Hello, my fellow wealth hackers!!

For anyone new to the show, I consider a wealth hacker one who invests in real estate, stock options, private equities, and maybe a bit of infinite banking. 

These, plus a business that produces income, are the assets of the rich. 

If you don’t believe me, simply google “Tiger 21”, a network of individuals with 10 million or more of investable assets and have a look at the member surveys of their asset mix.

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In my experience, learning from the rich is a great way to become one of them….

If you’re on my email I’ve included a link to a CNBC article: https://www.cnbc.com/2019/12/19/heres-where-the-wealthiest-investors-are-finding-opportunities.html

Spoiler alert: The top three weightings in order are, real estate, public equities (aka stocks and stock options hence we stock hack) and private equities. 

Personally, I’m way more real estate heavy but otherwise, I’m inline because of my stock hacking and the private equities I invest in for real estate developments and apartment buildings for more diversification within real estate and within Ontario.

LOL I know that sounds kind of funny.

I’m pretty sure any real financial planner would not call that diversification.  However, in my experience, the returns are tough to beat.

If you want to email us for a referral of where I personally invest for real estate developments and apartment buildings please feel free to.

For those looking for something to read, one of my mentors recommended that I read “Who Not How” by Dan Sullivan, the famous coach to entrepreneurs.

I listened to the audiobook at 1.5X on my commute to work. It’s not a heavy technical read so I found the audiobook easy to consume.

I now find myself saying who not how a couple times each day to team members, my kids, Cherry, etc…

The book is about how we as investopreneurs often focus too much on trying to learn how to do something versus who already has the skills, experience and know-how…

I mean that’s how we built iWIN real estate.

Our clients are mainly from the GTA, regular Canadians with have busy careers, kids and family. They don’t have 10,000 hours to master real estate investing and build a team like we have. Hence we are their who.

They leverage us as their who to help them hack their wealth vs the folks who read 50 books and watch or listen to thousands of hours of YouTube and podcasts. Their focus is on the how.

In my experience, I’ve had a lot of success hiring experts to either teach me or do the job for me. Like my golf coach who shot +1 when we played 9 holes together on the weekend. I’ve locked him up for the next two months for coaching. 

The cool part is less than one day of my stock hacking returns paid for it.  Just like my last week’s returns will pay for next year’s golf membership. 

That is what I’ve learnt from the rich when the cash flow from your investments pays for your expenses.

So whatever part of wealth hacking you’re interested in, feel free to sign up for my newsletter and see what we have going on.

For Example, January 23rd is our next iWIN meeting, the cost is $20 and it all goes to charity.  Clients attend for free.

Cherry and our insurance guy will be presenting on the subject of infinite banking, a common practice by my rich friends. 

My lawyer Hussein will also be in attendance to give any legal perspectives and I’ve sent him a bunch of screen captures I’ve taken from social media from people trying to raise capital. 

I’ve asked my lawyer Hussein to comment from a securities law perspective so we raise capital safely without massive investigations and fines.

If you are interested in getting more information, go to www.truthaboutrealestateinvesting.ca, enter your name and email to subscribe and you’ll be informed about all our upcoming events and how to get in touch with my team that’s taken me well over 10,000 to assemble. 

It is our goal to be the who for generations of future wealth hackers, owners of multiple six-figure side hustles.

3 Side Hustles For Multiple Streams of Income: Real Estate Syndication, Hedge Fund, and Realtor with David Sun

Speaking of side hustles, our guest this week is David Sun, who is a Princeton graduate.

Yes, he’s American, an engineer who does engineering-type stuff for his day job and he has three serious side hustles, four if you count that he owns a single rental property… I guess that counts. Four side hustles.

David is a general partner in an investment real estate syndicate, a structure required for multiple investors and large projects such as a student rental residence with hundreds of bedrooms.

David is a part time Realtor and he has his own hedge fund, an alternative investment of pooled funds where he employs stock option strategies to actively increase returns for his investors.

David is also a husband and dad to young kids.

I suddenly feel lazy.

I present to you David Sun.

HELP US OUT!

To Follow David: 

Web: www.thetradebusters.com

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves at being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Welcome, Real Estate Investors!

I hope you’re all staying awesome, happy, and healthy out there.

2020 has been a terrible year for many and it’s an odd feeling, guilty almost for us Wealth Hackers to celebrate so much success this year.

Among our community of investors, after a record year for returns in both real estate and stock hacking, the conversation has shifted to infinite banking – It’s one of the secrets of the rich.

It will be the main topic we cover at the iWIN Meeting this coming January. 

It’s why I avoided drinking for a month before my blood and urine test for the insurance company. This better be good, as my investment is significant but my wife Cherry, who is an Accountant is spearheading this for our family.  

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Speaking of presentations, at my mastermind with fellow 7 seven-figure entrepreneurs, I was asked to give a presentation on how I’ve learnt to build a mindset of positivity, optimism and gratitude to a group of entrepreneurs…

I’ll be sharing the same presentation to a group of investors at the upcoming Nov 28th iWIN meeting.  I’m not always happy though, I just make sure I’m working and investing smart and my gratitude outshines the dark moments.

If you’re on our email newsletter then you’ll read about our upcoming meetings.

Our upcoming Nov 28th meeting includes guest talks from Jay Gabrani who decided to not grow his online business and instead focus on having more free time, personal real estate development investments, and stock hacking. 

Jay will be sharing how he came to this decision and how he’s developing his investment properties and Stock Hacking.

We also have Anna Scott who will be sharing her stories and experiences being on all sides of real estate deals: as the silent money and credit pattern, as the real estate expert, as a private money lender, borrower and now brokering private money deals as a Mortgage Agent.

Our iWIN meetings are publicly available again…

For non clients, the cost is nominal and all proceeds go to charity. 

Anyone who subscribes to my email newsletter will be notified when we host events both real estate and stock hacking. 

To get on my newsletter which comes with being notified of new episodes of this podcast with show notes, go to www.truthaboutrealestateinvesting.ca.  Enter your name and email address on the right side and that’s it!

Quick update from the stock hacking competition between Cherry and I.

Because our stock hacking is going so well and with our plans to upgrade our home, we are closing the personal account and consolidating to trade in only the corporate account. 

I’ll manage the trading going forward as Cherry will focus more on growing her business and my businesses. 

Between the two accounts, we are averaging a 42% return and well into six figures. 

Not bad for a beginner, after a market crash, and a bagillion mistakes eh? 

I’ve learnt a lot this year and the future for our stock hacking couldn’t be brighter.

With the holidays approaching, I’m receiving all these requests for my office address for hate mail and Christmas cards and to be honest, from people wanting to express their appreciation for what this podcast or real estate or Stock Hacking has meant to them. 

I appreciate all the kind words and what I really enjoy is reading positive reviews on iTunes.  Reviews also help new listeners decide on what podcasts they listen to and I would like to help them like we’ve hopefully helped you.

So if real estate, Stock Hacking or this podcast has helped you, kindly leave a review, by simply googling “iTunes truth about real estate investing”, go to reviews, 5 stars, of course, is preferred and let me know how this show has helped.

Replacing Teacher Income With MLM and Real Estate and $200,000 On A Duplex Conversion with Pascale Brisson

Pascale is a mom and wife living in Ottawa, Ontario. 

As a young mom and school teacher, the pandemic hit her pretty hard with the decision to keep teaching in a changing environment and sending her young son back to daycare.

Pascale decided to pivot this past summer to work online in multi-level marketing. I’ve invited Pascale on this show because multi-level marketing is a common thread among many investors. 

Jules Mckenzie has done it. Lynne Tham was a dynamo for Tupperware and I have other friends who’ve been successful in MLM as well who later go on to massive success in real estate. 

She’s a successful real estate investor and she shares her number on her current project.

HELP US OUT!

To Follow Pascale: 

Instagram: https://www.instagram.com/pascalinabrisson

Facebook: https://www.facebook.com/pascalina.brisson

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves at being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Greetings my fellow Wealth Hackers,

What did you do for Halloween?

I love seeing everyone dress up! For my mastermind meeting with real estate dynamos like Susan White, Aaron Moore, Ryan Carr, Rachel Oliver, Sarah Coupland, they all showed up in costume to our Zoom meeting.

It was hilarious!

As I’m sworn to secrecy of what is discussed, I’ll share that “Beaker of the Muppets and a giant Hamburger made appearances” and I’ll leave it to you to guess who was who.

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Happy Halloween from our family to yours!!

A post shared by Erwin Szeto (@erwinszeto) on Oct 31, 2020 at 1:36pm PDT

My costume arrived late but it’s a bit of an evergreen costume, so I’ll do a reveal at a later time.

My kids dressed as Batman of course and Captain Marvel but more exciting than Halloween for me was the kids had their belt grading at kickboxing the morning of Halloween. This the first athletic test they’ve done and it’s the first time our club has allowed non-students to watch. 

Thanks to Covid, I’m stuck waiting outside in the car while the kids are in kickboxing class. I was totally surprised by how much the kids have learnt.

For the grading, they had to demonstrate boxing, kickboxing and even Karate style punches and kicks.  I personally appreciate a cross-discipline approach, no different than I invest in real estate and Stock Hack.

Our club is open-minded to teach different styles of striking. For any mixed martial arts or UFC fans out there, you know the importance of multiple disciplines.

The kids both passed and I couldn’t be more proud. 

We celebrated with ice cream that I bought on sale at Loblaws 🙂

10 Duplexes In Five Years, 100% Committing to Wealth Hacking, Cash Flowing 1-2% per WEEK with Kris Lewis

On to this week’s guest, an award-winning investor, Kris Lewis

Kris is a dad, husband, multiple business owner who is really into spreadsheets while grinding through to earn his ‘luck’.

His current priorities include reverse engineering a life he thought was impossible only a few years earlier.  His goal from an investment perspective, which massively goes against his personality, is to make his income streams extremely boring.

Kris is a real estate investor focusing on the Durham region, specializing in duplex conversions, while knowing in the first 30 seconds whether a property makes sense for his long-term strategy. 

Kris believes in multiple streams of income as an insurance policy, which makes sense given his chosen profession. He believes in continuing to educate himself and to learn from what others before him have done.

While Kris knows that knowledge is key, he also realizes that embracing fear, making sacrifices and most importantly being ready to take action is an even bigger piece of the financial success puzzle, as evidenced by his 10 moves in the last 6 years. 

He’s come to relish the unpredictability of life and the opportunities that present themselves.

Before you go, if you’re interested in learning more about an alternative means of cash flowing like hundreds of other real estate investors have, then sign up for my newsletter and you’ll learn of the next free demonstration webinar I’ll be delivering.

It’s a much improved demonstration of the one I’ve given to my cousin Chubby at Thanksgiving dinner in 2019. He now averages 1% cash flow per week.

As a real estate investor myself, I got into real estate for the cash flow but with the rising costs to operate a rental business, it’s just not the same it was 5-10 years ago when I started.

Never forget cash flow reduces your risk, the more you have, the more lumps you can absorb and if you have no or limited cash flow, you’ll be paying out of your pocket like I did at a recent basement flood at my student rental in St. Catharines, ON.

If you’re interested in learning more, register for free for my newsletter at https://www.truthaboutrealestateinvesting.ca/ and enter your name and email address on the right side. We’ll include in the newsletter when we announce our next free stock hacker demonstration.

Find out for yourself what so many real estate investors are doing to diversify and increase their cash flow. And if you can’t tell, I love teaching this stuff 🙂

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves at being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello, my fellow wealth hackers!!

Who says you can’t mix business with pleasure??

This past Friday, I hosted Canada’s youngest retiree to come into the iWIN Hub (my office) to record a podcast, show him Stock Hacking and shot virtual zombies in virtual reality.

This episode was inspired by Mike going on a rant on his Instagram account about his frustration with his real estate: tenant related problems, day to day management of a sizeable portfolio and all its moving parts including property managers and contractors, finding out sex workers were operating out of his short term rentals and related complaints from the neighbours.

Add to that the pandemic and it’s hurt on the tourism, short term rental market and student rental market.

I messaged Mike that I was sorry to hear about his challenges and we started talking about stock hacking so I invited Mike to my office to demonstrate for him the strategy, record this podcast episode, have lunch and since he made the 2 hour trip out from London, I figured we would do something fun that Mike can’t do in London.

I made a couple of suggestions and we settled on Virtual Galaxies, a free roam, virtual reality gaming place in Mississauga.  That’s when the hilarity ensued.

For anyone who knows me, I’m an oversized child and like to joke around. 

The game was zombie apocalypse, we are soldiers armed with virtual guns, we do have a physical game controller shaped like a gun to shoot virtual zombies with. 

If you have seen the movies or TV shows then you know zombies can be aggressive.  The objective is to survive, navigate scenes including walking through buildings to get to a rooftop so a helicopter can come rescue you all in virtual reality.

The game is intense, fully immersive and not for the timid as Jimmy, Mike’s mentee found out when we had to split up and he had to fend off waves of brain-hungry zombies on his own.

His dissatisfaction with being on a team of one… well Jimmy was vocal about it while I was crying laughing. It’s been five days since the experience and I’m still laughing about it!

After much feedback from Mike and I’s mutual friends who have already been through Stock Hacker Academy, he’s going to give it a go as well.

www.stockhackeracademy.ca if you too would like more information about it.

We don’t have any more free demonstrations planned for 2020 but I’ll let you listeners know when we do.  

Mike Rosehart is Canada’s Youngest Early Retiree, an Ivey Business Graduate, Youtube Social Media Influencer, Entrepreneur, and a Real Estate Investor in London, Ontario with an 8-Figure real estate portfolio comprising somewhere around 75 buildings in his career. 

He’s a private lender, a private borrower, dad of two young daughters and he loves to give back and share including gifting out space in his own home to his mentees.

To Follow Mike:

Youtube: https://www.youtube.com/c/MikeRosehart/

Instagram: https://www.instagram.com/mikerosehart/?hl=en

Facebook: https://www.facebook.com/mike.rosehart

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves at being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, Click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello, my fellow Wealth Hackers!

Today was my kids’ first kickboxing class and they loved it!

Kids in kickboxing? That’s crazy right?! Well, I am one of those neurotic fathers of a daddy’s girl so what do you expect? 

And if you’ve ever watched any UFC then you know all pro fighters are trained in kickboxing and Brazillian Jiu Jitsu.  Unfortunately our Brazillian Jiu Jitsu has remained closed during this pandemic, so it’s just kickboxing for now. 

Next will be track as I’ve told my kids it’s actually best to run away and run away fast from a fight 😛

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A post shared by Erwin Szeto (@erwinszeto) on Sep 28, 2020 at 4:01pm PDT

In all seriousness, I want to bully proof my kids, especially my daughter should she ever have to teach a boy their manners.  As the saying goes, two black belts are better than one 🙂

Don’t worry though, we’re not letting the kids have all the fun… Our kickboxing gym is expanding so they’ll have adult class for Cherry and me to take while the kids have their classes.

I’ll need all the practice I can get to postpone that day where the kids can beat up their old man 😛

The Worst JV Divorce I’ve Ever Seen With Seth Ferguson

On to this week’s show, we have Seth Ferguson, a real estate TV Show Host, Podcast Host, author, soon to be second time author, apartment building investor and Stock Hacker.

I first met Seth a year ago when he invited me to his podcast, it’s one of my favourite interviews.

Not only is Seth a great producer and great dresser, he came prepared like none other for our interview.

Here’s the link in case you’ve missed it: 

Youtube: https://www.youtube.com/watch?v=CYzZrt9Zipc

Web: https://sethferguson.libsyn.com/creating-wealth-is-your-duty-erwin-szeto-0

I haven’t had much free time these days so when folks ask me out for a coffee wanting to know my story, I send them a link to this interview and they’ll learn a lot more about me this way vs. taking me for coffee.

After the interview, while Seth was packing up his kit we got chatting and he mentioned the potholes in his life he’s going to share about in just a moment.

You know me, I’m always wanting to help so I invited Seth to take the Stock Hacker Academy the next week, he did but hasn’t done much as these potholes have yet to release back to Seth his capital.

So, I invited Seth to our offices at the iWIN Hub for a tutorial and suggested if he wants to learn more he should take the all new 2.0 version of the Stock Hacker Academy and he signed up then and there. The alumni fee is nominal anyways and Seth loves to learn from the best as you’ll hear in this week’s interview.

Seth Ferguson has undergone THE WORST joint venture partnership divorce I’ve ever seen. 

The only thing more astounding is how high Seth has rebounded in building his influence and real estate portfolio in apartment buildings in the US. 

If you ever feel down, think of Seth and set your efforts and level of action higher. I give you Seth Ferguson

To Connect with Seth:

• Youtube: https://www.youtube.com/channel/UCtFJbKpP0PKd1YT0PF_WNnQ
• Web: https://sethferguson.ca/
• Podcast: https://sethferguson.libsyn.com/creating-wealth-is-your-duty-erwin-szeto-0

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we ourselves build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves at being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, there are some Realtors who are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, join the notification list now so you know when we have our next opening in the Stock Hacker Academy​.

Click here to join the notification list

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Welcome to the Truth About Real Estate Investing Show where we’re here to learn to build wealth together.

Having wealth is great, being part of a community where your friends and family have financial freedom, well that’s just a lot more fun to be a part of in my opinion.

How is back to school for everyone?

Our kids’ classes start date was delayed which is fine. I can see all the precautions being made and I’m confident in our school and teacher that everything is being done.

No different than in business or investing or stock hacking, I took an analytical approach to our decision to send the kids back.  Note that we didn’t have to send the kids back as we have a full time nanny that the kids love and she loves our kids back the same. 

Science, stats, whatever you want to call it, our school and the neighborhoods that attend our kids’ school is in the bottom 10% of covid cases in Ontario.

We don’t have any elderly living in our home so no at risk groups will be exposed to greater risk being around my family. Our kids are skipping the school bus and instead bike about 10 mins to school under adult supervision which they are enjoying.  

So far so good. The kids are enjoying seeing their old friends and meeting new ones. 

To show our appreciation, Cherry and I have sent gift cards to the teachers and our Vice Principal.

We received back notes of thanks, one teacher stated how the gift cards will be used to purchase class materials. I’ve followed up asking both what materials they need. Cherry and I will donate some or all of them. 

To me, it’s the least we can do to give back after what has been a very successful six months for our real estate and stock hacking investments.

I mean, the government is pouring money into the schools for all the added expenses of cleaning, technology, personal protection equipment, etc…

As always, I believe we as private citizens need to step up and fill gaps when possible.

Same goes for our charity, the Hamilton Basket Brigade. 

The need is greater than ever, we have more challenges than ever to host an event for these families in need but we are making it happen.

We are hosting an outdoor BBQ in the lower city of Hamilton, shout out to Charles Wah for donating the use of his parking lot and bathrooms. 

The budget will be the same, the love and care will be the same, it will just mean fewer gifts, more gift cards and a lot more hand sanitizer 🙂  As always, we can’t wait to be the change we want to see in the world.

There is much to be thankful for after what I saw two weeks ago…

Two weeks ago, I volunteered to help an entrepreneurs’ group I’m a part of to check out potential office/event space to rent out. 

Typical me, I show up excited without thinking it through but what did we find? Lots of beautiful space.

But think about it… Who is giving up their office space?  Failed small businesses. 

It was the saddest experience for me, it was like hopping between funeral homes for small businesses and as a real estate investor, I ask the question, why the space became available?  

All these businesses no longer needed office space, some were on life support as their businesses were adversely affected and some simply moved to work from home.

Is it any surprise that August Go Transit ridership is 23% of what it was a year ago. 

As far as I can tell, it’s a complete renters market for office space downtown Toronto and I imagine the same for many of the urban centers across Canada.

It was in the news last week how a couple of the biggest companies in Canada including banks are subletting unneeded space in their Toronto offices. 

What a crazy world we live in!

Speaking of crazy or maybe not so crazy as it’s becoming a regular occurrence, Cherry beat me again the last two weeks of she trader vs. he trader.

Each week, her aggressiveness paid off, I think she beat me by around $2,000 US for each of the last two weeks. 

The positive feedback on the Stock Hacker Academy 2.0 continues to pour in. We had a client last week choose freedom over continuing at his day job in exchange for being a full time wealth hacker: both real estate investor and stock hacker.

I’ll have Joe on the show soon to share his story of how he obtained his freedom.

If you’re interested in learning more, I’m giving a demonstration, totally free over Zoom.

This demonstration is in crazy high demand, we’ve had to upgrade our Zoom account and it’s the last one we have planned for 2020.

If you don’t know the story, I showed my kid cousin Wil, he’s known as “Chubby” to his family.  Anyways, I taught him how to stock hack over Thanksgiving dinner, he’s a full time musician and in 15-30 mins per day, he’s able to cash flow over $1,000 per week all from his mobile phone. 

September 24th, 8 pm again is the last demo we have planned for the year followed by Stock Hacker Academy 2.0 Featuring “the Godfather of Stock Options” – Best Selling Author of Get Rich With Options Lee Lowell.  Links to register are in the show notes at

www.truthaboutrealestateinvesting.ca

Free Demonstration: https://us02web.zoom.us/webinar/register/WN_VEx9tUmdTIO3PWMauybnZw

Details for Stock Hacker Academy 2.0: www.stockhackeracademy.ca/

How A Former Technology Executive Automates His Real Estate For Mega Savings and Profits w Christian Szpilfogel

Speaking of making money with technology, this week’s guest has some crazy awesome advice on how to use technology in his sizeable real estate portfolio to save himself time, money, grief, and it even got rid of a drug dealing tenant who assaulted another tenant out of his property. 

Some of Christians’ technology even makes him money. 

Needless to say, this is an excellent interview.  

This is a long episode as Christian was generous with his time, he is a former executive at one of Canada’s most well known technology companies in Ottawa, Ontario where he lives.

More recently we became the Vice President of Ottawa Real Estate Investors Group.  Shout out to outgoing President Rich Danby. 

We talk about what makes a good investment club and in the second half Christian lists off a bunch of technologies he has personally implemented in his real estate.

So, do have a pen and paper ready, you’re likely going to want everything he’s got after he explains the benefits.

To Follow Christian Szpilfogel:

• Facebook: https://www.facebook.com/szpilfogel
• LinkedIn: https://ca.linkedin.com/in/szpilfogel
• Instagram: https://www.instagram.com/aliferousproperties/
• OREIO: www.oreio.org
• Facebook: https://www.facebook.com/szpilfogel
• LinkedIn: https://ca.linkedin.com/in/szpilfogel
• Instagram: https://www.instagram.com/aliferousproperties/
• OREIO: www.oreio.org

Before you go, a quick announcement, my real estate networking meetings are back and open to the public!

We only have limited seating in person and they sold out fast for the September iWIN Meeting but we have plenty of space online on Zoom.

For those who have been before, the presentations are excellent only exceeded by the quality of the attendees to come out. 

As always, I have several phenomenal guest speakers lined up, you’ve heard many of them already on this Podcast but with networking meetings, you get to interact and ask them questions. 

As the saying goes, you are the average of the five people you spend the most time with you. 

Personally, I like hanging out with successful, goal driven people or quality character and that’s what you’ll find at the iWIN Meetings

To be notified of the next iWIN Meeting just sign up for my email list at www.truthaboutrealestateinvesting.ca

Hope to see you there soon!

Looking to add another stream of income?

On October 3rd & 4th, you can join the next Stock Hacker Academy Live Introductory Course. Learn the foundations that have helped Erwin and Cherry make upwards of $2000 USD a week. Stock Hacker Academy includes:

• Live, in person or digital, weekend Course with the Godfather of Stock Options, Lee Lowell.
• 8 Weekly coaching webinars taught by Lee.
• Access to all of the recording for 12 months
• And so much more…

If you want to see this in action, click here to register for the next FREE Trading Demonstration.

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello, fellow wealth hackers!

I trust everyone is well!! From people I speak to who are investing in stocks and real estate, the response is overwhelmingly positive with bumps along the way. 

Nothing is ever perfect.

View this post on Instagram

We’ve owned this student rental in St Catharines for six years and this is the first “serious” renovation we’ve done to it. Needless to say the students will be ecstatics to see it when they return from summer holidays. . This property has more than doubled in value in that time which is great and has provided us already with a down payment for another property. That hurt our cash flow but allowed us to build our wealth. . Got to love real estate for wealth creation!!

A post shared by Erwin Szeto (@erwinszeto) on Aug 26, 2020 at 4:08pm PDT

In one of our student rentals, we installed an air conditioner in the attic and the students are happy except for one – The student who’s bedroom closet has the attic hatch.

Well, they’re not happy at all because dust got onto their furniture and they feel they weren’t given enough notice even though my property manager emailed them a week in advance of the installation and cleaners were in the house not even five minutes after the AC installer left.

I know because I was there.

The cleaners pulled into the driveway as I was leaving.

We offered to send the cleaners back but the student’s mom wants to be present to check if the workers and my handyman are wearing masks.

She asked to hold off on any other renovations so she can work it out in her schedule to be on hand but she didn’t want to take responsibility for the delays in letting the other student tenants know the cause of the delays.

Cherry and I are big on customer service hence we already gave a roughly 10% credit for the summer months which the students accepted and to send the cleaners back at our expense or to pay the disgruntled mom to clean herself if she preferred to keep the cleaners from returning.

What does she want? A four-month rent credit?

She also asked that I be present for her to vent her frustrations when my property manager is already present and authorized to represent me. 

I’m pretty busy between family and business and investing so that wasn’t going to happen.  Plus I’m not a fan of confrontation.

We have already offered the student and mom out of the lease as there is no satisfying her and as the saying goes, “How you do anything is how you do everything”, we’d like to avoid any future drama.

Such is the importance of having multiple streams of income.

Our portfolio can handle a hit to cash flow to make everyone’s lives easier. Life is too short to handle the drama from someone who wants thousands of dollars of compensation for dust on bedroom furniture.

This whole COVID thing is responsible for some special times. 

I’ve seen my brother once since January.  He came to my house to pick up a cooler for camping, he didn’t touch anything as he’s a biologist by education and studied infectious disease at school so he’s more cautious than most.

I miss him and my niece who’s only three years old but that’s what being responsible and respecting other people’s wishes is all about.  Families, tribes, society, etc… don’t get along without well, getting along. 

Then I see all the toxicity on social media. It’s crazy.

I generally don’t engage in it like discussing politics and religion on social media.  From anyone who’s read How to Win Friends and Influence People by Dale Carnegie, you’ll recall no one wins in an argument, there are only losers. 

Often both parties walk away angry at each other with neither being convinced to change their views and sometimes strengthening their resolve. 

So what’s the point? It’s a waste of energy in my opinion.

Then there is one of my favourite tips from the super awesome Tim Ferriss, best selling author of the Four Hour Work Week. 

In his book Tim gives the example of an upcoming election, how he saves time and energy, he simply asks a couple of people who have similar values on how they will vote and why and makes his decision from there.

In my experience, I’m lucky enough to be the son of a medical doctor and one of my best friends from school basically got perfect all through elementary, high school, university, and medical school.

I ask Dad how to protect his grandkids and he gives his advice.  Dave my doctor friend now works in a hospital so I ask him what he does for him and his three kids who are around the same age as mine. 

For me, that’s good enough for my family and me.

Everyone is entitled to their opinion, it doesn’t necessarily mean it’s a qualified opinion.  No different than when I say the Leafs need to trade for a defenseman. I have no idea who’s available or who would be good on our team but yeah, I have an opinion. 

You’re more than welcome to ignore it but just don’t argue with me 😛

We should already know this.

But too often we forget it.

You never know what’s going on in somebody’s life; what they’re dealing with.

• Physical health.
• Mental health.
• Racism.
• Financial burdens.
• Jobs.
• Divorce.
• …the list goes on.

So be kind. Be an ally. Be a friend. Be better. Don’t have anything nice to say then don’t say it at all.

If anyone out there needs help feel free to reach out, I’m not hard to find.

Last week we lost one of Toronto’s finest. Nearly a decade with the Toronto Police and just over a decade with the Canadian Armed forces.  He was lost to suicide due to depression.  Someone who on the outside had it all.

I just wish he had said something and I’m pretty sure we all feel that way when these things happen.

Rest in peace Constable. I hope you’re in a better place, you should have seen your funeral, there were so many people there to say goodbye.

Personal Growth Of A Single Parent From Selling Tupperware To Real Estate To Investing for 50% Returns and Stock Hacking with Lynne Tham

On to this week’s guest, Lynne Tham.

She was nervous to come on the show which is not uncommon. Public speaking by some surveys ranks higher on the lists of fears above death itself….

Lynne’s kids including my friend Simon told her to just do it and she did!

I’ll post Lynne’s full bio on our website, www.truthaboutrealestateinvesting.ca.

It’s a wonderful Canadian success story of a teenager immigrating to Canada, falling in love with the greatest country in the world. 

Started a family, stayed at home to raise the kids, picked up a side hustle in multi-level marketing, excelled, became a single parent, became a Realtor, had a wake-up call at age 55 that she needed a retirement plan.

Invested in real estate, de-invested in real estate and now a pretty successful stock hacker.

I know we have several full time professional, uber-successful real estate investors like Ryan Carr and coming up next Leslie and Jamie Collard and their 160 units but for the investor who wants to take it easy and be a bit more passive…. Well, it worked out for Lynne.

Full bio:

Proud mom of two successful adults (Simon and Melanie) who form our family real estate team (we do between 40 – 50 deals per year as a team). 

I’m a constant advocate for personal growth in my own life and determined to create my own financial future goals of being able to live, travel and work from anywhere in the world. 

My own story – came to Canada by myself as an 18-year-old, without knowing anyone, from the UK, to be a nanny, in 1978.  It was supposed to be a one to two-year work stay.   Fell in love with the country, got married at 21 and became a Canadian citizen. 

Being a stay at home mom I was recruited to sell Tupperware in the ’90s and this was the beginning of personal growth for me.  I realized that I was a salesperson and loved motivating myself and other people to reach goals. 

I was with them for 10 years and ended up owning a distributorship with them in the Toronto area.  

After becoming a single parent in the ’90s, I had a five-year stint in the car business, being a business manager and selling cars, but long hours and very little personal satisfaction, motivated me to take my real estate license. 

I became an agent in 2006 with the desire of being able to have the ability to increase my income and have the flexibility to travel to see my kids, who were both now living in the U.S. (Melanie on a gymnastics scholarship at Iowa State University and Simon modelling in NYC).  

After building my business for six years it was a welcome addition to have my Mel join me in the business after she graduated university and then Simon, two years later. 

Both of my kids did not have real estate as a career goal but they kind of fell into it after realizing that it was a great way to earn good money and also be able to pursue other passions (not to mention my daughter’s teaching degree did little to generate an actual job in teaching and Simon realized that modelling looks don’t last forever – but as his mom, I would disagree 🙂 and he’s still modelling now)

Five years ago, at age 55, I was staring at my future and realizing that I needed more of a retirement plan – at that time, my net worth was basically the equity in my Mississauga townhouse (at the time, worth around 775k, and I had a mortgage of $300k on it) and I had $200k in RRSP’s and that was it. 

When I looked into what the Canadian pension was, if I waited until 65 to draw it, it was a wake up call.  

This started my journey into how to build a consistent income of at least $10k a month within the next five years.

I had met with an investment guy from a reputable company, regarding what to do with my RRSP’s, who told me he could generate me a guaranteed 8 – 10% annually with their various investments. 

It sounded a lot better than the 2% than my Scotia funds were generating, but luckily, I was introduced to investing in second mortgages by profunds in Burlington and decided to put my money there (it has now grown by over $100k in four years).  

Simon had introduced me to your podcasts and it opened up a new world of exploration. 

Around this time, I was invited to an event at my Keller Williams brokerage, put on by two agents who were representing, Brian Pullis’s project in Orillia. 

They were offering an investment opportunity to purchase a townhouse in an older complex that had been refurbished and all the interiors gutted and renovated. 

The homes were offered at $247k, and they were offering a $7k builder incentive and on top of that, my 2.5% real estate commission, so essentially I could buy one of these homes for $235k. 

Again, embarrassingly, I hadn’t realized that I could take an 80% line of credit against my primary residence to take the down payment for an investment property, and I had always had the mindset that I needed to pay off my mortgage before doing so.   

I got the line of credit and purchased my first property. 

The type of property fit me well as it was easy to manage, (one-year property management was offered for free), and it cash flowed ($1400/month in rent). 

This was a great first experience and it encouraged me to buy a second property in Orillia, which I had realized through listening to one of your podcasts (and Jules McKenzie), was listed in REIN’s top 10 cities in Ontario to invest in. 

The second property was easy as it was new construction and the builder was only requiring $20k down.  I closed on it a year later and after buying it for $345k and putting $20k into it, it attracted good tenants and covered itself.    

I sold the first property 3 years later and made around $70k net, and I just sold the second one (closed yesterday) and made $145k in three years.  

Last year, I had looked into the possibility of buying another investment property (at the time, I owned only one of the Orillia properties), but it had become so much more difficult to qualify for a mortgage and I was approved to buy at $600k, with B lender financing and it would have to be a legal duplex, generating $3400/$3500 monthly for it to work. 

I realized that it was too much for me at this point in my life, to drive to Oshawa (where it seemed like the only opportunities to do this, existed in this price range).   

In the summer I attended your IWin meeting where the discussion came up about the upcoming stock hacking course.  I was so inspired by Adriano’s story and I had been listening to your increasing interest in doing it yourself and was following your progress. 

Unfortunately, I was in Portugal in September when the first class was offered but as you know, Simon attended and he seemed to be quite inspired and impressed. 

What sealed the deal for me was hearing Habib’s podcast with you, in the late fall, and I knew I had to sign up.  

Since taking the two day course in December, it has changed my life. 

No other words for it. 

I started with $150k from my HELOC and then added $40k two months later.  Since just before Covid, as of today, I’m up $54k, which is nicely falling into my goal of $10k/month and is opening up my future. 

I plan on taking the profits from the sale of my investment property and adding it to my account, with the goal of making $15k to $20k a month consistently.   

I am constantly amazed at how options trading is not only something that I could grasp but is so easy, enjoyable, flexible and unlimited. 

I now find myself talking real estate clients (especially the ones around my age) out of buying their first investment property and doing options trading instead. 

As you always say, there’s a place for both and they go hand in hand, but for me personally, and others in my situation, looking at retirement and how to fund it, in my opinion and experience, this is an incredible option. 

To Follow Lynne:

Facebook: https://www.facebook.com/lynne.tham/

Web: https://thamteam.com/

Looking to add another stream of income?

On October 3rd & 4th, you can join the next Stock Hacker Academy Live Introductory Course. Learn the foundations that have helped Erwin and Cherry make upwards of $2000 USD a week. Stock Hacker Academy includes:

• Live, in person or digital, weekend Course with the Godfather of Stock Options, Lee Lowell.
• 8 Weekly coaching webinars taught by Lee.
• Access to all of the recording for 12 months
• And so much more…

If you want to see this in action, click here to register for the next FREE Trading Demonstration.

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello my fellow wealth hackers!

I hope you’re all having a wonderful summer! 

My family was having an amazing summer, then we hit a speed bump. My son Bruce was running up the basement stairs and fell on his face cutting his lip. He cried a lot but I figured he’d be fine, no big deal right?

The next morning his upper lip ballooned up. I thought, ‘weird, this much swelling this late after the fall.’ I sent a picture to a doctor in my family and he said the swelling was from the fall.

Bruce also had a fever so I thought it was just a coincidence, kids have fevers all the time. Saturday morning, the swelling had spread to Bruce’s cheek and the fever was still there. So we did what any parent would do, we cancelled our St. Catharines property inspection tour to see a doctor. 

It’s what I feared, an infection and Bruce was prescribed antibiotics.  Those were a challenge as Bruce couldn’t swallow them and they tasted awful when ground up, even when mixed with honey.

View this post on Instagram

Thank you everyone for your well wishes and asking about Bruce’s well being. Thanks to the amazing doctors and nurses and pharmacists at McMaster Hospital, we were out in one day and given a prescription for antibiotics for the next 8 days. . I’m grateful this was minor and stayed minor.

A post shared by Erwin Szeto (@erwinszeto) on Aug 19, 2020 at 3:24pm PDT

Next day, there’s no improvement, so off to Emergency Bruce and Cherry go.  In Covid times, only one parent is allowed in Emergency.  Bruce gets admitted and stays the night at McMaster Children’s Hospital. Cherry stays with him and I’m just a ball of stress.

Thankfully McMaster Children’s Hospital is just fantastic, including their pharmacy.  They work their magic and we’re home on Monday with a plan for 8 more days of an antibiotics cocktail that Bruce likes thanks to the pharmacy. 

Even with the good news, I had a terrible headache. Boo hoo, I know, when compared to all those parents with kids who spend extended periods in hospital.  I’ve said it before and I’ll say it again, investing in real estate and stock hacking is waaaaay easier than being a parent.  I’d gladly trade all my houses for the health of my kids.

Thankfully, this will only cost Bruce two weeks in the summer and the lesson as I’ve reminded him before, no socks in the house if he’s running.

For you wealth hackers, I’m hearing from many of you that this has been an extremely profitable summer both in your real estate and for Stock Hackers. 

The Toronto Real Estate Board reported a record number of transactions in July and average prices are up 16.9% from July of last year. Hopefully those of you trying to time the market got in March or April.  The markets where we operate, west of Toronto, we’re seeing multiple offers everywhere and outside of student rentals and condos, our clients are not reporting any significant vacancies.

For those who own real estate, you’re doing great!

For Stock Hackers, I’m receiving regular feedback from students who are achieving four figures per month and some four figures per week in cash flow, which is super awesome! 

It’s why we provided the courses taught by best selling author, Lee Lowell. Our very own VP of Coaching, James Maggs is averaging between $2,500 to 8,000 per month on $120,000 and only investing about four hours per week.  Not bad! It’s more than CERB and that’s more cash flow than a piece of real estate that requires an equivalent investment of $120,000.

But just ask any Stock Hacker how they funded their bankroll, almost everyone did with real estate profits or home equity lines.  Real estate to build wealth, Stock Hacking for cash flow.

Last Tuesday I delivered a demonstration via Zoom, a bit more of a polished demonstration vs. the one I gave my kid cousin over Thanksgiving last year.  He’s a musician by trade and he too is cash flowing over $1,000 per week. Anyways, over 500 registered for the demo which is pretty awesome.  Hopefully the nearly 500 who attended can reproduce the same results as my cousin, Chubby.

In case you missed the demo, sorry you couldn’t make it. If you’d like to be informed of the next one and receive notification of when these podcasts come up, simply sign up for my email newsletter, go to www.truthaboutrealestateinvesting.ca and type in your name and email and that’s it.

This is summer and we’re trying to enjoy what’s left of it, so no more demos till September and no, we’re not sharing the recording.  If these were not covid times, I’d invite you into the office for a live in person demo. Then you could all look over my shoulder and see how I trade on my phone, but we’re in a different normal.

On to this week’s show featuring another successful wealth hacker!

How A Veterinarian Quit His Job By Investing in Real Estate and Stock Hacking with Michael Bugg

Meet Michael Bugg, he’s a young father, husband and just recently a full time real estate investor out of Saskatoon, Saskatchewan.  He began buying properties in 2010, specifically new construction, and his investing has evolved into small apartment buildings.

In July 2018, Michael hung up the stethoscope and quit his job as a veterinarian.

On this episode, Michael shares his journey to owning a couple apartment buildings and how he lost money stock hacking during the covid crash and the shocking returns he’s achieved since then.

I give you Michael Bugg!

To Follow Michael:

• Personal: 
  • Facebook/LinkedIn:  Michael Bugg
  • Instagram: @michaelbugg.dvm
•  Real Estate:
  •  Facebook: YXE Real Estate Group
• Veterinary Project Podcast:
  • www.anchor.fm/veterinaryprojectpodcast
  • On all the usual platforms and YouTube
  • Facebook/LinkedIn: The Veterinary Project
  • Instagram: @theveterinaryproject
  • www.theveterinaryproject.com

Looking to add another stream of income?

On October 3rd & 4th, you can join the next Stock Hacker Academy Live Introductory Course. Learn the foundations that have helped Erwin and Cherry make upwards of $2000 USD a week. Stock Hacker Academy includes:

• Live, in person or digital, weekend Course with the Godfather of Stock Options, Lee Lowell.
• 8 Weekly coaching webinars taught by Lee.
• Access to all of the recording for 12 months
• And so much more…

If you want to see this in action, click here to register for the next FREE Trading Demonstration.

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Greetings my fellow iWINNERS!

I hope you’re all enjoying this summer as much as I am. 

The craziest recession/depression or whatever we are in continues.  The divide between the haves and have nots is widening, but don’t worry, for the haves, I’m sure our taxes will go up. Let’s all enjoy the great weather and market appreciation.

This real estate market in Ontario has created a lot of wealth for investors, including this week’s guest in Ken Bekendam. We’ll get to him in a moment. I’m sure he’s grateful and I know I’m very grateful for our respective real estate portfolios.

Cherry’s birthday is coming up and the plan is for us to golf seven of the eight days of her birthday week.  Yes, this is Cherry’s bday and her idea, not mine. In Cherry’s previous life, aka a previous boyfriend who we don’t talk about was an avid golfer so they golfed a lot together.

Cherry has many shots that I do not and has out played me two of the times we’ve golfed this season.  This past Sunday, Cherry and I golfed together with my cousin and his wife.  Cherry and I were playing scramble as in we each shoot then choose who’s shot was better and we both hit from there.

We were playing at the lovely Indian Wells Golf Course and the last time I was there I hit a 119 which I was pretty happy with.  When partnered with Cherry, we scored a 94.  An improvement of 21%.  Cherry mentioned how our golfing that day parallels our lives, we complement one another, raise each other up.  We both have good and bad moments, but we can often compensate for one another.

On the first 9 holes, I was playing great. There was a stretch over two holes where every shot we used was mine.  I mentioned it to Cherry then she hit her best shot of the day immediately after.  She has a competitive fire and wants to be her best, much like I do.

Over the last 9 holes, I struggled a bit and Cherry contributed a lot more.  With my advanced age and 35 degree weather, I tend to fade after the 14th hole.  I think she knows this hence the high volume of 7 golf outings in 8 days so she can kick my butt 😛

Speaking of Cherry kicking my butt, she beat me in stock hacking yet again last week. I had my third best week ever but Cherry managed to make even more.  Our household again realized five figures of cash flow in US dollars. She trader vs he trader is now about 13-6.

The stock hacking gains are great, but don’t forget, our bankroll was funded by our real estate.

For those interested in taking a beginner course taught by a best selling author and fellow stock hacker with 30 years of experience, including as a floor trader on Wall Street, he is none other than the Godfather of stock options, Lee Lowell, then go to www.stockhackeracademy.ca. Also save the date, the weekend of  Oct 3-4th.  This is the version 2.0 of the program and if it’s not called Stock Hacker Academy, then I have nothing to do with it nor endorse it. 

On to this week’s interview giving us the Truth About Real Estate Investing and it’s not an easy one…

Doubling Down On Real Estate While Balancing Real Estate and Family with Ken Bekendam

In planning a future without his wife Kaitlin and mother to one year old son Kingston, Ken Bekendam made the decision to quit his job and double down on his efforts to build his real estate investing business.

At the time, half his income was coming from Ken’s investment properties, plus he needed to build towards the flexibility of schedule, being an entrepreneur, as Ken is now a single father, and financial freedom that comes with being a successful real estate investor.  

Ken is a renovation expert both for his own portfolio and for clients, especially in adding legal, income generating suites and additions to existing properties. Like many high level real estate investors, he’s raising private mortgages so you’ll want to pay attention to that part.  

I don’t want to spoil too much so I’ll let Ken tell you his story. I give you Ken Bekendam.

To Follow Ken:

Facebook: https://www.facebook.com/kenbekendam

Web: http://legalsecondsuites.com/ken-bekendam/

Looking to add another stream of income?

On October 3rd & 4th, you can join the next Stock Hacker Academy Live Introductory Course. Learn the foundations that have helped Erwin and Cherry make upwards of $2000 USD a week. Stock Hacker Academy includes:

• Live, in person or digital, weekend Course with the Godfather of Stock Options, Lee Lowell.
• 8 Weekly coaching webinars taught by Lee.
• Access to all of the recording for 12 months
• And so much more…

Right now, until August 14th, you get $500 off! Click here to get your $500.

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello fellow wealth hackers!

I hope you are enjoying your summer!!

It’s a good thing these covid times are during the summer so local businesses like restaurants can operate on patios to at least earn some income and keep the economy going. 

For most of you Canadians, you’re ahead of us in Ontario for re-opening. We do miss our live and in person meetups with our clients, but for business, we’re in no hurry as we’re busy, if anything we wish this sellers market would slow down so we can help our investor clients acquire more property.

But for our investors taking profits and exiting, this has been wonderful.  We will wait and see what Phase 3 looks like before we host even small meetups in the office again.

This past weekend, unfortunately, we had a basement flood. Thankfully our student tenants were home to call my property manager at 1 AM so he was able to go over and do what he could.

View this post on Instagram

A post shared by Erwin Szeto (@erwinszeto) on Jul 14, 2020 at 3:10pm PDT

That was Saturday morning, by 11am, I was there to have a look and talk to my tenants with a $50 gift card for each student, plus one for my property manager Terry. 

The water had since drained but it went over an inch high so a bunch of drywall, trim, doors, flooring, etc… will have to be replaced.  Our tenants are younger so they asked if our insurance covers their belongings. It doesn’t because that’s what tenant insurance is for. 

Here’s your friendly reminder to require your tenants to have tenant insurance.

We had a flood which sucks, but we have a client who’s basement tenant improperly disposed of a cigarette and caused a fire so the main floor tenant with a new baby is now without a home at no fault of their own. 

Thankfully, the basement tenant has insurance as the home’s insurance will likely go after the person who caused the fire.  Unfortunately the main floor tenant does not and will have to come out of pocket for a hotel or AirBnb till they find a new home.

Speaking of AirBnb, I had a friend who specializes in AirBnb asking me about Stock Hacking.

He was saying he didn’t want to invest and learn something new as he makes so much money running AirBnb’s. I shared how in my experience, multiple streams of income is the winning formula.  We have small businesses, a portfolio of cash flowing real estate, and both Cherry and I do Stock Hacking.

My deductible for the flood is $5,000.  Well, I made over $5,000 USD this week already from stock hacking, so while it sucks to have an expense of $5,000, I can afford it. 

A reminder to have a buffer and why having multiple streams of income is best.  The opposite is true as well, I’ll have a crappy day or week in the stock market and am grateful for my real estate.  No one is better than the other. Having both in my experience is the ideal.

Thank goodness my insurance specific for investment properties covers sewer back up.  Now this is twice it’s saved my bacon.  You may want to check if your policy includes it too.

Quick Stock Hacker update of Cherry vs. Erwin. 

She beat me again last week so I think it’s 12-4 in Cherry’s favour.  On the plus side, we combined for a five figure week in USD cash flow.  Sorry for repeating this so many times, but I’m grateful to have learned this skill and that Cherry is willing to trade as well.

Also interesting in our real estate world is we had another tenant have a disagreement with her housemates so they want to break the lease. 

To some that’s terrible news. To us, this property generates the least rental income so it’s our chance to improve that by renting it to students. 

We have that option or we could sell it in this complete sellers market we are in right now.  This house we own with a JV and have some of our own money in it, so the return could be better if we owned it 100% or had zero capital invested in the deal.  Or we may just sell it and turn it into a pool 🙂

For the longest time, Cherry and I have wanted a pool for the kids to enjoy and to entertain our friends and family.  In my experience, the best way to pay for luxury items is to have our assets pay for it, so here we go, our investment and returns will now become a pool.  An investment that was born out of a home equity line of credit over six years ago.

Compare that to what friends I have who used their home equity line of credit to pay for a pool.  To each their own, I just have a lot of future plans for early retirement and helping my kids pay for their education and a home.

Speaking of education, I was talking to one of my neighbours about how their daughter wants to be a dentist. 

They have RESP’s to cover some of the undergraduate tuition, but she didn’t know tuition costs for dental school. I’ve googled it before so I was the bearer of bad news as I’ve seen it at 40,000 per year.  I don’t think anyone saves that much nor wants to be saddled with that kind of debt.

On to this week’s show!! 

Big Fines, Student Rentals, and Stock Hacking with Ron Esteban

We have my friend, Ron Esteban on. He considers himself an average investor and not a big shot, but he’s got a couple properties. What is super cool is he’s teaching students how to invest in both real estate and stock options.

That’s right, Ron is a teacher with one of those big fat teacher pensions we’re all jealous of. He received some great advice to invest in real estate from an unlikely source.  Ron made some mistakes early on which lead him to meeting me around eight years ago and we’ve been friends ever since.

On this episode, Ron shares how he got started, how being part of a community helped his investments, and a more recent “life changing” means of investing. On top of all that, he just got married and is about to become a new dad!

Ron also shares what he’s teaching his students.  Parents, pay attention to this part in case you’re trying to get your kids interested in investing.

To Follow Ron:

Twitter – @RonEsteban113

Instagram – @ron.est.113

Facebook – Ron Esteban

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Happy Fathers Day iWIN Nation!

And happy 2nd mother’s day to all you moms pulling double duty! 

I have much to be grateful for thanks to my dad who moved to Winnipeg from Hong Kong when he was 17 years old in pursuit of more opportunity. 

He later escaped those crazy winters and black fly seasons for a less crazy winter in Toronto but he didn’t have any parents to guide him better so he ended up finishing high school at one of the roughest schools in the roughest areas of Toronto.

My dad is also a real estate investor but different from me, he makes a Doctor’s income so when he started investing in real estate, he chose Toronto new construction condos near subway stations.  Needless to say he’s done quite well. 

How silly was I to tell him he wasn’t an investor but rather a speculator.  Those were the exact words I’d heard spoken from stage at a real estate network I belonged to.

Buying Then Exiting $11M of Real Estate, Pursuing Passion In Buying A Business with Wade Graham

Buying high in-demand assets with growing demand makes a lot of sense in hindsight. The business case for Canada to grow the economy via immigration makes a lot of sense financially to attract investment and talent.

Unfortunately, many investors heard the same advice I did and instead of investing in Toronto, they invested in Edmonton and Calgary Alberta.  Again, hindsight being 20/20, that was not a good decision.  I know many of these people personally.

Then last week, Wade Graham, a long time Facebook friend of mine commented on one of my posts about real estate how he’s glad to have exited all his Alberta real estate, $11 million dollars worth. 

Wade was part of the same network and community I was, for just as long, and I wanted someone who’s not all “rah rah real estate” to come on this podcast.  Wade fits exactly that bill. 😛

What Wade offers as a guest is what went wrong in his real estate journey so you may all get it right.  But real estate was not all bad to Wade as the network and skills he built translated into acquiring a failed business, making it successful, in an industry that he loves.  

In these trying times, there will be many businesses that fail which is terribly sad.  However, there will be some entrepreneurs who can buy these businesses and their equipment for cents on the dollar.  In the restaurant industry, that’s commonly known. 

The restauranteur who is the first into a space and invests hundreds of thousands for commercial stoves, ovens, fryers, fridges, freezers, furnishings etc.. They have to pay retail prices plus delivery and installation. 

Sadly, often the debt servicing and rent is too much, the restaurant folds, another businessperson then buys the assets for cheap and has a much better chance at survival and might even prosper. Wade has a similar experience to share which is timely considering the current environment and I wanted you my community to be aware of it.

If you don’t know Wade, he describes himself as a:

“Thinker. Feeler. Active. Outdoor. Trying to love a little more and forgive faster. I fail often.”

Wade tells it like it is so the language is not safe at work or if you have little ones in the car with you.

We talk about groupthink in real estate investing, the challenges of having tenants, some wild stories including when Wade had to rescue 200 pounds of gold in a backpack, and buying a business.

Without further ado, I give you Wade Graham.

To Follow Wade:

He posts some thought provoking stuff on Facebook: https://www.facebook.com/wgraham76

Float Canmore: https://www.floatcanmore.com/

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Thank goodness the limits on gatherings are increasing to 10 people on June 12th! 

Like many of you, I’m getting a wee bit tired of the lock down.  Especially when my mom who lives in Hong Kong tells me their economy didn’t shut down; restaurants recently increased capacity from 4 per table to 8. 

It’s been over one month since a new, local case of Covid was reported.  There are plenty of lessons on how to handle a pandemic.  Places like Korea, Hong Kong, even New Brunswick nailed it.  BC is already going back to school part time.

It just sucks to be an entrepreneur, when, like many of you, we chose the entrepreneurial life so no one could tell us what to do and we are now being told what to do.

View this post on Instagram

New backsplash for the office as the suggestion of @steveford18. Material cost is cheap, a bit more for labour costs but the finished product is worth it!! . We officially open shortly. Can’t wait for the province’s ok to actually be open to host our community. . @realestatetaxtips @iwinrealestate

A post shared by Erwin Szeto (@erwinszeto) on Jun 8, 2020 at 6:24am PDT

On the positive side, with all the rioting and violence going on the south of the border, I’m reminded yet again how grateful I am to be Canadian and grateful for stock hacking and real estate. 

All are opportunities equally available to anyone no matter the colour of your skin.  As a minority growing up in Canada, my family was one of the early Chinese to come here fleeing Communism.

When I was in elementary school, there were three Chinese kids in the whole school.  There was my brother and I plus another Chinese boy who everyone assumed was also my brother.

Investing has enabled those considered poor to enter the top 10% and even top 1% and we’ve had many of those folks on this show and we’ll have many many more.

The investing community as I know it, is inclusive to all backgrounds and unfortunately a lot of assholes too, but we’ll do our best to only have cool people on this show, including today’s guest in Diana House.

Before we get to Diana, a few updates from our parts:

For the 2nd time in 11 weeks, I beat Cherry in our weekly stock hacking competition.  It took a personal best by me: a five figure week, all USD in cash return which is great and all, but Cherry still maintains an overall lead of five figures.  It will be tough to catch her in the overall race as we’re both adding to our accounts after our most recent refinance.

We successfully refinanced that house that Cherry was mad at me for buying, sight unseen, no conditions, which I do not recommend to beginner and intermediate investors. 

This house had a leaky basement, black mold on all foundation walls, and a cockroach infestation. We found a dead mouse in the electrical panel and the whole house was knob and tube electrical: a known fire hazard and because of it’s proximity to a University, no bank would give us A rates. 

On top of that, we’re buying with a corporation and we’re a weee bit stretched on credit.

In the end, we renovated top to bottom and I’m beyond ecstatic with the 2nd appraisal.  The first appraisal sucked, the second was $40,000 higher after I provided the 2nd appraiser extensive details of the costly renovations plus a quality comparable sale of my choosing 😊.

The plan is to reinvest the real estate profits via stock hacking, which is my favourite thing to do, have profits reinvested for more profits, reinvest again two more times, then eventually we can pay for a new pool next year paid for with profits.

None of this would have been possible without:  A) Being Canadian and B) Investing in whatever.

I don’t care what you invest in, just that you invest and exit the rat race.

On to this week’s show! This week we have Diana House!

Balling out on Necker Island, Commercial Investing and Lending, New Start Up to Fight Covid19 with Diana House

A SERIAL ENTREPRENEUR OBSESSED WITH EMPOWERING ENTREPRENEURS IN THEIR BUSINESS FINANCES. 

Her track record speaks volumes: she has built a highly profitable 7 figure company, been on Dragon’s Den (the Canadian version of Shark’s Tank), done a successful crowdsourcing campaign and sold two businesses in the e-commerce space. 

She now works with a fellow entrepreneur, her husband, on FFV Capital and Fast Forward Ventures, their real estate companies focused on private financing and commercial real estate investing. 

She’s been featured as one of the top female entrepreneurs in Canada by the W100 and also recognized as a top 20 under 40 entrepreneur by Business London.

I give you, Diana House.

To Follow Diana:

Instagram: https://www.instagram.com/dianapowerhouse/?hl=en

Linktree: https://linktr.ee/dianapowerhouse

Go Fog It: https://www.gofogit.com/

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

I lost money last week. 

I lost $1,400 USD Stock Hacking while Cherry turned in another four figure weekly profit.

This competition or rather lack of competition is love serving eight.  Terrible for me right? Combined we were still net positive last week ,and well, I made $2,100 on Monday so I’m on track to recover my losses and turn more profits in what has been a great side hustle for Cherry and myself. Especially during these trying times.

These trying times have caused some problems in our real estate too. 

I’m quite sure the value of our commercial property has gone down since we purchased it in early February and the haters who surprisingly listen to this podcast will be happy about it. 

I find it so odd haters would waste their time listening to this podcast and leaving me terrible reviews, thinking I’m all about making money, telling me about their dislike for offering Stock Hacking as an opportunity, as if the stock market is guaranteed to lose one”s money.

Whereas past guests of this show, like best selling authors Lee Lowell and Derek Foster, both have financial freedom from stock hacking and own virtually no real estate besides their homes. 

If someone has success in the world of money making, I’m all for hearing more about it. As you long time listeners know we’ve had past guests in ecommerce and cryptocurrency. 

A friend of mine who has a TV show shared with me he disabled all ability to comment on his content as he too doesn’t like reading negative feedback. I’m honestly the same, even though some of the negative posts are baseless.

Here’s what I mean. This is an example of someone who was pretty grateful to learn stock hacking, especially in the midst of crazy meltdown.

For a bit of context, after the market correction, I know a bunch of my friends who took the original course did not fair well during the correction. No different than many investors, including myself, as well as the top investors in the world.  So we offered all past students to retake the all new 2.0 version of Stock Hacker Academy for $100.

Here’s what one student messaged me after taking the course a 2nd time.

“Man, you have no idea how much this means to everyone learning this. It’s literally something we’ll all be doing until the very end and will benefit our families. My premiums right now are helping my parents who have lost their jobs because of Covid.  Many many thanks.”

At the end of the day, those who put in the work will be the most successful.

I know hundreds of people who lost money in real estate. I have too, but my clients and I have made a whole lot more money to make up for the losses.  It’s why I ask guests about what works and what doesn’t, so we as a community may rise up and create better futures for ourselves, our families and communities we live in.

Speaking of supporting our communities, there are sectors of our local economies that are really suffering, restaurants, services, and tourism.  If you’re able too, they could really use our patronage. Emma’s Back Porch in my own city just announced that, after 30 years, they are closing. Same with Crocodile Rock in downtown Toronto. 

I really hope those business owners also own the real estate they are located in.  The former is right on the lake, Crocodile Rock is downtown.  There is a chance owning the real estate is a better investment than operating the business.

As a friendly reminder, that’s McDonald’s real business. Even though they’re a burger chain restaurant, they own most of the real estate their restaurants occupy and they often have great locations while they collect rent from the franchisees.

From Back Injury, Flipping Corvettes to Full Time BRRRR Investor with Manny Cabral

On to this week’s guest, my friend, client, iWIN member, real estate investor, Captain Manny Cabral. 

He’s a great guy, for years he owned and operated a large scale construction company that even took on government contracts.  One day Manny hurt his back and got a desk job running a car dealership.  Manny loves cars and he’s got some good stories to share as he turned his passion into a successful side hustle importing luxury sports cars.

Manny eventually made the leap to leave his great job to be full time in contracting and investing in real estate. 

What I really enjoy about Manny’s application of buying private sales is  he doesn’t squeeze the seller for every last dime and instead shares what price he needs for the deal to make sense, for the work and risk he’s assuming.

So without further ado, I give you Manny Cabral of Simcoe House Buyers.

To Follow Manny:

Web: www.simcoehousebuyers.ca

IG: https://www.instagram.com/emanuelc101/?hl=en

FB: https://www.facebook.com/profile.php?id=100015667688586

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello my fellow awesome Wealth Hackers!

I hope you’re all staying safe and doing your thing to make cash flow and income no matter the situation. 

For anyone keeping score at home, Cherry beat me again last week by about $1,600 US in our weekly stock hacking challenge.  Elon Musk and his big twitter mouth got me and cost me a bunch of my profits. Cherry shook it off and continues to lead 7 weeks to nothing…

For you ladies listening please know this isn’t just for men. 

For the men listening, Cherry and I are happy to hear you are encouraging your lady partners to stock hack. Wealth Hacking has always been about multiple streams of income and I’m so lucky that Cherry was willing to learn and practice stock hacking. 

We thought me doing this would be enough, no need to double our efforts, but this has worked out wonderfully for our family and we hope it does for you too.

I don’t even have anything to sell you in regards to Stock Hacking as we won’t run another course till the fall.

In less exciting news, I let my kid cut my hair on Friday. 

Cherry was sick of it but she wouldn’t let the kids shave my hair into a mohawk.  The kids had fun till they got bored and Cherry took over and shaved my head fully.  She says I look like a new man. For me, this is my first shaved hair job as confirmed by my mom, so it’s a new experience for me and I own a bunch of cool hats anyways 😛

I haven’t unveiled my hair cut on social media yet but I have a free training to host tonight on the subject of the #1 investment strategy: legal basement apartments. 

Now I can’t wear a hat in a professional setting so I guess this will be the first public unveiling.  The training is conducted online via Zoom since we must respect social distancing, but I can’t wait to host classes and meetings in our new offices once it’s safe to do so. I do miss the interaction, sharing and networking that goes on in person.

If you haven’t attended our free training, well that’s just silly. When done wrong, the costs are massive, we had a client who against our advice, brought with him his contractor team from out of town and he was never able to legalize his suite. 

This is the only client who went against our advice and the only client we have who’s been unable to win using this strategy vs. the dozens and dozens of other happy clients we have with legal basement apartments. 

Even in these challenging times, I only have one tenant who can’t make rent.  You bet I’m glad I have mostly legal basements and student rentals and got rid of my AirBnb last year.  

My rents are going up and prices in my market still manage to be up 5% over this time last year.

For more information on our free training class, go to: https://www.investortraining.ca/freeclass 

On to this week’s show!

Private Lending Update with Susan Flanagan

We have with us today a real estate investor and private lending specialist Susan Flanagan!

Susan is a seasoned real estate investor with over 25 years of experience. She has done everything from regular buy and holds, student rentals, rent to own, flips and along the way added creative financing strategies to build her portfolio. 

She has also been lending her own funds for mortgages for more than 12 years, as well as using private funds for her various real estate projects. That experience has led her to becoming a Mortgage Agent and then a Mortgage Broker, specializing in “Private Money 4 Mortgages” which is also the name of her website. 

Susan services two types of clients…. the person who needs a Private Mortgage and the Investor who has money to lend out for a mortgage. 

She considers herself a “matchmaker”, connecting lender’s and borrower’s for a WIN-WIN scenario.

To connect with Susan:

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

I’m losing count of how many of these Covid19, urgent episodes we are doing.

These are historic times and as such we are doubling our podcast volume so you, our listeners, get all the important information when you need it most. 

This episode was recorded April 2nd and things are a moving target. I’ve seen rumblings of government packages for students and commercial tenants and we will make sure to update you all when we know.

Quick announcement, hopefully when you listen to this the opportunity hasn’t passed, but the all new Stock Hacker Academy 2.0 intro course, in partnership with best selling author Lee Lowell, the Godfather of Stock Hacking will be helping us teach all willing wealth hackers how to maximize return on investment after the stock market has crashed.

I’ve been waiting 12 years for the opportunity that will present itself in just a few weeks to invest in the stock market at the bottom, and Cherry and I want you all to benefit from the same opportunity.

Be strategic and take advantage of this once a cycle opportunity. Again, the last one was 12 years ago and this one may be an ever better opportunity.  For details go to https://www.stockhackeracademy.ca/specialoffer note that discounted pricing ends April 23rd.

Property Management During Covid19 with Spotted Properties

This episode is with my friends, Ping and Andrew of Spotted Properties Property Management in Hamilton Ontario. 

They are good guys, here to share how they are managing their tenants across their 600 – 800 door portfolio. They have a unique perspective and they manage quite a few student rentals as well. 

Download the letter they sent out to tenants here.

Spotted Properties Letter to Tenants

All you need to do to make sure you get these episodes and resources we are sharing, you can sign up using the form at the top right of this page.

To connect with Ping and Andrew: 

Property Management 

Website – https://spottedproperties.ca/

Contact – 905 527 3333

Office – 42 Royal Ave, Hamilton ON. L8S 2C4

Social Media:

The Professional Landlord

Youtube Channel – https://www.youtube.com/channel/UC-RmcgiP86k8HYYir8RH0_A

instagram – https://www.instagram.com/landlord.pro/

facebook – https://www.facebook.com/The-Professional-Landlord-100158611649859/

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello Wealth Hackers!!

As you may know, I was dabbling in stock options and had a lot of early success.

So I took a deeper dive, hired a coach who in turn is my stock hacking mentor as he loves to share and teach me outside of my coaching time. 

He was an ex-Wall Street options pit trader for seven years. He left the pit and moved to Hawaii to trade from his home in paradise.

Now he has been trading full time for 30 years.

He’s the best selling author of “Get Rich With Options,” known also as the “Godfather of Stock Options”, Lee Lowell. 

His book was required reading for the original Stock Hacker Academy before attending the course. He literally wrote the book on the subject that became foundational reference material for all past and future Stock Hackers.

View this post on Instagram

No contact delivered and donated these respiratory masks for Chinese health care workers to local 🇨🇦Canadian front line health care workers. . Keep our local health care workers and their families safe!! I ordered mine from here: Www.yoursafetysupplystore.com from a new friend, a fellow Western (Ivey) grad. . For those questioning my donation: I specify Chinese because when I ordered them two weeks ago, these were not certified for use by North American health care workers till just a few days ago. These are KN95, not N95. . As they were not sold for Canadian use direct from China these never would have made it into 🇨🇦Canadian health care workers hands. Cherry and I went out of our way to pay about 6X more for these so as to not impede local 🇨🇦Canadian supply. So please don’t @ me with unresearched opinions. I was already hesitant to share with the ignorant comments I received on another group. . Yes I paid a lot and I’m fine with that if that means more health care workers can stay in the fight longer. Not all heroes wear capes but theyre all wearing masks these days.

A post shared by Erwin Szeto (@erwinszeto) on Apr 6, 2020 at 12:15pm PDT

It only made logical sense we partner with Lee to bring all you Wealth Hackers the all new Stock Hacker Academy version 2.0!!

To register go to  www.stockhackeracademy.ca/specialoffer.

All the details are there and prices go up April 23rd so don’t delay.

The timing couldn’t be any better as Lee predicts the bottom of the stock market at only a few weeks away.

Needless to say, my Stock Hacking game has improved 10X. The skills I’ve learned let me use strategies that I’ve refined while dialing down my risk. 

Lee loves to teach and share his experience and he’s invested through THREE major economic meltdowns and recoveries before the Covid19 related correction we’re in now.

I honestly don’t know anyone I’d rather learn from right now.

In real estate, I’ve always said, a real estate expert has invested through a full cycle.  I’ve been through the credit crisis 12 years ago.

Lee has been through THREE economic cycles, hence his experience in managing risk through the current down turn and how to maximize returns during the eventual recovery has me beyond excited to maximize returns during this recession.

Yes, I love real estate. It’s the best investment in the world, however, the stock market dropped by close to a third and the real estate market in my target areas are on pause as physical showings and open houses have virtually stopped. 

Personally, I’m taking this social distancing time to learn a new skill that will make me money from home. We’re all stuck at home anyways, may as well learn how to maximize returns while we’re here. I can’t even mow the lawn at my investment property right now if I wanted to. 

As always, I love learning something new and sharing, especially with stock prices being so cheap right now and I’m beyond excited to announce the all new Stock Hacker Academy version 2.0 in partnership with Lee Lowell.

The course is entirely rebuilt from scratch in my vision. I’ve taken in all the feedback and lessons from the first course and 10X’d the new 12 month program in order to give our students the highest probability of success.

This isn’t for everyone.

Those who want to learn and are willing to commit to practicing will succeed. Lee and I are here to provide the education. 

Only those willing should enroll, but knowing many of you came a long way in your real estate journeys, Stock Hacking is a brilliant complement.

My wife Cherry and I are trading HELOC money from our investment properties.  All you need to do is take the course and own a smart phone.

As part of the 12 month program you get:

• A two day live streamed course with Lee Lowell
• All the recordings so you may re-watch whenever you want
• Eight weeks of webinars where Lee will continue to teach new strategies and take your questions.
• Lee’s Newsletter that he’s been writing for 15 years (I’m a paid subscriber and it’s truly excellent, the writing is in plain English, Lee is transparent with his trades). You can really tell he cares about his subscribers and has the skill and experience to limit our risks.
• Monthly meetups at my offices for the year. I (Erwin) love to network and share, in person is best so we can all network with like minded Stock Hackers, look over the shoulder of a fellow stock hacker to get help, ask your questions live and in person.  Nothing beats in person meetings.
• Private online support group. We have months of questions and answers and interviews with Derek and Lee posted there. Stay in touch with your community 24/7!!
• Quick Start Guide my team designed for Stock Hacking purposes! We will take weeks off your learning curve using the mobile app!!

The timing really couldn’t get better, the market is down around 20% and we have other opportunities right now!

The real estate market is on pause till the virus goes away.

Private lending rates don’t interest me when I can stock hack high yield dividend paying companies. Some of my favourite stocks are cash flowing via dividends of 7-10% with equity upside. Why would I private lend? We’ll cover this too in the course. 

We’re all stuck at home anyways so may as well learn a side hustle that requires little time and effort.  

To register it’s www.stockhackeracademy.ca/specialoffer

You’re stuck at home anyways, may as well learn how to make money from home and the timing couldn’t be better with the bottom of the market only weeks away.  The last correction was 12 years ago, don’t wait another 12 years for the next opportunity.

www.stockhackeracademy.ca/specialoffer

By the way, speaking of the Godfather of Stock Options, I proudly present to you my mentor, best selling author of “Get Rich With Options,” Lee Lowell.

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello my self-isolated Wealth Hackers!

We too at the Szeto household are self isolated. Sort of. My kids still play in our court riding their bikes but we’re washing their hands and faces when they come back into the house.

With libraries and community centers closed, the kids are finding it challenging to find things to do.  On Sunday night, my daughter’s bangs were getting long so I gave them a trim.

Monday morning, she walks into my office and she had cut a whole bunch more of her hair off.

To follow the Infill developers:

Web: https://www.infilldevelopments.com/

Development course: https://www.infilldevelopments.com/indepth-training

• Discount code IWIN for $400 off!!

Instagram: https://www.instagram.com/infill_developments/?hl=en

Facebook: https://www.facebook.com/infilldevelopments/

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/