Certified Financial Planner Kathleen Van De Berg to see what a professional thinks of being a little concentrated in real estate. In the end, I’m all about results, and not too concerned what other experts think…. unless they make greater returns with low risk somewhere else, then I’m all ears!!! That’s actually a great segue into this week’s podcast! SEO! High return with less investment.

The Future of Marketing: Search Engine Optimization w/ John Vuong

I was talking to one of my fellow students at Brazilian Jiu Jitsu class who is still a University student. He’s in electrical engineering, I’m rhyming off unsolicited advice on fields of study to make money. I recommended learning about SEO (search engine optimization) and Block Chain as that’s the future right?

Why is SEO a big deal? Search engine optimization may be the reason you found me or one of my websites, but I’m merely a student of the subject. That’s why I sought out a teacher in Hamilton real estate investor, and client of ours, John Vuong. He’s an ultra successful entrepreneur because his firm, Local SEO Search, is providing tons of value to small and medium sized businesses in driving traffic to their websites and landing pages to translate into more sales. John’s time is really expensive too, so he doesn’t even see the houses he’s buying. He has that kind of track record and success rate with his real estate team. John was kind enough to spare us an hour of his time to share his story here and give us advice on how we can all grow our businesses with search engine optimization.

Who is John Vuong? He’s a 15 year veteran of Sales and internet marketing, a hard worker, and has a track record of being a top performer in every work position he’s held before a business opportunity presented itself and John took action in starting a new business in 2013: Local Seo Search Inc. He too attended the best University in Canada, which happens to be the same as my alma matter, the University of Western Ontario. He’s a young dad and recently started his own charity, providing school materials to local schools for underprivileged kids.

So without further ado, I give you Hamilton real estate investor and SEO expert, John Vuong.

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Notes:

Local SEO Search Inc: https://www.localseosearch.ca/

John’s email: John@localseosearch.ca

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

The Millennial Retirement Plan: Seven Houses at Age 33 w Sarah Larbi

January 18, 2018/0 Comments/in podcast/by Erwin Szeto

Hello Everyone with Real Estate Investments!!

We are BAAACKKK! And we survived FOUR days and three nights in Las Vegas!!! LOL

I have a group of real estate buddies I hang out with for several reasons. We all like to have fun, we have flexible work schedules to meet during the week so we can reserve weekends for work and family, and most importantly, we love to talk business and real estate. Business and pleasure wrapped into one, dropped in the middle of the Las Vegas strip for some masterminding and fun.

The masterminding could have been better, as it took a back seat to the fun! HA! The initial plan was to block off six hours, allotting 30 mins for each member to share their 2017 accomplishments and 2018 goals. Unfortunately, like the vodka we were drinking, those 30 minutes were distilled down to 5-6 minutes each. That was all the time we had to spare. Those who presented first enjoyed a more sober audience…

We hit a club, gambled, ate many great $15 steaks, saw O: the Cirque de Soleil show, shot some automatic machine guns, raced some exotic cars (mine was a Lamborghini Huracan), zip lined the length of Freemont St., rode ATV’s in the Nevada desert, dined at the Heart Attack Grill, we fought zombies in a live urban warfare simulation, enjoyed a libation or twenty, etc… what we didn’t do was sleep much, so I personally slept about 25 of the next 48 hours when we got home.

On the Left, that’s ‘Doc’ and ex Green Beret, who has fought terrorists, and our guide through the zombie apocalypse. To quote Doc, “I’ve never seen a group shoot each other so much!” HAHAHA #friendlyfire

It all started with WestJet announcing direct flights to Las Vegas from Hamilton Airport and our return flight was only $300. We then price shopped everything and Groupon’d almost of the activities.

The real estate investor in me enjoyed touring through the hotels, thinking how grateful I was other gamblers were paying for me to enjoy the beautiful casinos, as my gambling losses only totaled $15. I don’t gamble. I mean, it’s fun, but I’m more interested in earning returns like investing in real estate.

The trip was epic. We shared a ton of laughs and it was a very, very memorable trip. I can’t recommend Hamilton Airport enough, and I thought our hotel New York, New York was great for our frugal purposes.

On to this week’s podcast!

The Millennial Retirement Plan: Seven Houses at Age 33 w/ Sarah Larbi

Sarah Larbi, is technically a millennial, but is a contradiction to the stereotypes as she’s always working at her job, portfolio or self development AND she doesn’t have any social media accounts. She’s a long term buy and hold investor, focusing on cash flowing properties and buying under-market-value whenever possible. She has done this by being a market expert in one specific area; Brantford Ontario, and building a solid team of qualified professionals around her.

Sarah is also the co-founder of the SO REIT Club which holds monthly networking and real estate education meetings for investors. Sarah was also featured on the cover of the Toronto Star in June 2017 for being a young millennial building a portfolio of properties through hard work, dedication and commitment without the help of parents or relatives.

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Show notes:

SOREITClub https://www.facebook.com/SoReitClub/

REIN’s ACRE (Erwin’s $300 discount code ERWINSGUEST): http://info.reincanada.com/toronto-acre-2018

Brantford Paralegal Wenda Allicock: http://www.wendaallicock.com/

Sarah’s website: https://sarahlarbi.com/ and email Sarah@sarahlarbi.com

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

2017 In Review

January 4, 2018/0 Comments/in podcast, Uncategorized/by truthaboutrealestateinvesting_urdkth

Hello real estate investors!!

Welcome to another episode of the truth about real estate investing show.

Happy New Years to you all! We have many terrific guests lined up for 2018, so make sure to subscribe so you can learn their lessons to ensure you achieve your new years resolutions, as I’m sure they include increased financial security and freedom!!

In case anyone is interested, the Real Estate Investment Network is hosting it’s annual weekend workshop, the Authentic Canadian Real Estate Systems (or ACRE for short), on March 2nd – 4th near Toronto Pearson Airport at the Pearson Convention Centre. For my friends and listeners to the show, REIN has provided me a discount code. It saves you $300 per guest. If you’ve been to previous events you know the the full retail price is $687, which has never gone up to my recollection. I’m a REIN member so my admission is included in my monthly fee… but anyways, the full retail price is a fantastic deal already and my discount code of ERWINSGUEST will save you $300. Link: http://info.reincanada.com/toronto-acre-2018

If you want the full ACRE experience, I recommend you plan to attend the informal evening festivities to network with the other attendees. To me, it’s a great time to reconnect with my out of town real estate friends who don’t make it to all the events but they make the time for ACRE because it’s such a great event.

On to my 2017 Year in Review!

The Real Estate Market:

From January to May, the market rocketed up. It was nearly impossible to purchase a property in Hamilton, as it was a regular occurrence to compete with double digit offers on the same property. Supply was limited and demand was through the roof from Toronto folks and locals. St. Catharines grew in popularity for us as investors. Competition was still fierce, but nothing like Hamilton, and we were renting at rates close to Hamilton’s. KWC was crazy hot as well, and continues to be a hot market as multiple offers there are still a regular occurrence. After May, and after the Foreign buyer tax becoming effective, the market slowed considerably for Hamilton and St. Catharines, exactly what us investors wanted, though we noted less interest from investors in Summer and Fall. Oddly enough, that is when I purchased two properties, in the summer and fall, both as discounts from the Spring market. Right now the market feels more balance, but prices remain up around 7-8% in our target markets compared to this time last year.

The Rental Market:

As a real estate investor we have two real estate markets to monitor. Real estate prices, as that determines the value of our portfolio and acquisition costs. Then there is the rental market, and 2017 was very good to investors. From January to May, our investors were obtaining the highest rents we’ve ever seen in the markets we operate: mainly Kitchener-Waterloo-Cambridge, Hamilton, Brantford, Hamilton, St. Catharines, Niagara Region. In the Spring we were consistently seeing rents of $1,650 plus utilities for renovated three bedroom apartments and $1,300+ for basement two-bedroom apartments. Keep in mind about five-six years ago, we rented entire three bedroom houses for $1,300+. The summer saw reduced demand, as kijiji ad views and showings were way down, and returned to a moderate level in the Fall. Myself, I like to review my rental ads and prices every two weeks. If I need to make an adjustment, I will. Most often to price, or tweaking of the headline or ad copy. For the property we purchased in the summer, I needed to reduce the rent 3-4 times by $25-50 increments until we found a great tenant. For the property we closed on December 1st, knowing we were approaching the holidays and winter, the slowest market, I was ultra aggressive by advertising our rent $50 below market value. Evaluating a $50/month discount vs. being vacant for three months, an opportunity cost of $4,800, I chose the $50 discount and we rented to a tenant who attended the first showing.

On the business side, we’ve grown considerably, helping investors transact on over 100 properties in 2017. We’ve undergone many changes, moving away from the “Mr. Hamilton” brand to the “Halton Real Estate Investment Group”, as we expanded our geographic coverage of top towns for investment in pursuit of cash flow. Our team has grown considerably as well in order to support the number of clients we support. Apparently good news travels fast, and when you do a great job helping to coach clients to financial success, they compliment you with referrals of friends and family for which we are forever grateful. Erika Spencer joined our team in late 2016 and has been a force to reckon with. Even with the birth of baby Owen in October, she was back to work in November. Koukun Unosawa, Han Wang, and Tammy Ditomaso all joined us in 2017 and Paisley Mackenzie is coming on board in early 2018, all as Junior Coaches. To ensure our newest team members received the same training I had given, James Maggs was promoted to Vice President of Coaching Services, with all of our coaches reporting directly to him.

On the Personal side of 2017, improving my health and energy levels took main stage. After years of pushing myself mentally and physically, I was burnt out. My body was giving up yet I continued to get by on excessive caffeine and sheer will power. I took a couple tests while seeing a new doctor, Dr Callum Cowan, a high performance health specialist who works with pro athletes like NHL’ers, UFC fighters, and high level executives, to repair the damage I’ve inflicted on myself to get to where I am today. I did a very restrictive cleanse in February and March, avoiding my food sensitivities and took care of a parasitic bacteria I picked up somewhere. I also started going to bed earlier. As you parents and entrepreneurs know, we can only control what we can control and I’ve found my mood and energy level is better with more sleep. My kids and family, my clients, and my business all deserve the best me, so I started tracking my sleep with my wearable technology, called a Whoop, and an app to ensure my peak performance. With all these changes, the quality of my work has improved as my mind is rested and more clear. I’m able to train more often, which I love, without having to take as many afternoon naps. The best part is I’m less cranky with my wife and kids so everyone wins with more sleep.

Dr. Cowan with UFC Champion Max “Blessed” Holloway

Dr Cowan is one of our guest speakers for the January Halton REI Group meeting on January 13th. His talk is titled “Feel Better, Function Better, Become a Phenom” and if you’ve seen him present before, don’t worry, the doctor has promised updates as the science of health is ever evolving!!

We will also be hosting a guest panel of investors on the subject of raising successful kids featuring Carol Dias, Margaret Plut, Rob Watson, Charles Wah and Mary Clements. All are successful in their careers and as investors, and they are happy to share the lessons so we can all achieve one of our ultimate goals, parents to successful children.

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

This podcast is brought to you by the Halton Real Estate Investors Group. The goal of the Halton REI is to entice would-be real estate entrepreneurs to get off the couch, make things happen, and replicate the success of our multi-millionaire clients such as podcast guests Charles Wah, Andy Tran, Evelyn, Kaush, Cherry Chan, Michal Wywrot and Tim Collins. Our track record of coaching highly successful investors is extensive and we share our secrets, tips and tricks at Halton REI meetings. So if you are interested in travelling the path of least resistance to real estate wealth without ever swinging a hammer, than this is the place for you. Go to HaltonREI.ca/signup to register and do so quickly to avoid disappointment as we have waitlisted folks many times and seats are limited. One of the secrets of success is to surround oneself with successful people and in my ten+ years of attending workshops and networking events, this is one of the best places to be and I hope to see you soon.

Questions for Don Campbell and The RE Market in 2018?

December 19, 2017/0 Comments/in podcast, Uncategorized/by Erwin Szeto

Hello Real Estate Investors!!!

We are baaaccckkk!!! From a quick week in the Western Caribbean (I always spell it wrong: Carribean…) on mega cruise ship Oasis of the Seas!!! This time we cruised with the kids, my mom and our friend, Maria. I don’t get to see my mom as much as we’d like, as she lives on the other side of the planet in Hong Kong, but we will start making this a tradition of bringing mom with us on a vacation with the kids around the holidays. For all of us investors it’s been a great year, so why not have some fun with our returns since life is short and all about experiences. My mom had never been on a cruise either, so it was a fun gift to her. Next year, the goal is a Disney Cruise!!!

Though this trip was challenging, because Cherry and both kids were sick during the trip, we return with great memories. On the last day of the cruise, after breakfast on our way back to our room to grab our luggage to disembark, we explained to my son we were going home and everyone on the packed elevator heard him whine, “I don’t want to go.” Mission accomplished, the kids had a great time! We took a bajillion pictures to capture the memories. My mom and kids are looking forward to the next vacation. Cherry and I on the other hand could use a vacation from the vacation!

No podcast this week, but I did interview my favourite Financial Advisor, Kathleen Van Den Berg. She is far from your typical Certified Financial Planner who is commissioned to sell you mutual funds. Instead she takes a more holistic look at your goals and portfolios and, if you can believe it, recommends investing in real estate!! Plus more great financial advice to build and protect your financial wealth. The audio needs some work hence the delay… only the best for our listeners!!

We do have some great guests coming up, including a young lady who executed 16 joint venture deals in 2017!! She will share her successes and failures so you may learn what to do and what not to do.

Questions for Don Campbell and The RE Market in 2018?

We also have best selling author and Senior Economic Analyst of the Real Estate Investment Network coming up. If you have questions please send them in! Our discussion will be focusing on investing for 2018 and his advice for investors to play both offence and defense with your real estate.

In other news, check out these articles on Hamilton. The first article I find hilarious. Having worked for years in downtown Toronto, with many friends and family who live in downtown condos, and as a parent of young kids, to always be planning around their temperament and schedules, I really relate to it. E.g. if we eat out at a restaurant, we are there at 5-5:30pm to ensure we are the first table served for expedient service and allowing time for the pre-going to bed process. Lineups and wait times are the enemy!!! All you parents know what I’m talking about!

The New Hamiltontonians, article here: https://torontolife.com/real-estate/the-new-hamiltonians/

Quoting and summarizing the article:

The author of the article describes his experience and decision making process of growing up, working, starting a family in Toronto and the pragmatic decision to move to Hamilton. The story gives insight into why die hard Torontonians are becoming the new Hamiltonians.

“Once I had a kid, the minor inconveniences of downtown life became meltdown-triggering minefields. The simple act of going to a neighbourhood restaurant for lunch required a logistical calculus evaluating wait times, stroller storage space, high-chair availability and my toddler’s ticking-time-bomb temperament. The family-friendly attractions Toronto has to offer—the AGO’s Sunday kids program, the dinosaurs at the ROM, the CN Tower, the High Park cherry blossoms—came to represent lineups and headaches. And that’s to say nothing of the city’s programs, which were harder to access than Tragically Hip seats on Ticketmaster last summer.”

~ I laughed out loud at this one!!

“The average price of a home in the city of Hamilton is $541,720—a bargain compared to Toronto, where the average is nearing the million-dollar mark…. In the first quarter of 2017, 23 per cent of people who bought homes in the Hamilton area were from the GTA.”

“Hamilton is just getting started. These days, the city’s top employers aren’t the steel mills, but McMaster University and Hamilton Health Sciences Corp., the umbrella organization for the hospital network. The Hamilton area is expected to generate 2,600 new jobs in 2017 and 4,000 more next year, mostly in the tech, health and education sectors. As the economy has grown, so has the city’s infrastructure. A second GO station opened in 2015. “

“we were able to sell our [Toronto] place for $845,000—which, after clearing up debts, left us with enough for a 20 per cent down payment and a monthly mortgage equivalent to the $1,400 share we were paying in Toronto.”

~ same payments and 4x the square footage in one of Hamilton’s nicest neighbourhoods.

Here is a more recent article: Hamilton doesn’t need real estate bargain-hunting Torontonians, link: https://www.theglobeandmail.com/opinion/hamilton-doesnt-need-real-estate-bargain-hunting-torontonians/article37361569/

This article is from the view of a long-time Hamiltonian on how the influx of Torontonians is affecting the lifestyles of Hamiltonians and the roots of Hamilton’s NIMBY’ism (not in my backyard), a consequence of Hamilton being such an attractive place to both live and invest.

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

My 2nd Property of the Year

December 8, 2017/0 Comments/in podcast, Uncategorized/by truthaboutrealestateinvesting_urdkth

Hello Halton, Toronto, Hamilton, Brantford, St. Catharines, Niagara, Welland, Thorold real estate investors!!!

It’s December, so we’re full swing into holiday mode!!!! Christmas lights are clipped into our eavestroughs, our light up Santa got blown over on our front lawn, the usual! This year we started a new tradition, the Royal Botanical Garden’s Santa’s Signature Experience. My wife booked it after reading the rave reviews on a Facebook mom’s group, and the experience lived up to the hype.

It included a return trip on The RBG Express (a train ride), hot chocolate and a cookie, storytelling and crafting with Santa’s helpers, admission to RBG for the day’s activities, and of course your visit with Santa.

Santa’s Cabin was off the hook! It had a beautifully decorated fireplace,

giant tree, and, the star of the show, Santa!! Santa asked my kids if they knew they had brought Christmas magic with them. My kids had no clue what he was talking about, but then Santa reached behind my daughters ear and illuminated a light within his glove between his index finger and thumb. The look of astonishment on my kids faces made me nearly lose my composure. I couldn’t have been happier with the experience, but my daughter had more in store for us.

A few days later, we asked my daughter what she wanted for Christmas and she said “I want a Lego Cookie Monster to give away at the Basket Brigade.”

Mission accomplished!!!! Christmas can end now and I’d be happy. Part of our objective with our charity is to teach the kids to be selfless, and I believe the best teaching is done by showing, not telling. My daughter is not even 4 years old and she knows the meaning of Christmas. Proud parent moment!!

Here she is with Anna and Elsa dolls (from the Frozen movie) we bought with our own money to give away on our personal deliveries.

In case you’re interested in an opportunity to teach your kids and to give back, we need a few more packers and are in need of 25 more delivery drivers. To avoid disappointment, please register ASAP. Hamiltonbasketbrigade.com

My 2nd Property of the Year

Last week we closed on our 2nd investment property of the year, and this week I recount how it all went down!! Hopefully in a few weeks I’ll be able to talk about our third property of 2017 🙂

Video tour of the property: https://www.youtube.com/watch?v=1WLqRCE8k10&feature=youtu.be

My basement kijiji ad: https://www.kijiji.ca/v-view-details.html?adId=1314895431&requestSource=b

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

This podcast is brought to you by the Halton Real Estate Investors Group. The goal of the Halton REI is to entice would-be real estate entrepreneurs to get off the couch, make things happen, and replicate the success of our multi-millionaire clients such as podcast guests Charles Wah, Andy Tran, Evelyn, Kaush, Cherry Chan, Michal Wywrot and Tim Collins. Our track record of coaching highly successful investors is extensive and we share our secrets, tips and tricks at Halton REI meetings. So if you are interested in travelling the path of least resistance to real estate wealth without ever swinging a hammer than this is the place for you. Go to HaltonREI.ca/signup to register and do so quickly to avoid disappointment as we have waitlisted folks many times and seats are limited. One of the secrets of success is to surround oneself with successful people and in my ten plus years of attending workshops and networking events, this is one of the best places to be and I hope to see you soon.

Gold Award & Economic Update

November 28, 2017/0 Comments/in podcast/by Erwin Szeto

Hello Halton, Toronto, Hamilton, Brantford, St. Catharines, Niagara, Welland, Thorold real estate investors!!!

Left to Right: Richard Dolan, President of REIN; Patrick Francey, CEO of REIN; me; Don R Campbell

This week we close on another investment property. It’s our 2nd investment property this year, with plans to buy our third, hopefully in December. Last week was November’s REIN meeting, and I finally remembered to update and submit my list of properties I had purchased as a REIN member. Lucky enough, Don Campbell was in town to present live, and I was awarded my gold pin for 17 properties. Don, and the REIN executives and members, have been a huge part of my journey. REIN just announced ACRE, the best weekend of real estate training, on March 2-3rd. Link: http://info.reincanada.com/toronto-acre-2018. The price is a rock bottom $687 plus tax, but hopefully I can get you listeners a discount code, so hang tight! For those of you who have been around for a while, you know $687 is a great return on investment. Other organizations charge $1,500 for a weekend event and I’ve invested thousands more for other business events.

Fully renovated, turnkey.

Funny story about the REIN meeting; as I was getting ready to head out the door to drive with my buddy, Charles Wah, to the REIN meeting, I wanted to wear my red Nike shoes. Specifically, Kobe Bryant’s, knowing that Richard Dolan, President of REIN, wears equally funky shoes some days. Normally, I would just wear dress shoes. Later that night, as Richard called me to stage to accept my award, he jokingly accused me of raiding his closet and stealing his shoes. 😛 Unprofessional of me to wear basketball shoes? Maybe, but fellow members and Don Campbell were complimenting me on both my shoe game and award, so whatever. I’m not sure there is a lesson there, I was just being me: a big basketball fan and a fan of comfortable shoes.

Richard Dolan asked me what my secret was and if anyone can accomplish the same. Yes, anyone can do this. Being a REIN member has helped me, and the secret to success? Anyone who makes investing a priority will succeed.

Economic Update

Welcome, ladies and gentlemen investors across the greatest country in the world. My name is Erwin Szeto aka Mr. Hamilton, bringing you the Truth About Real Estate Investing show for Canadians, where it is my job to bring you experts in the world of investing. We will learn from their experience, pick out the lessons, tips and tricks, and figure out what makes them tick, so you too can replicate their success to enhance your real estate investor’s life of health, wealth, friends, family and fun.

This week we have something different, like we do every week! This week we have the economic update presentation I delivered in October to my Halton Real Estate Investors Group. I did it in one take, so it’s not polished, but if you want insight into what drives my decision making to continue to acquire investment property while having very little diversity in my portfolio, this will give you that insight! In my opinion, those with assets will create the most the wealth and if I don’t, well, that’s a scary alternate ending I’m doing everything in my power to avoid.

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

To Watch:
On YouTube: https://youtu.be/u7ZoKsp1R_s?t=1s

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

This podcast is brought to you by the Halton Real Estate Investors Group. The goal of the Halton REI is to entice would-be real estate entrepreneurs to get off the sidelines, make things happen, and replicate the success of our multi-millionaire clients such as podcast guests Charles Wah, Andy Tran, Evelyn, Kaush, Cherry Chan, Michal Wywrot and Tim Collins. Our track record of coaching highly successful investors is extensive, and we share our secrets, tips and tricks at Halton REI meetings. So, if you are interested in travelling the path of least resistance to real estate wealth, without ever swinging a hammer, than this is the place for you. Go to HaltonREI.ca/signup to register. Do so quickly to avoid disappointment, as we have waitlisted folks many times, as seats are limited. One of the secrets of success is to surround oneself with successful people. In my ten plus years of attending workshops and networking events, this is one of the best places to be. I hope to see you soon.

USS Concert and Capital Gains Exemption On Rental Property

November 15, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello Halton, Toronto, Hamilton, Brantford, St. Catharines, Niagara, Welland, Thorold real estate investors!!!

Who doesn’t like live music, especially when they put on THE BEST live performance. My credo is, life is all about experiences. I recommend you catch USS if they’re ever playing a gig near you. At the show in Hamilton, I had a great time with my friends Mike Gillespie, St Catharines investor extraordinaire; John Roumanis, Hamilton investor of $600,000 in 6 Years fame; and Steve.

Here is a youtube video of one of their lives shows: https://www.youtube.com/watch?v=TT3KZIE27xo

With life being so short and everyone being so busy, I find my social circle continually distills down to just awesome people who are also successful in business, which makes for great conversations. So keeping with living your real estate investor’s life of health, wealth, family and fun; for those who enjoy having fun along side successful real estate investors, a group of us including: Andy Tran (second suite guy), Charles Wah (land developer guy), James Maggs (10 property guy), Roger Auger (property management guy), Zach Twose (contractor guy), John Roumanis ($600k in 6 years guy), me (Chinese guy); we are planning a social get together of fun and adult beverages at Dave and Busters in Oakville, which is basically Chucky Cheese for adults. Since there is no Halton REI Meeting for December, we figured we’d put out an open invite to everyone for an Xmas social. No tickets or passes, just pay your own way.

Capital Gains Exemption On Rental Property

Welcome ladies and gentlemen investors across the greatest country in the world. My name is Erwin Szeto, aka Mr. Hamilton, and I bring you the Truth About Real Estate Investing show for Canadians, where it is my job to bring you experts in the world of investing. We will learn from their experience, pick out the lessons, tips and tricks, and figure out what makes them tick so you too can replicate their success to enhance your real estate investor’s life of health, wealth, friends, family and fun.

This week we have something different, like we do every week! In last week’s episode, Ryan Carr and I were stumped on the principle residence capital gains exemption Ryan is entitled to after he recently sold his current principle residence. This area of real estate tax is not well known, and I didn’t have the answer, so I did what any investor would do: walk down the hall to my wife’s office and ask her. It just so happens I’m married to the Cherry Chan of www.realestatetaxtips.ca, who this month was published in the CPA Magazine, where she goes on to educate Chartered Professional Accountants on taxation of investment real estate.

So, I walked back to my office, called my wife, clicked record, and asked her how to properly maximize one’s returns by declaring a rental property as one’s principle residence, along with some additional difficult follow-up questions. I hope you all enjoy this as I know how difficult it is to find answers to these very specific questions, without paying Accounting fees. As always, everyone’s situation is different, so do please contact your professional Chartered Accountant specializing in real estate investments.

To Listen:
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
Google Play: http://goo.gl/CAM5Mn
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr
Download as an MP3 by right clicking here and choosing “save as”

To reach out to Cherry:
website: www.realestatetaxtips.ca
Facebook: https://www.facebook.com/CCCPA/

Till next time, just do it, I believe in you.
Erwin
Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

How To Prepare for the Housing Crash

November 9, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello Halton, Toronto, Hamilton, Brantford, St. Catharines, Niagara, Welland, Thorold real estate investors!!!

What a terrific weekend for Canadian sports!! My Saturday started with spectating a Brazilian Jiu Jitsu tournament to support my teammates from http://www.mnunesbjj.com/ who were competing. I’m still a beginner at the sport, so I was there to be a cheerleader and to experience a competition as a spectator before I sign up to fight in 2018. Yup, I’m committed to competing at least once and I’ll take a pragmatic approach to training in the sport, by working on both my strength/conditioning and my diet, as I’ll need to lose weight to ensure I’ll be the largest competitor in my weight class. Just like my real estate, I prefer to have every advantage in my favour. When I turn 40 I will be the youngest in the Seniors, 40 years old and above, division :D.

Speaking of having every advantage, my clients hired me to sell their flip property, a gorgeous 2,600 square foot house on one acre. To best present the property we recruited the best stager and the best photographer to do a “Truetour” video, so you feel like you’re there. We also had drone pictures taken to properly capture what a lovely property this flip is. Check it out here: http://virtualviewing.ca/mm16b/4078-aberdeen-rd-beamsville-u/

Saturday night was the return of the all-time-greatest in combat sports, Georges St. Pierre, who won the Middleweight

Championship in shocking form. You can’t tell from the picture but we were all jumping up and down when Georges connected with that short left hook. We were so loud we woke up Cherry. 😛

In attendance were some of my investor friends: Mike Iuliano, Andy Tran, Charles Wah and Mary Clements. Can you tell I enjoy mixing business and pleasure? Makes for more interesting conversations, and they’re all great company. Special thanks to Mike for bring nacho ingredients from his garden for some of the best nachos I’ve ever had. It made a great night even better.

Sunday was the TFC Eastern playoffs semi final. The second leg was a crazy game. Toronto had all the best scoring chances in the 1st half then gave up trying on offence in the 2nd half. There were a million penalty cards handed out, the crowd was all over the ref, including beers being thrown in his direction. We lost the game, but move on to the eastern final due to away goals tie breaker. Can’t wait for that game! TFC TFC!!! #COYR

What You Can Do Now To Prepare for the Correction

This week we have something different. We have a returning guest in Ryan Carr, because him and I were masterminding two weeks ago and he was explaining to me how he is bearish on the market. We both agree a correction is coming, or we may have already hit bottom based on some of the headlines, but Ryan is believing the correction will be worse than I expect. With doomsayers, the strategy is obvious, sell all your real estate and rent. Not many people put their money where their mouth is like MP Garth Turner, who called for a correction in 2008. We all know where the market has gone since then though. He may have been incorrect, but at least he practiced what he preached.

That brings us to Ryan Carr. He’s back on the show to share with all of us how he’s preparing for a steep correction in the short term. The show is the Truth About Real Estate Investing, and I want to bring you a variety of opinions and experts so you too may maximize your financial success, have kids that graduate university debt-free, support your favourite church and charities, etc… Ryan is a bright young man investing in 20 properties in the last 2 years, and his only formal training is in mechanics.

For the long version story of Ryan, simply rewind back two episodes or click here: https://www.truthaboutrealestateinvesting.ca/mechanic-invested-20-properties-two-years/

So without further ado, I give you, Ryan Carr.

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

To reach out to Ryan:

Vertical split tour Nov 18, 10am! Register directly w/ Ryan

website: https://rwcarrinvestment.com/

Facebook: https://www.facebook.com/profile.php?id=100010830488618

Ryan’s article on shed investing:

Article Cdn Real Estate Wealth Oct2017

Till next time, just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

Happy Halloween & The Inner Change Maker of Real Estate w/ Jay Wong

November 1, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Happy Halloween Halton, Toronto, Hamilton, Brantford, St. Catharines, Niagara, Welland, Thorold real estate investors!!!

Saturday was another great coming together of like minded real estate entrepreneurs, sharing and giving. It had to be with the cold rain and driving before sunrise!! I have the worst short term memory, as I seem to forget how the days get shorter in the fall/winter LOL.

The event covered an economic update, mortgage market update (thanks to Scott Dillingham of CIBC), some excellent tips on investing in GTA condos the right way (thanks to coach Tim Hong), and how my client Rob Watson is cash flowing $400 more a month on his Hamilton duplex than I am.

Here is some of the feedback we received about Saturday’s meeting and thank you everyone for the kind words!

“Great experience for my first time and I will definitely be coming out again!” ~ Peter

Here’s what my friend Monica said, who is a busy mom with three young kids who could only make the VIP lunch. She’s also an ultra successful investor:

“I’m not sure I would go again just for the lunch. Sounded like the morning session was informative and interesting. I went to see Cherry and to meet some more people. I was getting too lonely and want to broaden my investor circle. Lunch was great as an after-event of the morning session. :)”

The feedback we keep hearing over and over again is the desire for more networking, and I am no different. I’m lucky to personally benefit from high level master minding, after having researched other high level networking groups such as Joe Polish’s 25k group (which is literally $25,000 USD per year to join), Entrepreneur’s Organization ($10k/year membership, membership qualification requires $1 million in revenues), Go Bundance ($7k USD in membership fees just to join, events are extra). I’ve heard wonderful things about each of the organizations but between the cost and time commitment, it’s a bit out of reach for many, hence our Halton REI events and now the Halton REI VIP lunches.

So I hope to see you all Nov 25th for the next meeting where we will have excellent speakers, as always, in Quentin Dsouza, Andy Tran and Charles Wah. Plus networking opportunities and Halton REI membership opportunities and referral program for 2018. Hope to see you then!

Real Estate Tip: Contractors

Is anyone else having challenges getting quick turnaround on repairs and maintenance at their properties? With the housing boom going on, contractors are becoming more and more in demand, so getting stuff done at our properties has become more and more challenging. One strategy I’m employing is to commit to my Hamilton handyman for roughly 20% of his time, like a retainer, similar how we pay property managers. This model has worked well for me in St. Catharines, where we’ve taught our tenants to contact our contractor, Terry, directly if they need anything fixed. Terry will also quarterback repairs and maintenance should a skilled tradesperson be required e.g. gas technician, electrician, plumber etc… so I can spend more time working on the business and with my family. We will see how this goes and I’ll report back. Sources of contractors can be kijiji, referrals, or someone you already know, e.g. my landscaper who I will be giving some light reno work to do. As always, if you want a strong relationship, pay your people on time and treat them well. I’ve already invited my duplexing team to lunch at the Keg on me when the basement is done and I’ll do it again when the next is done, and the next, and the next… No one does this and contractors love it!

The Inner Change Maker of Real Estate w/ Jay Wong

Did you know podcast listeners earn 10% more income than non-listeners? I didn’t either, until this week’s guest, Jay Wong, told me! I’m guessing there is a causality relationship from you the listener, listening to THIS podcast and going out and making more money. 🙂

Back to this week’s guest, Jay Wong, who is a real estate investor, but he’s more well known for his ultra successful, rated #1 Self-Help podcast theinnerchangemaker.com on iTunes. I know if you’re listening, you may enjoy my podcast, however Jay gets 50-60 times as many downloads as I do so you can just imagine how good the theinnerchangemaker.com is. Jay’s mission is to create empowering media that summarizes all of these great lessons covered in his show by other successful Changemakers, in hopes that these combined journeys will help business owners grow their business through online marketing and elevating their leadership.

If you’re a real estate entrepreneur, or an entrepreneur in general, I know you’ll find Jay’s lessons useful in helping to build your authority and raise joint venture capital.

Jay’s past guests include leading educators in self development: Bob Proctor, Grant Cardone, and Philip Mckernan. From the feature image for this episode, you can see Jay and his podcast were featured at Toronto’s busiest intersection, Yonge and Dundas Square! Without further ado, I give you The Jay Wong.

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

To reach out or follow Jay:

website: theinnerchangemaker.com

YouTube Channel: JayWongTV, link: https://www.youtube.com/channel/UCeR0FLjRFFLqY5nLPAmc0dA

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

How A Mechanic Invested in 20 Properties in TWO Years

October 26, 2017/1 Comment/in podcast/by truthaboutrealestateinvesting_urdkth

Hello Halton, Toronto, Hamilton, Brantford, St. Catharines, Niagara, Welland, Thorold real estate investors!!!

As I was driving away from my Brazilian Jiu Jitsu class, someone pulled up next to me at a stop light. I knew something was up because I was stopped one car back from the intersection yet the driver next to my left one car length in front of him at the stop light that was currently red. I thought he was mad at me as I had earlier signaled to lane change, but I didn’t when I saw him in his Range Rover in my blind spot during my shoulder check.

I looked over and he gave me the universal hand signal to roll my window down. I muted my audio book (“Extreme Ownership” by Jocko Willink, it’s excellent by the way) and rolled my window down, expecting some irrational anger directed my way. Then he says “Thank you so much for your podcast, I love it and I’ll be there for the tour October 28th. Thank you again for the podcast.”

I was shocked, and I’m sure the look on my face matched my feelings. I laughed and thanked the gentleman for the kind words.

Thank you to the gentlemen in the Range Rover and thanks to you all who write in, or share your kind words with me at networking events. I hope listening to my podcast is as fun as it is interviewing these high achievers. Not the post production though – that’s not fun and it time consuming. LOL!

Making money is important and fun to spend.

For you readers and listeners, I know you and I agree, making money is an important thing to do. Money gives you options, money buys you time and freedom and it can be fun to spend.

A motto I live by is living is giving and life is about experiences and I’ll give you an example of how money can indeed buy happiness.

Photo Credit NHL.com

A friend of mine was asking for sponsorship money for the EasterSealsSkate.org where her special needs child will skate with the future 2017/18 Stanley Cup Champions, Toronto Maple Leafs if they meet their donation goal. Sounds like a pretty amazing experience!! 5 minutes and an anonymous donation later, and done, their kid is going to skate with future hall of famers Awesome Matthews, Michal Nylander, Patrick Marleau, Mike Babcock, Morgan Rielly, the list goes on and on…

Don’t believe me? Try it. Living is giving and life is about experiences and money can indeed buy happiness.

Any rock music fans here?

On Friday night, Billy Corgan of the Smashing Pumpkins, one of the biggest rock bands of the 1990’s and early 2000’s was in town for a solo performance and it was excellent. Though Billy is socially awkward, he was his usual ornery self, lambasting fans who shouted song requests. Billy really doesn’t like being told what to do :P. However, he was humble and grateful throughout the night and I think he wiped away a tear during a standing ovation.

His music was a big part of my teenage years and I’m loving listening to all their albums on Apple Music (subscription based music streaming and downloading). If you know of any great concerts coming, please let me know! I’m one of those folks who is always the last to know 😛

Welcome ladies and gentlemen investors across the greatest country in the world. My name is Erwin Szeto bringing you the Truth About Real Estate Investing show for Canadians, where it is my job to bring you experts in the world of investing.

We will learn from their experience, pick out the lessons, tips and tricks, and figure out what makes them tick so you too can replicate their success.

This week I’m excited to bring to you, all the way from Oshawa, Ontario, Ryan Carr. He is a trained Mechanic who was bitten by the entrepreneurial bug and turned to real estate. At first he renovated his own investment properties, but when he couldn’t scale himself, he hired full time contractors. If you’ve been renovating, or looking to renovate like I have, you know how hard it is to get the attention of contractors with this housing boom going on. Ryan’s solution is to hire folks full time. He’s keeping them busy as he’s purchased 20 houses in the last two years, all requiring varying degrees of renovations, including the vertical duplex split. A horizontal split would be the traditional basement apartment duplex, whereas Ryan will install a vertical wall/s to divide a property to increase cash flow by $300-500/month. Ryan will share some tips on when to vertical split and how to source 20 properties, mostly private deals not on MLS.

This interview with Ryan was an eye opener to me, as are all of our guests, but this is the first time my podcast has been required listening for my team the Halton REI Team.

So without further ado, I give you Ryan Carr

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

To reach out to Ryan:

website: https://rwcarrinvestment.com/

Facebook: https://www.facebook.com/profile.php?id=100010830488618

Till next time, Just do it, I believe in you.

Erwin

Hamilton, St. Catharines, Toronto Real Estate, Land Development Investor

I Quit! Trading Security for Independence With Cash Flow Investing and Mindset – Rene Masse

October 18, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Mission Accomplished!

300 families received Thanksgiving dinners!!

I don’t know how we did it! Actually, I do. The collective efforts of all wonderful people from the Hamilton Basket Brigade, including many of you readers and listeners and clients, who we consider our friends. Though we investors are often attacked in the media and by the government, real estate investors are generous people accounting for over 90% of our donations, so please keep being YOU. I just loved the smiling faces of both the volunteers and the recipients, greeting us with faces of surprise and gratitude. I am truly thankful for friends like you who pull this event together to make a difference, however small, to families in need.

Super Excited to Have the Mayor Volunteer to Help Out

Here is just some of the feedback we collected:

“Our family was one of the lucky groups to receive this generous basket!!!! I was in complete shock and cried after they left. I’m so grateful and will definitely be paying it forward. Thank u!!!!”

“I think my sister’s friend received one of those baskets you were talking about. I don’t know who put her name forward, but you should know that Barney is off with a cancer diagnosis and Betty is really struggling to support the family on just her income [not their real names]. I know that she was extremely grateful for the Thanksgiving dinner provided to her by strangers. Keep doing what you’re doing as it is helping so many within our community.”

Like being a landlord, operating a charity is not always easy. This week, I’m shelling out another $600 to repair a furnace on a vacant property that isn’t bringing in any rent. However, the experiences from the charity are a reminder of how petty my problems are compared to those who don’t have their health and struggle to put food on the table for their family. Again for Xmas, the Hamilton Basket Brigade will do our part, however small, to provide another 300 Christmas dinners to those without. And I will personally deliver a Christmas basket to Barney and Betty, along with toys for each of their three children. Struggling financially is one thing, but for a child the thought of losing a parent suffering through cancer is another. Maybe we can give them at least a reprieve from reality for just one night. We will be the change come December 23rd. You can help too, by volunteering/donating here: https://www.hamiltonbasketbrigade.com/. We are capping volunteers to the first 100, in an effort to respect everyone’s time.

I Quit! Trading Security for Independence With Cash Flow Investing and Mindset – Rene Masse

This week I’m excited to bring to you, all the way from Kingston, Ontario, Rene Masse. Rene has been working with tenants for over 20 years, as he grew up sharing space with tenants in his home. Rene has invested for 10 years, having reached the significant milestone of earning $5,000 cash flow per month after six years. He did so investing only $14,000 of his own money! That is a pretty good return on investment, considering Rene quit his teaching job after just three months, giving up the steady paycheque, summers off, pension and job security for the entrepreneurial life. This is after years of University and Teacher’s College at Queen’s University and graduating with debt!!

Rene definitely has no interest in being average, and is truly living life to his fullest, as you’ll see from the interview which went no where near what I expected. Rene also produces a series of entertaining and educational videos on the subject of real estate investing and he has extensive experience in hiring university students to work in his business and video production. He’ll share how he does it! So without further ado, I present to you, Rene Masse

Website: https://www.getbetterreturns.ca/

on Facebook: https://www.facebook.com/getbetterreturns.ca/

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Till next time, just do it and I believe in you!

Erwin

Hamilton, St. Catharines, Toronto Real Estate Investor

How a Failing Student Became a Multi-Millionaire w. Roger Auger

October 4, 2017/1 Comment/in podcast/by truthaboutrealestateinvesting_urdkth

Hello Real Estate Investors!

Last Thursday, I had the honour of representing the HamiltonBasketBrigade.com on Cable 14’s “City Matters” to share our story of humble beginnings of plans for Roger Auger and I to deliver groceries for a Christmas dinner for three families each and now we’ve grown with YOUR HELP to provide for 300 families in need this Saturday!!

The fear of public speaking will make the top 10 list of fears for the average person and often ranks higher ahead of the fear of death. I can relate as I still vividly remember the terror I felt having to give a 3-5 minute speech in front of my classmates in Grade 3 and then again once each year which was easily my least favourite part of school. The feeling of dread, sweating profusely, the feeling of an expanding mass in my gut we all nicely refer to as “butterflies in the stomach” but in reality it feels more like an angry pack of dogs in the stomach… Having somewhat matured as adults doesn’t mean fears go away. Hanging Christmas lights from my roof still scares the crap out of me but we do it anyways while putting on a brave face for my kids. Same with my fear of public speaking.

I’ve never done live TV before so it was a nerve wracking experience but it felt easier with no audience, all of the production crew were outside the studio room so it felt more like a conversation between the host Doug Farraway and I. Doug is an excellent host and is active in community charities so we had much in common to discuss. The takeaway I do want to share is we are all afraid, I fear I overpaid for EVERY property I’ve ever bought, I fear we will fail in our mandate to help the poor but the greater good outweighs my fears hence we do it afraid anyways.

This week I’m excited to bring to you my friend and client Roger Auger who grew up in a poor and less than ideal household in a bad part of town. From an early age, Roger learned he had to hustle to make money to pay his parents’ mortgage because what else should a 13 year old be doing. But he struggled in school and resorted to blackmailing his high school teachers to allow him to graduate or endure another year him back. Roger tried college but that didn’t work out but he never stopped working hard to earn enough to buy investment property. Now at 13 properties, he’s done quite well for himself amassing considerably more wealth than many people I know with Masters degrees and on top of that, he has a heart of gold as Roger is the co-founder of the HamiltonBasketBrigade.com, wait till you hear the story about him and son Josh delivering Christmas dinners. So without further ado, I give your Roger Auger

Web: http://www.augerproperties.ca/

Email: roger@augerproperties.ca

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Sorry for the interruption during the introduction, that was my daughter bursting into my office to inform me the electricians were finished installing our new hot tub. A new hot tub paid for by one of our investment properties. That is the dream after all, to have your assets pay for your liabilities. If you enjoyed the show, please click subscribe and I really appreciate 5 star reviews on iTunes. I read every comment and and grateful for all the fans of the show, thank you for the kind words from everyone who has left reviews or emailed me. If you’d like new episodes delivered to your email as soon as they are available, simply go to https://www.truthaboutrealestateinvesting.ca/ and type in your email address. Till next time. Just do it! And I believe in you.

Erwin

Creating a Pension in 4 Years vs 40 Years

September 28, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello Investors!!

While behind the scenes, we had some bumps along the way but we couldn’t be happier with the result of the inaugural Halton Real Estate Investors Group meeting this past Saturday. Even the weather wanted to compete with us for attendees with the sunny skies and 30+ degree weather yet almost 80, fully caffeinated, keen and alert real estate investors packed our room at Sheridan College and I couldn’t be more grateful for your support.

Keynote speaker Donato Cascioli shared some very personal stories on how he overcame adversity as a poor student and college drop out to become the highly successful land developer that he is today. For the last three weeks, I’ve been updating my vision board. I’m collecting images of stuffs using the Google, using a collage app on my mac called CollageIt 3, then I’ll put it on USB to print at Staples and laminate to put on my wall near my bed so I see it before bed and when I wake. This was a tip I picked up from Daymond John of Shark Tank. If you heard how powerful goal setting was for Donato than I’m sure you’re doing the same.

Thank you everyone for the feedback, I read it all and am grateful to for the friends and team members who presented on Saturday. One attendee emailed me this morning, “I really enjoyed the Halton REI club meeting this weekend. So much amazing info. I’m also an avid listener and fan of the podcast. Great job! I love your market and economics based approach.”

Thank to Coaches Tim and Erika for sharing whats happening in target investment markets from Mississauga to Niagara. Thank you to our sponsors Auger Properties and Alan Lo of Pinnacle Wealth Brokers.

Creating a Pension in 4 Years vs 40 Years

This week I’m excited to bring to you my friend and client Kaush Nanubhai (pronounced Koh-shh Na-new-bye) who started off buying condos in downtown Toronto as a young professional Accountant as he described buying a condo better use of his disposable income than drinking and partying. Many years later and having bigger goals in mind including more income and improved lifestyle, he’s now built himself a sizeable portfolio now at 11 investment properties, acquiring eight of them in the last four years with plans and joint venture partners for many more. Learn about what Kaush wishes he could go back and do over, what drives an already successful professional like Kaush to do even more, how he’s created more time for what’s important, time with family and taking care of his health. Kaush invests in student rentals and legal basement suites in Hamilton, St Catharines, Welland, and Niagara On the Lake.

Links to stuffs mentioned

Durham REI: https://durhamrei.com/

Action Taker Program: https://durhamrei.com/coaching/ (I’ve checked with Quentin, he has room for one so if you need an introduction please let me know)

REIN http://www.reincanada.com/

Halton REI (Erwin’s networking group) www.HaltonREI.ca

To get in touch with Kaush, email is best: knanubhai@gmail.com

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

I’d like to say thanks again to Kaush for taking time out of his busy schedule to hang out and talk to us, and to welcome you all back from the summer (the season, not the weather). If you enjoyed the show, please let me know and I really appreciate 5 star reviews on iTunes or Google Play or Stitcher. I read every comment and and grateful for all the fans of the show, thank you for the kind words who have already posted. If you’d like to be notified of new episodes in your email, simply go to https://www.truthaboutrealestateinvesting.ca/ and type in your email address.

Till next time. Just do it! And I believe in you.

~Erwin Szeto

Real Estate Developer Charles Wah Update

September 16, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello Real Estate Investors!

Clockwise from Top left: Akon inviting the ladies to dance on stage, Danielle Laporte, Lewis Howes, Naveen Jain, Simon Sinek, Jason Gaignard of Mastermind Talks and I, Daymond John, Nicole Arbour

What a great weekend at the Archangel Summit!! They describe themselves as “An annual gathering of mission-driven entrepreneurs, leaders, and professionals who want to do well by doing good. 100% of the proceeds will be gifted forward to The Archangel Fund, which is used to provide micro-loans and donations to entrepreneurs and charities making the world a better place.” A business conference with a conscience.

Basically, it was a conference with speakers who help entrepreneurs and they have a social conscience. In my (Erwin) own small way, I try to do the same by giving back to the community (by the way, HamiltonBasketBrigade.com is in action again Oct 7th, delivery 300 Thanksgiving dinners to the poor). Keynote speakers include Daymond John, you know him from the TV Reality Show “Shark Tank,” and founder of the clothing brand FUBU (if you or your kids like hip hop, you know the brand); best selling author Simon Sinek, recording artist Akon, Danielle Laporte who Oprah is big fan of. Anyways, the Sony Centre was packed with 2,000 like minded folks, entrepreneurs who want to change the world for the better. After a summer of vacation, enjoying the family, letting my restrictive diet slip a bit… it’s summer, I see ice cream, I eat ice cream; same goes with burgers on a bun :). Archangel was the perfect ra ra event to get fired up again to close out 2017 on a high! On our latest podcast episode, Charles Wah and I recount our takeaways from Archangel 2017 and if you enjoy these types of events, then you’ll want to have a listen.

This week I’m excited to bring to you the return of Charles Wah, you might remember him from our land development interview six months ago and he’s fresh off the set of Scott McGilvray’s newest show to give you all an update on his land development projects and the new investments and building development projects he has on the go. We’ll take a sneak peak at the behind the scenes of HGTV’s biggest star, how Charles spends his off time, and we will share our thought’s and lessons from the phenomenal Archangel Summit. It was so good, we already purchased our VIP tickets for the Archangel Summit in September 2018. You want to know WHY this super successful and very young investor does what he does? Then have a listen….

To Listen:

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

Google Play: http://goo.gl/CAM5Mn

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as

http://archangelsummit.com/

Want to meet Charles and The Most Successful Investor I know?

Then register for the Halton Real Estate Investors Group Meeting Sept 23rd, Sheridan College Conference Centre here: http://www.haltonrei.ca/event-schedule/

The Most Successful Investor I Know

September 8, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello Real Estate Investor!!

Top of Grouse Mountain Post Grouse Grind

I hope you had a great summer! My wife and I just returned from a week in Vancouver and had an excellent time. We can see why Vancouver is consistently the most livable city in Canada with the city nestled in between ocean and mountains and rainforests and underrated beaches. Outdoor adventures are aplenty but what isn’t aplenty is real estate to keep up with the demand. As any real estate investor, we couldn’t help but browse Realtor.ca for what local properties were asking for and Vancouver does not disappoint as the least affordable city in Canada. The AirBnb where we stayed, similar apartments were asking around $1,000 per square foot for a building downtown but was built in 1982, no air conditioning by the way and only electric baseboard heating. Houses, they cost just a bit more than the areas we invest. A house listed for $400,000 in Kitchener is priced low but safe to say it will sell for less than $500,000. The same house in Burnaby, just east of downtown was asking $1,300,000. Needless to say we will continue to use short term housing like hotels and AirBnb when visiting Vancouver vs. purchasing a vacation property 😃. If we even want to move there, we will definitely need to invest more in order to afford it.

I’m working on a longer form write up of my trip to Vancouver should any of you be planning a trip there so you can learn from my lessons and have an even more enjoyable trip than I did because if you haven’t been, add it to your bucket list. Vancouver is now my favourite city in Canada after having visited Halifax, St. John, Montreal, Mont Tremblant, Calgary (Banff and Jasper), and now Vancouver. I recommend you start from the East and work your way West as it’s less expensive in the East and so you’re not underwhelmed.

The Most Successful Investor I Know is The Inaugural Halton REI’s Keynote Speaker

I am very happy to announce our Keynote Speaker for the inaugural Halton REI has confirmed, he is one of the longest time investors I know who started in 1991, so he’s personally invested during several housing cycles and he will have lessons on how to survive and thrive in all markets. He also happens to be one of the most successful real estate investors I know so you don’t want to miss out on Donato Cascioli’s presentation. Don is a serial entrepreneur who may not have made it on Dragon’s Den, well he was on the show, did not receive an offer but if he was offering his real estate investment opportunities, the Dragons would have stepped on each other to give him money.

Kevin O’Leary Trying On Donato’s Cell Phone Carrier on Dragon’s Den

You don’t want to miss Donato’s story of humble beginnings to real estate success at the inaugural HaltonREI.ca meeting September 23rd at our new location at Sheridan College Conference Centre. Same time, same great content and networking as the Mr Hamilton Inner Circle Meetings, it’s just a new name. You do have to RSVP by clicking here to pay in advance and receive the parking code for the closest available parking lot. For privacy reasons, we cannot share the code publicly. Do come early for the networking and sponsored refreshments provided by Auger Properties.

Donato will be a future guest on the TruthAboutRealEstateInvesting.ca podcast but for privacy reasons, some of his live presentation will be omitted so you do not want to miss out on his uncensored presentation at HaltonREI.ca’s inaugural meeting.

As always the meeting will include an economic update including this week’s announced interest rate increase, market updates on both real estate prices and rents.

Hope to see you all September 23rd!!

Inaugural Halton Real Estate Investors Group Meeting

August 24, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello Real Estate Investors!

Who wants to golf?! Not me. Swinging golf clubs is tough on my shoulders as it’s repetitive, I swing way too hard, and I have no technique. It all started when John from podcast episode 6-years-part-time-and-600k-in-returns reached out asking if I wanted to golf and I responded, let’s do something fun instead. The somewhat local gun club (Silverdale Gun Club) had a special on a sniper rifle package and that’s what we did on a Friday afternoon at the gun club. We shot a couple rounds with an AR15, SKS, Remington 700, and the big daddy of them all, BMG 50 which weighed in at 34 lbs and each additional bullet would cost us $15 per. Don’t worry if the gun names mean nothing to you. I have no idea either, this was only my third time ever holding a gun in five years…. Our instructor Eric was patient and excellent and the gang agreed, it was better than playing 18 holes. We all had fun but make no mistake, the afternoon was a productive one because everyone one in attendance is an active investor with numerous properties and leaders in their fields. When you spend time with like minded people, you are guaranteed success. You are the average of the five people you spend the most time with.

There is nothing wrong with having fun but if you can, make it a mastermind with successful folks. Talk to your Accountant too because maybe the costs are tax deductible

Speaking of masterminds…

Inaugural Halton Real Estate Investors Group Meeting

Short version:
All is the same, in our pursuit of cash flowing properties we expanded beyond Hamilton years ago and a brand change was necessary. Think of this as Microsoft Word’s “find and replace” of the words “Mr Hamilton” and replace with “Halton REI.” The same award winning service and same people but we are adding some more exceptional talent to the team.

Long version:
When I first started investing, we were breaking even on single family homes near downtown Burlington. The first property was just over $150,000 for a 2 bed, 1 bath bungalow in the downtown core of Burlington, which later became a high in demand area forcing prices up. The second property was in a bit better condition on the same street but $235,000 with not much better rents. Rents went up but did not keep pace with prices. We then directed our focus to the west in Waterdown, one of the more affluent areas of Hamilton and the same happened, real estate prices went up faster than rents then I looked to the west again to invest in west Hamilton. In 2012, again I went west and purchased several properties in St. Catharines. 2013, we purchased two investment properties in Brantford, 2014-17 I purchased more properties in Hamilton. As an investor, our objective is positive cash flow in area with strong economic fundamentals. Today, our team of real estate coaches/agents do so much business in St. Catharines and Niagara region that we often acquire more houses there than Hamilton as Hamilton prices have risen over 20% each year for the last three years. Our pursuit of cash flow has expanded our search for income properties to Brantford and Kitchener-Waterloo-Cambridge. Many of you know we conduct business outside of Hamilton as you have seen the invites for Street Smart Tours of St. Catharines, Kitchener-Waterloo-Cambridge, on top of Hamilton hence it is time for a change in brand from Mr. Hamilton (MrHamilton.ca) to the Halton Real Estate Investors Group (HaltonREI.ca). The name, branding and colours may be different but you can expect the same award winning service and same people lead by me (Erwin) but we are adding some more exceptional talent to the team and will make announcements when official.

We are also moving our meetings to a new location: we’ve out grown the Rock Star Office’s training room, though we loved the price and convenience, we could use more space for comfort and to allow more attendees as in the past, we’ve had to wait list and turn away people. We want everyone to have a chance at financial freedom so we are relocating to the Sheridan College’s Conference Centre located at 1410 Trafalgar Rd, Oakville, ON, just north of the QEW.

The room can accommodate 90 people so do feel free to invite your friends, co-workers, and family if they too are interested in financial security via real estate.

Stay tuned, we’re still working out details to make registering for the event on Sept 23rd as seamless as possible.

I can’t wait to see you all again September 23rd.

~Erwin

“Action is everything – everything else is commentary” ~ Erwin

Investment Real Estate Business Owner – MrHamilton.ca, InvestinStCatharines.ca

Host/Producer – The Truth About Real Estate Investing Podcast

President – HamiltonBasketBrigade.com > this is what we do: https://youtu.be/7FiUYhJZhg0

Real Estate Salesperson – Rock Star Real Estate Inc, Brokerage

How a Single Dad Refinanced His Home for Multiple Down Payments

August 4, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello investors! I hope you’re enjoying the summer weather!! Sadly the summers are so short, all I can think about is how little summer this is left.

To enjoy the summer sun and as usual, combining things I enjoy: excitement, entrepreneurship, real estate, great company, I’ve been organizing get togethers with like minded, successful people. We had more events before kids and had gotten away with it but in my endeavor for self development and better networking opportunities, I restarted my “Hambundance” group. Hambundance is a word mash between Hamilton and abundance. It’s silly I know but it makes me laugh.

This week we rented power boats from the Harbour Front Center in Toronto, raced around the harbor, and trolled through Toronto Island for three hours. It was a blast, I posted more picture and video on my facebook.com/erwinszeto. After, we had lunch at the Amersterdam Brew House on the patio for more networking where I selfishly picked certified professional coach Ryan Hindmarsh’s brain on leadership. As 2pm approached, the rule of Toronto is to get the heck out of town or forever be trapped in its traffic jam. My car pool group combined owns over 30 properties so you bet the conversation was productive and the car radio stayed off.

This week I’m excited to bring to you Nick Ditomaso, he’s been investing for less than three years after 20 something years of sitting on the sidelines. Even as a single dad, he’s been super successful with just a few well selected investment properties and with the proceeds of just one property, Nick is paying off his mom’s car loan, paying for his son’s wedding, donating to charity, and still has sufficient capital for a down payment or two for more investment properties. Nick’s claim to fame is his ability to refinance his own home for multiple down payments, he almost did it THREE times within 12 months and successfully achieved above market appraisals each time. Listen in on his tips on how he did it, plus, his advice on books to read and clubs to join.

To Listen:

Google Play: http://goo.gl/CAM5Mn

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as

Recommendations by Nick:

Real Estate Investing in Canada: Creating Wealth with the ACRE System by Don R Campbell

http://a.co/fan4HoE

Secrets of the Canadian Real Estate Cycle: An Investor’s Guide

http://a.co/8KE2R90

The Property Management Toolbox: A How-To Guide for Ontario Real Estate Investors and Landlords

http://a.co/g5hMFsT

Rock Star Real Estate Membership

https://rockstarinnercircle.com/erwin

Real Estate Investment Network (REIN, pronounced rain)

https://rein.rstrm.com/3MU4oTq-4Mhaoh

Annual ACRE (Accredited Canadian Real Estate) Systems.

http://info.reincanada.com/edmonton-acre-2017

I usually have a discount code closer to the Toronto event each year.

“Erwin’s Group” Halton Real Estate Investors Group

www.haltonrei.ca

Tenant Location Services in Hamilton, Crystal Ross

http://investorspropertymanagement.ca/

So Reit Club

https://www.facebook.com/SoReitClub/

Tony Robbins, Brian Tracy, Robin Sharma

Nick On Twitter

@propertysmarts

Google Play: http://goo.gl/CAM5Mn

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

If you would like to start out on your investing journey, be supported by a team of investor specialists and be successful like Nick, do join us at a future Haltonrei.ca event. Go to HaltonREI.ca to register or if you’d like to get started immediately in building your wealth, fill out the contact form at HaltonREI.ca/contact. Event space is limited as we always have waitlists so avoid disappointment by registering as soon as possible and I look forward to seeing you there. Thank you for listening, this is Erwin Szeto of the Truth About Real Estate Investing show and I’ll talk to you soon.

More Tax For Us Investors

July 27, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

I am super proud of my little cousin Christopher, here I am wearing his Timmy’s visor. He’s not really little anymore as he just turned 17 but he did get a summer job at Tim Hortons. He’s still in training but the plan is he’ll keep working when he’s back to school to save up money for a car. Christopher is crazy passionate about all vehicles: tanks, planes, trains, cars, bikes. I seriously ask for his advice when buying cars but I have to temper his preferences as he seems to think I operate without a budget. I don’t need a BMW M3 or M5, I don’t care about the extra 2-300 horsepower, I care about my monthly payments and how much of my lease is tax deductible

I’m proud because he’ll learn hard work, team work, and eventually, how much it sucks to work for minimum wage in the service industry to motivate him to something bigger and better. I want the same for my kids as their lives are sheltered and privileged, nothing like our parents and grandparents and great grandparents. Both my wife and I come from extremely hard working, impoverished families. My wife’s family are farmers who work directly on the land. My grandfather was a labourer and his brother worked on the Canadian railway. All back breaking work. My back gets sore if I sit or stand for too long

But I know for a fact we investors work hard to build our real estate business and like I want my kids to learn hard work, I’d like government employees and those who think raising taxes and costs (hydro, minimum wage) on small business should start their own small business. Based on our governments own statistics, failure is high, “In 2013, the total number of SME births was 78,430, compared with 83,240 deaths, which resulted in a net decrease of 4,810 businesses.” source: https://www.ic.gc.ca/eic/site/061.nsf/eng/h_03018.html#toc-04. Our Federal government promised us a balance budget, looks like raising taxes in the short term while hindering the growth of small business is the plan. The same small business responsible for 8.2 million jobs in Canada (same source).

For anyone with a small to medium sized business including real estate investors who invest using corporations, you’re probably as disappointed as I am in Minister Morneau’s proposed changes to the tax benefits we small business work so hard to earn. Here’s a great one line summary of the proposal: “income taxes are highly unfavourable to business owners and investors who, unlike consumers, pay tax twice: once when they earn their income and a second time after they invest it and pay taxes on the returns.” “These measures, contrary to much of the news coverage, aren’t just targeted at the “rich” but will also hit middle-class business owners, are expected to increase federal taxes by $250 million, and provincial revenues by roughly another half of that. This is just one more way to discourage entrepreneurship, on top of all the tax increases in the past two years. If the Republicans’ plan for tax reform happens in the U.S., even more young entrepreneurs will be looking to head south instead of here.“

source: http://business.financialpost.com/opinion/jack-mintz-morneaus-tax-changes-wont-just-hurt-the-rich-but-they-will-hurt-growth/wcm/ba296d67-6ba5-4866-969b-2a0c81541844

With these proposed new taxes going on, I caught up with real estate Accountant Cherry Chan, chartered professional Accountant. She’s also a mom, a small business owner with employees and a real estate investor with several properties so she’s no different than you and I accept she knows a bit about tax and accounting.

In this episode, Cherry will talk about how these changes are bad for your business and what you can do about it.

Without further ado, I present to you, real estate Accountant Cherry Chan.

For a more detailed summary on how what a real estate Accountant thinks of these changes, click here: http://realestatetaxtips.ca/tax-changes-entrepreneur/

For a FREE copy of Cherry’s book: COMPLETE TAXATION GUIDE TO CANADIAN REAL ESTATE INVESTING: HOW TO MAXIMIZE YOUR REAL ESTATE PORTFOLIO AND MINIMIZE TAX, click here: http://realestatetaxtips.ca/book/

Google Play: http://goo.gl/CAM5Mn

On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294

On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Buying The First of Three Properties in 2017

July 11, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

This week, we’re doing something different, we do not have a guest but instead you’re stuck with me! My plan is to buy three houses this year and we just locked up the first of three and I’d like to detail for you the lead up to the purchase, how the purchase went, and where we are going with it. If the listeners enjoy this episode, I’ll make a series of updates on how I invest.

Just to let you know, we have a new website where we will be posting all new and old podcast episodes, show notes, contact info for our guests. The website is www.truthaboutrealestateinvesting.ca. Going forward, all our other websites will forward you to this website for simplicity. If you’re a newer listener, I highly recommend you go back and listen to previous guests for lessons on investing and stories of inspiration. Till next time, my name is Erwin Szeto, thank you for listening and happy real estate investing.

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

If you would like to hear more about my back story, you can listen to Russell Westcott’s interview of me here: http://blog.reincanada.com/transitioning-into-full-time-real-estate

Announcing the Halton Real Estate Investors Club (coming soon: HaltonREI.ca)

If you’re from the Toronto area, especially west of the city and are interested in learning more about investing in real estate, I am happy to announce that coming soon is the Halton real estate investors club this September 2017. This will be the best place to rub elbows with successful real estate investors that can help you. I know more self made millionaires through real estate than any other job or asset class so you’ll want to be part of the club. As the saying goes, birds of a feather flock together. The Halton REI will be hosted by yours truly, Erwin aka “Mr. Hamilton” Szeto. I have been hosting networking meetings for over three years and we’re simply growing and making our wonderful group open to more investors so we may help more people. As always, we will host a guest speaker or two, provide economic updates and market updates on income property prices and rents, mortgage updates, lessons from the streets so you may learn tactics and strategies you can apply tomorrow to your own portfolio.

Who should attend? Anyone interested in learning more about investing in real estate

Why should you attend? If you’re like anyone I know you want to retire early, retire your wife or husband, pay for your kids University, support your favourite charities, the list goes on and on.

So stay tuned, I’ll update you all once we have complete details.

Massive Cash Flow in Small Town Investing with Elizabeth Kelly

June 24, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

This week we have an exceptional guest in Elizabeth Kelly, who has been investing for over 12 years and has built a large portfolio of buy, rent and hold investment properties with her husband. She co-founded a property management company based in Kirkland Lake, Ontario. Elizabeth also runs a boutique Rent to Own company, which specializes in providing home ownership options for families.

On the business side, Elizabeth coaches and trains investors, and has done so for the last five years. While doing so she noticed a service gap in the mortgage industry for real estate investors, hence she obtained her mortgage license to specialize in helping investors plan, structure and creatively finance their real estate portfolio so they can enjoy their retirement and leave a legacy for their families.

To reach out and connect with Elizabeth:

Facebook: https://www.facebook.com/SandstoneKL/, https://www.facebook.com/Rent2HomeCanada/

http://www.rent2home.ca/contact

http://www.kirklandlakeapartments.ca/

LinkedIn: https://www.linkedin.com/in/elizabeth-kelly-549b6b1b/

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

How to Increase Cash Flow with Basement Apartments with Andy Tran

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Welcome ladies and gentlemen investors across the greatest country in the world. This is the Truth About Real Estate Investing show for Canadians, where it is my job to bring you experts in the world of investing to learn their expertise and experience. In our interviews, we will flush out their out their strategies and lessons so we may listen and takeaway highly tactical tips and ideas to improve our investment portfolios.

We’ve had guests in the past from the other side of the country. Don Campbell, who resides in British Columbia, Pierre Paul Turgeon, who’s from Alberta. This week our guest, Andy Tran, is on the other side of the world in Japan, visiting his wife’s family. I’ve been friends with Andy since 2009, when we met at a mutual friend’s birthday and ran into each other again at REIN. Andy was one of my first clients, as I helped him purchase investment properties in Hamilton back in 2010, but now the tables have turned as I have hired Andy to prepare my investment property for a legal basement suite conversion. As always, I believe in hiring the best to work on my business and it just so happens that Andy is a leading expert in accessory apartments in the golden horseshoe of Ontario. Andy is guiding me and my property through the city’s permit process including building code, certified drawings, working with the city’s planners and inspectors etc… stuff that I neither enjoy nor have time for.

Andy is a former home inspector and former Manager of Education for Carson Dunlop, a well-known home inspection company in Toronto that produces half of the education material for home inspectors. He’s the Author of book “Legal 2^nd Suites – A Beginners Guide.” Andy is a regular guest speaker at different real estate networking events and an all-around nice guy so without further do, I present to you Andy Tran.

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Erwin’s preferred cheap headphones with mic: https://www.amazon.ca/dp/B00HVVONP4/ref=cfb_at_prodpg

Andy’s website http://www.suiteadditions.com/#home-section

You can download Andy’s book here: http://www.suiteadditions.com/start-here/

And contact Andy here: http://www.suiteadditions.com/contact/

How to Graduate to Apartment Building Investing with Pierre Paul Turgeon

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Welcome ladies and gentlemen across the greatest country in the world, this is the Truth About Real Estate Investing show for Canadians, where it is my job to bring you experts in the world of investing so we may learn from their experience in hopes that we can duplicate their success, and inspire YOU to take action for a better financial future for yourself and those closest to you.

This week we welcome one of the greatest teachers of apartment building investing. Returning to the show is former lawyer, former CMHC analyst for default management and underwriter for multi-family properties, Pierre Paul Turgeon. Pierre Paul is one of the foremost experts in this area as an author, high in demand speaker at the Real Estate Investment Network and this past month at Rock Star’s Your Life, Your Terms event.

He’s back to give you an update on oil, Edmonton, Alberta, and why apartment building investment makes sense for any portfolio. If you feel you need more preparation before purchasing a building, Pierre Paul just so happens to be launching both an online course and a live, in person, hands on training class coming up later this year right in Hamilton, Ontario and he’ll be making the announcement on the show. Links and details are in the show notes.

So without further ado, I am pleased to announce Pierre Paul Turgeon.

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

To register for the class: http://www.multifamilyinvestingcanada.com/mrhamilton

Live Workshops

Canada’s ONLY Live Experiential Multifamily Investing Training Program.

Experience every step of a Multifamily deal, from research to financing, with worked examples and a team of experts to walk you through it.

2 and a half days workshop

Hands on experience

Learn from Multifamily experts

Work through REAL MF deals

Next Workshops:

Edmonton, AB – May 26th-28th 2017

Hamilton, ON – Sept. 15th-17th 2017

To register for the class: http://www.multifamilyinvestingcanada.com/mrhamilton

This episode is brought to you by Rock Star Real Estate’s Free 90-Minute Training Class where you can Learn The #1 Real Estate Investing Strategy That Has Created Millions In Cash Flow For Canadian Investors Without Touching A Hammer.

What will you learn at the upcoming free class?

I’ve been part of Rock Star since 2010 and you will be learning the #1 strategy we have implemented in Hamilton, St Catharines & Niagara Region to transact on hundreds of investment properties, producing several millionaire clients. The strategy works so well, our clients’ success has been noticed, resulting in our real estate team being awarded real estate agent of the year in 2015, 2016, and 2017, by multiple publications.

So don’t delay, please to go www.rockstarinnercircle.com/erwin, there are only a few seats left and there is always a waiting list.

This episode is brought to you by Invest in St. Catharines Inner Circle Meeting. Years ago, when I was a dewy eyed, novice investor, I sought out meet ups and “Mastermind” meetings for networking opportunities. At the time I was already a REIN member and had our first three properties, which made me the expert of the group. I felt like no expert, the meetings were unstructured and most folks were just tire kickers. It was a massive waste of time. I wanted to surround myself with action-takers. Fast forward to today, we host monthly Inner Circle Meetings meant for the serious investor who is serious about taking action in securing a better financial future for themselves and the people they care about. Our focus is on education, on everything an investor needs to be successful and everything I’ve come across to be an award winning real estate agent and investor.

Each and every meeting has a wait list so don’t delay and register today for our Inner Circle Meeting. Immediately following each meeting is an optional, highly recommended Street Smart Tour where you are guided by one of our highly successful investor coaches. They lead a tour of properties in a select top town for investments. Nothing replaces boots on the ground experience, and sometimes we get lucky and uncover a gem of a property. There is no pressure to buy anything EVER!! But we will recommend to you what we would buy for ourselves.

Buy Apartment Building, Fix, Rent, Ski, Repeat

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Kevin started investing in 2007 with a vacant, run down six-plex that he purchased with no money down. Now a full time investor, Kevin continues to fix up and rent multi-family properties, as well as flipping single family homes. If you know Kevin, you’ll know he has a passion for learning and sharing knowledge, hence he decided to start LifeStyle Housing Radio, a weekly radio show and podcast for real estate investors. That’s not all! Kevin, being from Thunder Bay, hasn’t always been able to attend all the great real estate events in the GTA, so he started the LifeStyle Housing Summit to make great real estate education available to everyone – no matter where they live. When he’s not working on a property, Kevin is skiing and coaching at the local ski resort and for the Lakehead varsity ski team.

In case you haven’t heard Kevin’s LifeStyle Housing Radio show, I’m going to play for you Kevin’s very original radio show introduction. Without further ado, I give you: Kevin Bunzeluk.

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Kevin created a special offer for listeners of my show!

When you sign up at http://lifestylehousingsummit.com/offer/ you will get:
– Kevin’s ebook, ‘The Ultimate Tenant Screening Guide’
– A few of the presentations from the life style housing summit
– 20% off the LifeStyle Housing Summit all access pass

What will you learn at the upcoming free class?

I’ve been part of Rock Star since 2010 and you will be learning the #1 strategy we have implemented in Hamilton, St Catharines & Niagara Region to transact on hundreds of investment properties, producing several millionaire clients. The strategy works so well, our clients’ success has been noticed, resulting in our real estate team being award real estate agent of the year in 2015, 2016, and 2017, by multiple publications.

So don’t delay, please to go www.rockstarinnercircle.com/erwin, there are only a few seats left and there is always a waiting list.

Each and every meeting has a wait list so don’t delay and register today for Invest in St. Catharines Inner Circle Meeting. Immediately following each meeting is an optional, highly recommended Street Smart Tour where you are guided by one of our highly successful investor coaches lead a tour of properties in a select top town for investments. Nothing replaces boots on the ground experience, and sometimes we get lucky and uncover a gem of a property. There is no pressure to buy anything EVER!! But we will recommend to you what we would buy for ourselves.

How a New Investor Acquired Five Duplexes in Six Months

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello ladies and gentlemen investors from across Canada, welcome to another episode of the truth about real estate investing, where it is my pleasure to bring to you investor stories to educate, inspire and maybe even entertain. This week we have a guest referred by a friend of the show in Amy Halpenny. She’s new to real estate investing, but she shot out of a cannon. She acquired five properties in just over six months in Collingwood and the Durham Region, converting each of them to add secondary suites, for a total of ten units.

On-the-job Amy combines strategic ‘big picture’ thinking with well-honed management skills, operational know-how, and a relentless persistence to “get ‘er done.”

Before getting into real estate, Amy worked in small business and start-ups for over 15 years in strategy, sales, marketing and operations.

In this interview we talk about Amy’s reasons for investing, the courses she took, and how they helped. She also discusses how her investing strategy will insulate her from market corrections.

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Coaching recommended by Amy: https://durhamrei.com/coaching/

Breakthrough Coaching and Living your Purpose

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Hello ladies and gentlemen investors from across Canada! This week we have a special guest, Oliver Manalese. I’ve known Oliver for many years, dating back to my first year at REIN in 2008. However, he no longer invests in real estate. Just to confirm, you are indeed listening to the Truth About Real Estate Investing show and one of the truths of the investment business is it’s not for everyone. In Oliver’s case, he built a successful business, made a bunch of money doing so, and later decided to change directions.

Since 2012, Oliver Manalese is a Breakthrough Coach. He coaches, consults and trains creative leaders in a process of Aligned Reinvention. Through breakthrough insights, intuitive guidance, and transformational tools, his clients create lives and businesses that reflect their deepest purpose on this planet.

His work is based in Ontology. Simply put, he looks at the different ways we are being and how it determines our reality of what is possible and not possible. In today’s culture of hustle, overwork, and never enough, being is the key component that’s missing. Returning to being is what translates into a greater sense of presence, flow, and trust in the unfolding of our unique process.

In this episode we talk about a variety of topics: how rent-to-own works, how Oliver raised capital as a 22 year old with limited start up capital, how real estate taught him about entrepreneurship, the importance of personal development and growth. He was so good at the business, other investors sought out Oliver to hire him to be their investing coach. This led to Oliver’s aha moment of wanting to help people in a more fulfilling way as the full time break through coach that he is today. Apparently, it’s working as for both personal or professional projects, Oliver’s clients report having a greater sense of inner peace, satisfaction, confidence, joy, and abundance.

So, without further ado, I introduce to you, Oliver Manalese

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Oliver is also host of The Oliver Manalese Show, a podcast that dives into the breakdowns and breakthroughs of influential people. Guests include accomplished entrepreneurs, coaches, and authors who vulnerably share their genuine challenges and the insights that empowered them to breakthrough.

For more information and complimentary sessions visit: http://www.olivermanalese.com/

Connect with Oliver on Facebook: http://www.facebook.com/OliverManalese

Oliver’s podcast: http://www.olivermanalese.com/show

Real Estate Investment Network: reincanada.com

Think and Grow Rich by Napoleon Hill: https://www.amazon.ca/Think-Grow-Rich-Million-Dollars/dp/0449214923/ref=sr_1_1?s=books&ie=UTF8&qid=1492093250&sr=1-1&keywords=think+and+grow+rich

Psycho-Cybernetics by Maxwell Maltz: https://www.amazon.ca/Psycho-Cybernetics-Updated-Expanded-Maxwell-Maltz-ebook/dp/B00SI02BW4/ref=sr_1_1?s=books&ie=UTF8&qid=1492093294&sr=1-1&keywords=maxwell+maltz

Last Word on Power by Tracy Gross

https://www.amazon.ca/Last-Word-Power-Tracy-Goss/dp/038547492X/ref=sr_1_1?s=books&ie=UTF8&qid=1492093380&sr=1-1&keywords=Last+word+on+power

War of Art by Steven Pressfield

https://www.amazon.ca/War-Art-Through-Creative-Battles/dp/1936891026/ref=sr_1_1?s=books&ie=UTF8&qid=1492093420&sr=1-1&keywords=war+of+art+by+steven+pressfield

The Way of the Superior Man by David Deida

https://www.amazon.ca/Way-Superior-Man-Spiritual-Challenges/dp/1591792576/ref=sr_1_1?s=books&ie=UTF8&qid=1492093507&sr=1-1&keywords=the+way+of+the+superior+man

Interview with Don R Campbell – Part 2

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Welcome to another episode of the Truth About Real Estate Investing, where it is my job to bring you lessons from the streets, education on all things real estate investing, inspiration, and maybe some entertainment.

This week we have a very special guest, a multiple time best selling author, the best selling Canadian real estate author in history – but he doesn’t just write! He knows what he’s talking about. Don is a veteran investor, a teacher, a philanthropist, market analyst, and in his free time, Don pursues his passion which is organic farming – and not just plants, livestock too.

Don has spoken to tens of thousands of people on stages all over North America, Australia, and Ireland, sharing his analysis, his strategies and his life philosophies. When the national media: CBC, BNN, CTV, Global News, Financial Post, Globe and Mail, Sun Media, etc… wants an unbiased comment on the real estate market, they go to Don in his role as Senior Analyst of the Real Estate Investment Network, a company that has provided detailed forecasts and analysis of housing markets across Canada for over 24 years.

Today, my goal is to build upon the interview we did 12 months ago (episode 2). I suggest you listen to it if you haven’t already. Today we dig more into economics, more specifically about the craziness going on in our major markets, what’s causing it, the one book we all need to read (and no, it wasn’t written by Don), and what it was like investing in the 80’s when interest rates were in the double digits and climbing. We also get deeper into Don’s story, to drag out some tips and strategies you may not have heard before. You’ll find this a fast-paced discussion, so I suggest you get your notepad ready. Without further ado, let me welcome Don Campbell to the podcast:

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Going All In: Poker Player to Full Time Investor

June 20, 2017/1 Comment/in podcast/by truthaboutrealestateinvesting_urdkth

This week we have a special guest in Michal Wywrot, who started out investing in real estate at the age of 17 while going to school and playing Poker. He used the winnings to graduate university debt free. Mike traveled the world as a professional poker player on the top three world poker tours, having played in LA, Las Vegas, Croatia, and Monte Carlo. Michal and brother Luke’s investing is just as varied and spread out, having investing in new construction condos in Markham, nine student houses in Hamilton, flips and rent to owns in Brampton and Durham regions, an apartment building in Etobicoke, and finally, their current project, developing 30 units in Toronto.

Should you want to learn more about their business or join them in a future development opportunity, go to their website at www.lch.to

On Instagram: https://www.instagram.com/lch.to/

Facebook: https://www.facebook.com/lifestylecustomhomes.ca/

On the podcast, we talk about:

What Michal does to stay in shape and de-stress
The boom of online poker, risk analysis, exploiting early advantages
Reading opposing poker players and skill transfer when screening tenants
Michal’s investing career starting at age 17 with a new construction condo
Flipping a house in Etobicoke
Converting 3 units into six units near Humber College
Current project: 30 unit new development project and the challenges, including an unexpected $500,000 environmental cleanup

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

6 Years Part Time and $600k in Returns

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

That’s right, a part time investor from Toronto investing in cash flowing, Hamilton real estate and improved his net worth by $600,000 in just six years. Gross rents of $8,000 per month and John’s personal efforts to generate those revenues is 30 minutes per week or 2 hours per month, therefore his hourly rate is $4,000/hour.

After over a decade of sitting on the sidelines and knowing real estate was an excellent asset class, John finally took the leap after meeting his real estate coach in Erwin Szeto (full disclosure, John is my client). John, son of Greek immigrants, being a rather smart guy who has his MBA and Chartered Professional Accountant designation, took the leap and purchased his first investment property, in April 2011, a single family, semi-detached for $240,000 which is now worth over $400,000 in today’s market.

John has a full time, management job in Toronto, recently married to lovely wife Freda, and they are expecting their first child. With busy life including teaching at Sheridan College, achieving a black belt in Karate, learning to play guitar and full-time career, John still managed to make investing in real estate a priority and invested in one additional property per year.

John is an avid stock investor within his RRSP account using his own and his company’s contributions and we had a great conversation around SELF DIRECTED, educated, conservative, stock investing as well.

Show notes:

Monthly conservative stock advice: https://www.investmentreporter.com/
Book recommendation: Real Estate Investing for Canadians: https://www.amazon.ca/dp/B003C2SOTC/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1
ACRE: All weekend real estate training: http://www.reincanada.com/ > Events & Products > ACRE Live. I’ve been eight times and highly recommend every investor go at least once!!

Final thoughts, I couldn’t find my proper mic for in person interviews so please do turn up the volume as I sound quiet and I know for future episodes when I am serving/consuming wine, to remove the wine charms 😛

Podcast available here:

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

This episode is brought to you by Rock Star’s Real Estate’s Free Training Class: rockstarinnercircle.com/erwin. As always, I only ever recommend services, investments that I would invest in myself and I have attended this training class at least twice, I’ve been a consumer of Rock Star’s newsletters, events, VIP events, etc. since 2010 and highly recommend them. Recently, I’ve been recommending the Free Training class even more often as I’m finding many novice investors, even the highly educated ones with post graduate degrees (including my brother, Tony, who has a higher IQ than me and my cousin Simon, a professional engineer, who have both recently registered) would benefit from fundamental, real estate training for beginners.

The class is 90 minutes, it will teach you about opportunities in Ontario’s golden horse shoe to invest in. There is no charge, no commitment, and I recommend every investor and entrepreneur to take this class at least once.

To register, the link is rockstarinnercircle.com/erwin

Developing Different & Interesting Places with Steve Kulakowsky

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

This week we are talking to Steve Kulakowsky, co-owner of Core Urban Inc., where him and partner Dave have renovated and converted a 26 unit apartment building into condos, turned a former school into 36 condos, and transformed a few other dated and rough buildings into attractive, interesting places for people to call home in and around downtown Hamilton. Steve’s story in his rise to fame and success contains many lessons for new and old investors, so I’m really excited to share his story with you. Do make sure to check out Steve’s portfolio on his website at www.coreurban.ca/projects/ as words do not do justice to what Steve means by “interesting places”

Check out this article as well on Why restaurant veterans are ditching Toronto for Hamilton. The article mentions several restaurants located in Steve’s buildings on King William in downtown Hamilton. The article says a lot about why people from all walks of life are moving to Hamilton. Quoting the article “$25-a-day parking, brutal traffic, high prices, miserable people and the money-rules corporate restaurant scene.”

Empire Times – Mix of restaurant and commercial spaces

Reading between the lines, these restaurant professionals are quitting their jobs to start their own ventures in Hamilton partly because the spaces, rent, renovation costs are so much less.

If you enjoyed this interview, please leave a review on which ever platform you’re using. If you’d like to say thanks to Steve, I’m sure he’d appreciate you dining at one of his tenant’s restaurants, or if you know a commercial property coming up for sale please let Steve know!

To reach out to Steve, you can contact him through his website here: http://www.coreurban.ca/general-inquiries/

On twitter: https://twitter.com/coreurban

Podcast available here:

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Thanks for listening! Until next time!

Tom Karadza – From Zero to Profit 500 REI Business

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

This week, we have a very special guest in Tom Karadza (https://twitter.com/tomkaradza), co-founder and co-owner on Rock Star Real Estate, a two time Profit 500 company, which makes Rock Star one of the 500 fastest growing companies in Canada. Rock Star manages a membership of over 800 investors called the Rock Star Inner Circle and you can learn more about it on their website www.rockstarinnercircle.com.

Even though Rock Star members invest in every real estate strategy imaginable, they are best known for rent-to-own, having members transacted on 1,800 – 2,000 rent-to-owns to date. If anyone out there has done more in Canada, kindly let me know because I don’t think any other group or company comes close.

During this interview we talk about the day Tom was yelled at in front of his co-workers for missing a sales target which was the catalyst for Tom to change paths and begin his and brother Nick’s journey to starting Rock Star Real Estate.

We talk about the investment of Tom’s money, time, but more importantly, the sacrifices of family time and health to take the business where it is and shares his lessons learned. We talk about rent to own as a strategy, how it works, which markets the strategy is best for, what makes certain investors successful or not so.

For fans of gold and silver, like myself, Tom gives his recommendations on why gold and how much we should own.

We could have gone on for hours, so if you listeners enjoy this episode please let me know! preferably leave a review on whichever platform you are using to listen e.g. on iTunes (I read it all) or simply email me. Anyways, without further ado, I present to you Tom Karadza

Podcast available here:

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Thanks for listening! Till next time!

How to Develop Land with Charles Wah

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Charles Wah was born and raised in Hamilton where he invests in many forms of real estate, from rent to own, long term hold, a commercial building and, for the topic of today’s discussion, land development where they have two proposed developments for a total of 150 townhouses. Charles is a full time entrepreneur and co-founder of the Gateway Group, his real estate and development company.

Charles was a finalist for Canadian Real Estate Wealth Magazine’s newcomer of the year, he is a proud member of the Real Estate Investment Network, a Rock Star VIP member, Hamilton-Halton Builders’ Association, and Hamilton Chamber of Commerce. Charles is always looking to connect with like-minded entrepreneurs to network and raise each other up.

In his personal life, Charles is a sports fanatic, especially soccer. We’re actually attending Major League Soccer’s Eastern Conference Final tonight to cheer on the Toronto Football Club and depending on when you’re listening to this, hopefully we won! So without further ado, I give you Land Developer, Charles Wah.

Podcast available here:

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

In this episode we discuss:

The family real estate business
Why Canada over Malaysia, I heard the beaches there are lovely
The decision to go full time real estate entrepreneur
Feedback on the different networks he belongs to: REIN, Rock Star, etc…
Why focus on land development?
Financing land acquisition
What’s a vendor take back mortgage?
Starting out
Target return on investment
Stage of land development
What to look for in a parcel of land
- Location (transit, infrastructure, schools, shopping, other amenities, is the surrounding area mature or being developed?, etc)
- Is the surrounding area mature or being developed?
- Are there subdivisions in the area? If so, are they single family houses, townhouses, etc?
- Sources of noise (commercial, industrial, road, highway, etc
- Access to a highway
- Lot size and layout (square, rectangle, pie shape, irregular, etc)
- Lot grading (flat, sloped, etc) including any topographical constraints (e.g. steep slopes)
- Zoning
- Designation under the municipality's Official Plan (may differ from zoning)
- What density is allowed in the current zoning and designation? What is the existing density in the surrounding area? Does your proposal fit the character of the neighbourhood?
- Are there any environmentally sensitive features such as woodland, watercourses, etc? If so, are they regulated by any
- local conservation authorities? What setbacks will be required from these features and how much of the property can be developed?
- Are there municipal services (sanitary and water) available at the street?
- Are there any existing buildings? If so, can they be rented out to mitigate costs in the short term? Are the buildings on septic or sewers, well water or municipal water? Are there any heritage designations?
- Is the property on a major road or side road?
- History of the site
- Any possibilities of contamination in the soil?
Costs for development
- Land Acquisition
- Development Soft Costs and Professional Fees
  - Legal
  - Planner
  - Architectural
  - Landscape Architect
  - Traffic
  - Environmental
  - Geotechnical/Soil Tests
  - Noise/Vibration
  - Stormwater Management
  - Archaeological
  - Marketing
  - Financial Consultants
  - Engineering
  - Surveying
- Servicing Costs (i.e. Hard Costs)
  - Demolition
  - Tree Removal
  - Silt Fencing
  - Signage
  - Earthworks
  - Miscellaneous Site Works
  - Stripping/Grading
  - Fill Requirement
  - Hydro
  - Street Lighting
  - Road Works
  - Sanitary
  - Water
  - Stormwater
  - Lots/Street Trees
  - Landscaping
  - Entry Features
  - Retaining Walls
  - Fencing
  - Parks
- Municipal Costs
  - Application Fees
  - Engineering Fees
  - Utility Fees
  - City Development Charges
  - Regional Development Charges
  - Park Levies
  - Special Area Levies
  - Credits/Recoveries
  - Local Improvement Charges
- Finance Costs
Skills a developer needs
Tools and resources
- Google Earth Pro
- Hamilton Maps (http://map.hamilton.ca/)
  - City Of Hamilton’s online interactive mapping tool which contains lots of useful information. For example, not only can you see zoning but you can also view infrastructure on the map such as sanitary and water to see if the land is serviced.
- MPAC (https://www.aboutmyproperty.ca /)
Advise for novices

From Refugee to Real Estate Land Developer

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

You can read Tahani’s bio here: http://www.tahani.ca/about.aspx

How I like to introduce Tahani, is that she is living large. A super successful real estate investor who started out buying new construction, has owned 39 properties, and now constructs her own properties – including a 48 town houses project. But she comes from the humblest beginnings having lived her early life in a Jordanian refugee camp. She married at the age of 15 to a stranger and immigrated to a country she’d never heard of where we speak a language she did not know. Tahani’s story of determination and entrepreneurial spirit inspires me. I knew I had to share it with all of you.

My apologies if I sound off and you can hear my coughing, as I’m getting over a cold, but I couldn’t delay this interview because Tahani is in serious demand as an international speaker, author, business owner, investor, mother, etc…

In this episode we discuss:

What Tahani is all about
The major life changing event of getting married… at the age of 15
Getting started in real estate
Focusing on real estate investments
Starting a business at a young age
How regular realtors and investors clash
Financing land development with all CASH
Contractor challenges
Sourcing deals for land development and developing those key relationships
The moment Tahani decided to learn everything there is about investing then to teach anyone who wanted to know. Her belief in abundance.
Investor agent certification: http://www.savvyinvestoragent.com/
What to look for and why hire an Investor Savvy Realtor
Tahani’s book for beginner and intermediate investors: https://www.amazon.ca/dp/B006ISI2OO/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1
Email info@tahani.ca to connect
Tips for raising successful, empowered children

Podcast available here:

Google Play: http://goo.gl/CAM5Mn
On iTunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Lessons from Managing Thousands of Tenants

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Diane is possibly the most highly rated Property Manager that I personally know. Diane operates a highly successful property management company in Kitchener-Waterloo-Cambridge and every referral I’ve ever sent her has glowing feedback. Each year, her company manages over 600-700 tenants across student rentals, apartment buildings, small multi-family, rent-to-own, and single family homes. It also helps that Diane is a practicing Paralegal who takes tenants to court when needed. She can practically recite the entire Landlord Tenant Act so tenants know not to question her authority.

In this episode we discuss:

The truth about appearances on social media
Diane’s most recent acquisition and the numbers
Who shouldn’t invest in real estate
How to spot bed bugs
How to avoid getting fleas on you
Ideal neighbourhoods in Kitchener-Waterloo-Cambridge
What happens to a market when rental licensing is introduced
Tips on managing tenants
Type of property for maximum appreciation
Ease of permitting basement suiting between different towns
Are student condos good investments?
Advice on choosing locations for student rental properties
Dealing with asbestos in your building

If you would like to reach out to Diane, here is her email: acso@rogers.com and website: http://www.thehome4u.ca/

Podcast available here:

Google Play: http://goo.gl/CAM5Mn
On itunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Download as an MP3 by right clicking here and choosing “save as”

Starting Early, Investing at the Young age of 26 with Evelyn Lamarsh

June 20, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Evelyn began her real estate investing journey at age 26. She bought two rentals then bought a house for herself. She didn’t get to live there very long, because her neighbour, Mike, fell in love with the Girl Next Door and they were married in no time! She made the big move next door and her house became another rental. Evelyn and Mike keep collecting homes and make time for cycling, canoeing and chilling in their boat. Evelyn is an Occupational Therapist and Mike’s Executive Assistant. Mike is an Auto Mechanic and Evelyn’s personal Mr. Fix-It. One day, Mike will own his dream sports car and he’s willing to share it 50/50… Evelyn will get the passenger seat!

Podcast available here:

Google Play: http://goo.gl/CAM5Mn
On itunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Or direct:

Download as an MP# by right clicking here and choosing “save as”

In this episode we discuss:

How it all started
Investing in an affordable area near a future Go Train station
Why she invests
The decision to invest in student rentals
Her worst moments as an investor
Marrying the perfect investment partner
Turning cash flow into a boat
Refinancing one house to buy another
Evelyn’s favourite real estate authors and networking groups

Immigrating and Investing in Canada with Christopher Tan

June 19, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

Welcome to this week’s episode of the Truth About Real Estate Investing for Canadians where it is my pleasure to deliver to you lessons and stories of inspiration to assist you in your journey to financial freedom. This week we have Rock Star investor Chris Tan who was born in the Philippines, moved to Canada in 2010 with little money, yet he bought his first investment property before his 2^nd anniversary of immigrating to Canada. Chris and his wife, Alou, even bought their 2^nd investment property before buying a home or a car for themselves.

No car? Then how did he get from his home in Mississauga, ON to Kitchener, ON? Chris and his wife would rent a car for each trip to view properties in Kitchener, ON. After closing on the house, Chris and his wife would rent a car to clean the property and sleep over in the vacant house for tenant showings the next day. They did this each week for a few months as the house did not rent right away and they did it again when they bought their 2^nd investment property. At no time did they ever complain. No one even knew they didn’t own a car until Chris asked Mike, his Rock Star coach, advice about buying his first car.

I’m inspired by Chris and Alou’s story because they had every excuse in the world to not try to get ahead in life through investing in real estate. They just arrived in Canada, they didn’t own their home or a car, yet they got things done. No complaints, no excuses, just get it done.

I am honoured and humbled to share their story with you.

In this episode we discuss:

Searching for the right real estate training
A reminder how lucky we are to be Canadians
Lessons from multi-level marketing
Close to $1,000 in car rental fees as part of Chris’ investing
The Marshmallow Test: delayed satisfaction
Chris’ worst case scenario
Rent to own investing in Kitchener, Ontario
The importance of one-on-one Coaching with Coach Mike Desormeaux (Mike@rockstarbrokerage.com) and how it made all the difference
Advice for those just starting out

If you’d like to reach out to Chris, here’s his email catanrto (at) gmail.com

Podcast available here:

On itunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

Or direct:

Download as an MP3 by right clicking here and choosing “save as”

The Blueprint of Apartment Building Investing with Pierre Paul Turgeon

June 19, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

When I first started planning to produce a podcast, I had targeted Pierre-Paul Turgeon because he is a tremendous educator and his experience and background is like no other apartment building investor that I know. I first saw Pierre speak at the real estate investment network many years ago while he still worked at CMHC, who insures mortgages on apartment buildings, and I am in awe of how he left his cushy government job and has grown his portfolio to 160 doors valued in excess of $22 million dollars. Pierre is a busy guy so we’re really lucky to have him on the show as he’s in the middle of acquiring more buildings thanks to the several millions of dollars of capital he has attracted.

Something of note since the interview – Pierre mentioned he has more than usual vacancies due to the down turn of oil prices and, since this interview, Fort McMurray has been decimated by forest fires. So, what does a super awesome guy like Pierre-Paul do? He’s offering his apartments to displaced families for at least the next two months for FREE. That’s worth thousands and thousands of dollars so next time you hear someone ragging on greedy landlords, remember there are great people out there like Pierre-Paul.

In this episode, we discuss:

Pierre-Paul’s work experience at CMHC – Canadian Mortgage Housing Corporation
Alberta’s downtown and planning for down turns
Being unhappy at work, planning to leave the J-O-B and transitioning into becoming a full time investor
The plan to leave the J-O-B
The various risks factors when investing: utilities, market, valuation, borrower, building risks
Lessons for novices
The importance of confidence
Going above and beyond to ensure minimal vacancy
Tips on how to source deals on apartment buildings
When Pierre-Paul feels oil prices will go back up

Podcast available here, make sure to subscribe so you don’t miss an episode:

On itunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

or Direct

Download as an MP3 by right-clicking here and choosing “save as”

If you would like Pierre-Paul’s free ebook, head to his website: http://www.multifamilyblueprint.com/ and sign up!! For those who do sign up, you will also receive notification of when Pierre is offering his training course and if you are serious about being a professional on the level of Pierre, I recommend that you do.

His Email: info@multifamilyblueprint.com

Check out the success of our mutual friend Kevin Gatchalian, Hamilton investor and now Edmonton apartment building owner thanks to Pierre Paul’s help: http://blog.reincanada.com/2015-multi-family-investor-of-the-year

From $140k in Credit Card Debt to 34 Properties

June 19, 2017/0 Comments/in podcast/by truthaboutrealestateinvesting_urdkth

For this week’s episode we have Police Constable, Jules Mckenzie, successful real estate entrepreneur in the Barrie/Orillia area of Ontario. Jules has held an interest in 50 separate real estate properties and is the operations manager in over 12 joint venture partnerships

The truth about Jules’ rise to success as an investor is that back in 2001 he took some unsophisticated real estate investing courses not specific to Canada. Jules was taught to call his creditors to extend lines of credit and apply for more credit card capacity to be used to finance down payments and renovations on run down rental properties. Unfortunately, the strategy did not work out and Jules had accumulated over $140,000 in expensive credit card and line of credit debt.

How did he climb out of this hole to become an ultra-successful investor? Have a listen to this week’s episode titled, the Jules of Real Estate Investing. Without further ado, I introduce to you, Jules Mckenzie.

Podcast available here:

On itunes: https://itunes.apple.com/ca/podcast/truth-about-real-estate-investing…/id1100488294
On Stitcher: http://www.stitcher.com/s?fid=87335&refid=stpr

or direct:

Download as an MP3 by right-clicking here and choosing “save as”

If you would like to reach out to Jules, you can do so here:

Web: http://www.mckenzieproperties.ca

Facebook: https://www.facebook.com/jules.mckenzie.50/

Twitter: https://twitter.com/mrjulesmckenzie

Linkedin: https://www.linkedin.com/in/julesmckenzie

Happy real estate investing everyone!

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