How are the kids?

Mine keep busy with the usual stuff; kickboxing, swim lessons, summer camp, and Math and English homework.

Is it normal to have homework during the summer?  No idea, but did you know investment in education, specifically during the summer, is one of the secrets of the rich? 

Kids who continue their education through the summer will hit the ground running when school starts in September.

Naturally, if one is good at something they will take further interest in that subject or sport.  

For example, if your kid is the best hockey player and leads the team in scoring, they will likely enjoy the sport. 

No different if your kid tests among the highest in school, there’s a greater chance the child will enjoy education.

None of this is perfect; however, I’m just playing the odds, and if nothing else, my kids know that hard work is expected 7 days of the week. 

So if they want a day off, they can finish their homework early.😃

Funny thing, our kids get up in the morning before we do… After much argument and cajoling, they now do their homework first thing in the morning. 

This is when their energy is highest vs. at the end of the day when they’re exhausted from all the summer fun they’re having.

It wasn’t easy as we’ve had lots of arguments with the kids and supervision on our part, plus marking their homework (I don’t know how teachers do it to mark so much volume).

Hopefully, learning these habits will be worth it. 

Speaking of learning, we are offering lots of opportunities to learn. 

My kid cousin Chubby is coming on the show next week to record a podcast as he’s over the moon, having nearly doubled his investment in 18 months thanks to Stock Hacking. 

He’s a professional musician, by the way, in case there’s a voice in your head saying you can’t do this too.😊

Or if you want to learn you better cash flow than real estate without tenants and toilets, well, I had a client tell me this week they’re retiring their spouse thanks to her stock hacking returns.

Friend of the show, the Fruitful Investor Mat Piche, will soon share how he loves the passive cash flow via Stock Hacking.

Past results, of course, don’t predict the future, BUT…

If you’re at least curious about what you’re missing, tune in to a completely free demonstration by simply going to www.stockhackeracademy.ca. 

There will also be an option to sign up for a future free demo. If you’re already on my email list, you’ll see the registration link in our list of upcoming events.

With covid restrictions lifting, we will be hosting demonstrations live and in-person in our offices in Oakville, Ontario, following provincial guidelines while live streaming for those of you who live a wee further away.

I’m personally fully vaccinated for a week now, and my 2nd shot was three weeks ago. It will be so good to see and help people in person again.

Speaking of folks whose lives have been changed by Stock Hacking, we have Joel Arndt today. 

This episode is a re-release of last year’s #1 downloaded episode recorded in October 2020.

How To Cash Flow $400 Per Month With $10,000 to Invest With Joel Arndt

Joel is a young, single dad from North Bay. 

He’s an Ontario millennial who, like many, wanted to get into real estate, but the capital required to invest in a house can be steep for those without help from parents and other relatives.

But with his newly learnt skill of stock hacking, he’s been able to cash flow 30% over 12 months using strategies learnt from attending Stock Hacker Academy with a $10,000 investment.

For those wondering, Joel’s formal education is in religion as he attended college to become a preacher of Christianity. 

He also has no formal finance education, just a willingness to learn.

Of course, past results do not predict the future, but in my opinion, this is the future of side hustles for cash flow without tenants and toilets and diversification away from real estate.

Enjoy the show 😉

We’re hiring!

Just a friendly reminder that we are hiring for more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

HELP US OUT!

UPCOMING EVENTS

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Welcome, Wealth Hackers!

Happy Belated Fathers Day to all the great fathers out there and the mothers pulling double duty; I don’t know how you do it.

A quick word on children and making the world a better place, here’s a quote from Saifedeine Ammous’ book, “The Bitcoin Standard”:

“A society in which individuals bequeath their children more than what they received from their parents is a civilized society;

It is a place where life is improving, and people live with a purpose of making the next generation’s lives better” ~ Saifedean Ammous.

That’s pretty cool, eh?

That’s what great about you… You’re here investing in yourself to get educated, get inspired to invest in real estate, stock hacking, whole life insurance, new businesses to get ahead in life and provide better futures for your families.

For many of the rich, the more you make, the more you give. Warren Buffet just announced a $4.1 billion donation of Berkshire Hathaway shares to charity.

Note, he’d rather donate the money than let it go to the government via tax because, in my experience, a well-operated charity with low overhead costs is infinitely more effective than the government.

But first things first, you have to be rich with assets to have the option to choose where your money goes.

Cherry and I plan to leave eight figures to the Hamilton Basket Brigade, the charity we operate with next to no overhead costs as almost everything is donated and no one is on a payroll. 

The eight figures of capital will form a charitable foundation meaning the capital is not spent but rather invested. The proceeds from the investing, specifically stock hacking, will provide the operating budget for the charity.

The Hamilton Basket Brigade will then spend the budget on clothing, shoes, backpacks, food, whatever the children of Hamilton need. That will be our contribution to the next generation and all future generations.

We will also teach our kids to be grateful for all they have and the importance of giving to the less fortunate. Hopefully, they will go on to grow the charity and continue to improve society for future generations. 

That is our mission, and if it’s not them, it will be someone else because it must be done. We can’t rely on the government or even other charities; the WE Charity scandal should be enough to make anyone skeptical.

As the reopening of Canada and Ontario continues, we plan to run events in person again once we are legally able to. 

Cherry and I thankfully have both our covid shots.

Right now, I’m fully vaccinated and grateful. Not gonna lie, I cried a bit, maybe a lot after my 2nd shot. It’s such a relief knowing my personal pandemic is over, and I’m not at risk to our clients, our staff, my family, etc…

I have the same vaccines in me as the Chancellor of Germany Angela Merkel: AstraZeneca and Moderna. If it’s good enough for the leader of the fourth largest economy in the world and largest in the European Union, it’s good enough for me.

I took the first shots available to me at the shortest interval possible of exactly eight weeks. I have no interest in being hospitalized by whatever variants are coming into our country knowing our borders are pretty open.

My friend’s mom was even on a plane from Mexico full of folks connecting from their country of origin which has banned direct flights to Canada because that country is where one of the worst variants was discovered that crushed their medical system.

All the adults in my family have double shots now, and I can’t wait to host my niece for a sleepover party this weekend.

The kids are all beyond excited, and it will be fun to entertain the family at what I call “A cottage experience,” which is our home only 40 mins from the city.  

Life is getting back to normal, and I can’t wait to enjoy a normal summer. I hope the same for all of you out there as well, a safe and enjoyable summer!

The Mothers of Real Estate (M.O.R.E.) With Monika, Gillian and Rachel

On to this week’s show!!

Fresh off the golf course from a golf lesson, we have The Mothers of Real Estate. 

If you are watching on our Truth About Real Estate Investing YouTube channel, please pardon our attires as these moms are busy having ten kids in total between the three of them and running real estate empires.

We came directly from golf to record this episode, so we’re dressed casually, lol.

Gillian Irving shouldn’t need any introduction. She’s returning now for the third time on the show as a successful student rentals investor, cryptocurrency investor, small business owner and mom to four kids.

Monika Jazyk prefers buy and hold and, more recently, passively investing her capital into storage and industrial warehousing to be less hands-on and more time at home to be with her four kids.

Rachel Oliver has also been on the show before, and we mastermind together. She and her husband Neil Oliver own the largest rent to own business in Canada with a 90% successful buyout rate by the tenants for a truly win-win-win business model for her, her investor partners, and the tenant.

We discuss if now is the right time to buy real estate, what their parents taught them about money, if there are barriers to mothers investing and what they are teaching their kids about investing and life.

Please enjoy the show as it was a fun one to record 🙂

We’re hiring!

Just a friendly reminder that we are hiring for more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

HELP US OUT!

To follow the Mothers of Real Estate (MORE)

Web: https://mothersofrealestate.com/

50% Discount Code for their course: IWIN

UPCOMING EVENTS

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Greetings, my fellow Wealth Hackers!!

Hope your week’s off to a good start. I know mine is.

My golf game is improving :). Last week I trimmed 16 and 18 strokes off previous rounds of golf at respective golf courses!!

Tracking results and using consistent rules of play make tracking more effective, and there is an old saying in business: What gets measured gets done.

So whatever you deem important in life, you should check on it at regular intervals: Eg. how many times you spend time with the kids each week, date nights, net worth, monthly cash flow, vacation weeks etc, are all important metrics to the wealth hacker.

On one evening after dinner, I took the kids for an evening stroll around the pond behind the house, and we made it our thing to see what wildlife we could find.  

This spring so far with the kids, we’ve found a pair of beavers, frogs, and more recently, baby geese and ducklings, a turtle and this week, a nesting snapping turtle laying eggs!!

I don’t know about you, but this is the first time I’ve witnessed a turtle laying eggs less than 200 yards from my house nonetheless. 

Anyways, she laid around 30 eggs next to a walking path. The next morning, the kids and I installed two orange cones next to the nest to protect the eggs, so no one steps on the nest.

I used long golf tees to pin down the cones so they don’t blow away and ordered some reflective driveway markers for a longer term solution, after googling and finding out the baby turtles need 60 days to incubate. 

I also scolded a lady for getting too close to the nesting mom.  She got within two feet to get a better look.  The turtle mom tucked her head into her shell, which turtles do when they feel threatened.

I like doing this with the kids, enjoying the outdoors, teaching them about wildlife, and just as importantly, respecting living things.  Except for mosquitos, I’m nobody’s food source, lol.

As if the turtle sighting wasn’t exciting enough, my friend and client Kaush Nanubhai texted me that we could book our second covid shot, and I did.

The big day is July 14th, and I couldn’t be more excited about putting the Coronavirus behind me.

As someone who enjoys doing research, reading charts, etc., the most recent stats out of the UK in how new covid case to hospitalization rates are dropping, even as the fourth wave begins thanks to the Delta variant, I can tell vaccinations work.

The Delta variant is the one that ravaged India, so no thank you for my family and me.

As for me, I won’t hide at home. My kids will go back to school in person this fall. 

But, knowing our borders are open and how many have avoided or paid the fine to skip the quarantine hotel, variants will continue to come into Canada, so my choice is for Cherry and me to protect ourselves.

Thank goodness science will protect us from bad government, but thank you, government, for the free vaccine 😛

I almost forgot, I also gave a 30-minute presentation to 60 grade 8 students on investing as part of the financial literacy segment of their math class hosted by my award-winning teacher friend Ms. Horst. 

She wins awards every year for being leading edge for her use of technology in the classroom.  For example, school projects are submitted online as (private) blog posts using Google Chromebooks she convinced the school board to invest in.

The world needs more teachers like Ms. Horst.

Anyways, after getting the OK to be unfiltered about all the money printing going on, stuff not covered in the mainstream media, I think I did alright.

I hear some students took as many as six pages of notes, and one student even reached out asking if I would be their mentor.

As always, it is my honour to give back to the community what I have learnt, so if you’re an educator out there, grade eight and above, I’d be happy to present to your students too.  Just ask.

I know I wish I’d known this stuff sooner… As I told the students, my net worth would be 4-5 times higher than it is now if I’d started my journey at their age.

How To Invest in Laneway Housing With Lanescape.ca

On to this week’s show!!

We have Architects and innovators of laneway housing, Ryan Fernandes and Craig Race from lanescape.ca.

Young Ryan reached out via my website to let me know he’s been a long time listener, more recently, an investor.

He shared about what he’s got going on workwise designing laneway homes which are like laneway garages repurposed into apartments or a new build tiny house on a laneway behind the house. 

The progressive Toronto government makes laneway housing attractive investments; hence we have Ryan and Craig here on today’s show to share how the investment works.

Ryan and Craig have 50 laneway houses at various stages under their belt, and they’re here to share hard and soft costs, rents, tenant profiles, and where to find such opportunities.

Hopefully, the next phase will be garden suites so we investors may create much more housing supply to improve housing affordability.

For free property reviews and resources: www.lanescape.ca

I hope you enjoy the show!

We’re hiring!

If you’re a licensed realtor that wants to work primarily with investors, we’d love to talk to you. 

We’re adding a full-time realtor to our team to help us cover Hamilton, Niagara, KWC and Brantford.

No cold calling necessary here. Leads are provided. And you’ll have all the training you need to become a top agent. New agents on our team often make six figures in their first year, and there’s no cap!

This might be a good fit for you if:

• You live west of Toronto
• You’re ready to travel to find good deals
• You want to be on a team of realtors that genuinely work together
• And you don’t like losing.

APPLY HERE: https://www.infinitywealth.ca/hiring

HELP US OUT!

UPCOMING EVENTS

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Yay! Things are opening up!

Vaccination rates are climbing, and over 60% of adults in Ontario have had their first shot. So at least that part is on pace to allow for Step 1 of 3 – the reopening of the economy and normal life.

I saw BC’s roadmap has September 7th as the final step for reopening, so the end of the pandemic has never been so visible.

 

 

 

 

 

View this post on Instagram

 

 

 

 

 

 

 

 

 

 

 

A post shared by Erwin Szeto (@erwinszeto)

Also reopening for us is date night. LOL.

Cherry and I, many times, had committed to a once per week date night… But the most recent lockdown gave us an excuse not to continue that tradition. But we’re back on track… this week at least, as we spent Victoria Day evening together playing golf. 

We had a great day enjoying the outdoors with great weather, and she beat me again!  

Even though I can hit the ball a lot farther than Cherry, there is little to negative benefit of hitting a ball further out of bounds or into a pond.  

This is only my second year playing golf, so I’ll endeavour to improve with planned weekly lessons plus golfing once or twice per week.  

The summer is looking promising!!

To me, it’s always fun to challenge yourself outside of business and investing and learn a new skill. 

Observing how to learn a new skill helps us share and educate others on how to invest, whether in real estate, stock hacking, or whole life insurance… which is the subject of today’s episode!

Investing in Insurance To Buy More Real Estate With Jayson Lowe

Today we have my friend Jayson Lowe of Ascendant Financial, who is kind enough to provide Cherry and me whole life insurance.

If you never heard of whole life insurance and how it fits into the Infinite Banking Concept, that’s ok.

Like learning how to invest in real estate, it wasn’t anyone’s job to teach you. For me, I only got interested when several of my wealthy real estate investor friends shared how whole life insurance was their path to more mortgages. 

There is a right and wrong way to invest. I know quite a few who did it wrong, so I’m glad to have Jayson, a real estate investor and private lender, explain this strategy in detail.

Enjoy the show!

HELP US OUT!

UPCOMING EVENTS

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Greetings, Wealth Hackers!

I hear the lockdown in Ontario has been extended by two weeks.

But, great news because the government announced that outdoor recreational activities like golf and tennis courts would be allowed to re-open over the weekend.

Life is slowly getting back to pre-covid normal 😊

Personally, I can’t wait to go golfing again plus I already had my first AstraZeneca shot three weeks ago.

I want to thank the folks sharing their experience of actually having the virus, fever, aches, pain, headaches, hospitalization for two weeks, continued issues months after recovering from the initial severe symptoms.  

 

 

 

 

 

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I have no regrets about taking the AZ shot as I know I’ll never have to experience these severe symptoms, let alone be responsible for passing it onto someone else.

In my line of work, I still need to meet with clients.  One lives with his elderly parents; another just had a baby six months ago.  I’d be very upset if I were the one to ever cause them hardship.

Some may disagree with me, and that’s cool. No one agrees on everything with everyone. My kids don’t even agree with me on who their favourite parent is. 😀

Here’s another example… Some took the last 12 months off during the pandemic.  No doubt, life, online school for the kids, health and work all got harder. 

I recall even seeing Facebook posts that one doesn’t need to learn a new skill or side hustle while we are on lockdown.

In my experience, the path to success is not letting things happen to you; it’s making things happen.

As we approach the end of the pandemic, and it will end… places like Israel, several US States, the UK, a mixture of places that either locked down or have high vaccination rates or both have limited restrictions within their borders. 

We’re not that much further away here in Canada but imagine this… Imagine a newspaper, a newspaper all about YOU. 

On the day the pandemic is over, you open the door to your house, the newspaper has been delivered and is waiting for you on your front step.

You open the paper and look at the front page. What does the headline say? 

Does it say you logged 10,000 hours on Netflix, or does it say you came out of the pandemic as your best you?

For all you real estate investors, you’re likely the wealthiest you’ve ever been. No, it hasn’t been easy; I’m there with you. I’ve never had so much vacancy in my student rentals, but all rents have been paid on our regular rentals. 

Even for stock folks, several markets are at or near all-time highs.

On the personal side, I got to spend a lot of quality time with Cherry and the kids.

Just last night on our family after dinner walk, we came across a beaver chewing on a branch.  I’ve only ever seen one other beaver in the wild, so to me, this moment was precious. 

Thanks to my Peloton bike, I’m in great shape between virtual spin classes and strength training. 

Yeah, my golf game stinks not being able to play as it’s too dangerous in covid times, but one day…

Personally, I hope your newspaper headline reads you smashed it!

Totally ok if you needed a couple weeks or months to acclimate to this new environment, but then you went on and crushed it!

If your investing hasn’t been crushing, then hopefully, you’ll connect with us at our multitude of events. We offer free training, free tours, networking events.

If you’re a licensed Realtor on the west side of the GTA, we are hiring full-time agents to work with our real estate investor clients investing in KWC, Hamilton, Niagara Region, etc. 

Go to www.infinitywealth.ca and reach out. If you already receive our email newsletter, reach out if you’re interested.

FYI, our clients are crushing it. 

If you follow the real estate market at all, you’ll know what I’m talking about.

With the federal government committing over a billion dollars to fund the light rail transit system in Hamilton, prices will find another level. 

Hopefully, you’ll let us help you in your journey to a successful side hustle.

The Path To $1M Per Year with Corrie George

This week, we have my controversial friend Corrie George Elieff.

Just a heads up, Corrie has invested in real estate, done a flip and plans to invest in apartment buildings, but that’s not why he’s here today, so we barely talk about real estate.

Why Corrie is here is because the truth about real estate is… The majority of real estate investors have great paying day jobs and that’s how they can convince the bank to lend them hundreds of thousands of dollars. 

But first, having a six-figure income helps, and Corrie has a track record of developing those who are young at heart into successful sales professionals.

Corrie is here and to share his crazy ass story of building his $8 million businesses by the time he was 30 years old. How he met his idol at 26, completely blew it and was laughed at Grant Cardone’s staff meeting of 50 people, heavy drug use as a teenager, quitting cold turkey to move out west and live in a warehouse for eight months…

Almost dying from organ failure, getting stem cells from Columbia, losing $1 million last year, how he’s bouncing back in 2021 and most importantly, how his company competes with post-secondary schools for higher education, giving young people quality sales training.

My apologies in advance if you’re offended by anything Corrie says; if you offend easily, please don’t listen. 

Corrie and I don’t agree on everything, and we don’t have to because, in the end, it’s the results that matter and I’d like to say we both help people.

Please enjoy the show!

HELP US OUT!

UPCOMING EVENTS

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Does anyone else feel oversensitive these days?

I’m not sure what it is, but my temper and patience have grown shorter over the past years. Even the littlest things make me feel emotional.

Yesterday, I received a late birthday present from my brother and sister-in-law via Amazon – a simple comic book.

No big deal, right? Well, it’s a comic book of Shang Chi, the newest in the Marvel’s Avenger series of movies, and he’s Chinese like me 🙂

 

 

 

 

 

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I’ve watched every single Marvel movie since the first Iron Man at least three times!

I used to borrow my brother’s Netflix, but now I have Disney Plus+, so it doesn’t cost me anything to keep watching them, lol.

Anyways, I felt a rush of emotions come over me as I opened this simple comic book. As I read the first few pages and my eyes started to well up.

I’ve loved superheroes all my life and kung fu movies; my favourites were anything with Jackie Chan. Now I get to see two of my favourite things coming together.

From a business perspective, I don’t know why Disney didn’t do this sooner – feature a superhero of Asian descent who looks like a few billion people in the world.

As this is a real estate show, Spring is here or has been for some time.

The weather isn’t warm enough yet, so we burned some wood to keep warm while the kids used the pre-heated pool. Thankfully, Oakville allows open fires. 😊

For Spring maintenance, I’m sending my handy person Rob to inspect all my Hamilton properties. He’ll document, quote all the inefficiencies. He’ll also prepare a game plan to address any maintenance and renovations needed.

Rob is a smart guy, so I’ll even have him coordinate any specialty trades needed. eg. HVAC if my air conditioner or furnace needs maintenance. I want to stay not involved as much as possible. LOL.

Real estate like property maintenance doesn’t need my regular attention. So, I outsource jobs to spend more time with the family, working on my businesses and working out. Those activities are more enjoyable to me than painting or cleaning out eavestroughs.

Speaking of real estate, we continue to offer free training classes on the #1 investment strategy in real estate.

FYI the #1 strategy has changed three times in the ten years I’ve been a real estate professional, and it will change again. So, I recommend you learn from the experts on my iWIN Real Estate Team who practice daily.

I’ve even recorded a video explaining how I invest for my kids. You can view it at www.investortraining.ca.

It’s a recording so you can watch it at your leisure. Once you register for it, we’ll let you know when our next free training on real estate is.

The Land Banking Real Estate Lawyer w Hussein Kudrati

On to this weeks’ show.

One of my real estate lawyers Hussein Kudrati is here to share his own experience in the family business. They invest in real estate with the long term in mind, including what’s called “land banking”.

Hussein and his family have benefitted from generations of entrepreneurship. He’s here to share what it’s like and, even though he was born into privilege, his parents raised him to be humble and hustle.

Hussein has a ton of experience working in real estate. He also works with folks who have assets they want to pass onto their kids, paying as little tax as possible.

He was kind enough to share some of those stories today… Including why his family chose to live and invest in Canada though they could have immigrated anywhere. He talks about the “abuse” his parents put him through to ground and humble him and how one can start land banking today.

Please enjoy the show!

HELP US OUT!

To contact Hussein at HSK Law Firm:

https://hsklawfirm.ca/

289-266-0553

HSK Law Firm Professional Corporation

107- 1001 Champlain Ave 

Burlington, ON L7L 5Z4

UPCOMING EVENTS

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Have you gotten your shot yet?

I just did at a Costco Pharmacy! I was a bit early for my appointment, so they took me in early, and the pharmacist read me the side effects to expect. 

I’m well informed on the subject as my dad is a doctor, and I follow several local ER, ICU, and Infectious Disease doctors on Twitter who share, unfiltered, what they see in their battle against this virus. 

One of them is an old friend of mine, Sumon Charkrabati. We went to University and lived in residence together, so I know firsthand how smart he is. Now he’s on the local news all the time.

 

 

 

 

 

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Here are their Twitter handles in case anyone is interested:

• Dr. Sumon Chakrabarti: https://twitter.com/TorontoIDDoc
• Dr. Jennifer Kwan, a wizard with excel who posts stat graphs almost every day: @jkwan_md
• Microscope Samantha Yammine, Ph.D. (aka Science Sam): @heysciencesam

Anyways, I showed up about ten minutes early at the Costco Pharmacy and got my Astra Zeneca shot. I barely felt it, unlike the nose swabs for covid tests I’ve taken. I waited 15 minutes till they said I could go. 

As soon as I got my shot, I got emotional and immediately started crying.

I don’t know what came over me, but I think it’s that the end is in sight. I know just a single shot is highly effective, and we’re one step closer to seeing our friends, family, clients, and staff again in person.

I cried even more, when the Costco cashier asked for payment for my $300 grocery bill. LOL.

I went a little overboard buying fresh salmon and ribeyes to smoke, three dozen chocolate croissants, a 5 litres of ketchup since I know I’m going to be living longer, there’s a chance of finishing the bottle ;).

It’s been almost 24 hours since my shot.

The only side effect to report is the injection site is mildly sore, and it’s so mild I don’t even notice it.  I even rode my Peloton bike this morning without any problem.

If anyone is feeling hesitant about vaccines or Astra Zeneca’s vaccine, you’re not alone; I had questions too.

Here are some of the online resources I read.  That and my father is a medical doctor, and my brother is a biologist on the far end of geeking out on the Coronavirus.

Resources:

• This is not the time to comparison shop for COVID-19 vaccines: https://www.theglobeandmail.com/opinion/article-this-is-not-the-time-to-comparison-shop-for-covid-19-vaccines/.
• AstraZeneca’s Covid-19 vaccine proves safe and effective in Phase III trial: https://www.clinicaltrialsarena.com/news/astrazeneca-vaccine-proves-safe/.
• Why comparing Covid-19 vaccine efficacy numbers can be misleading: https://www.vox.com/22311625/covid-19-vaccine-efficacy-johnson-moderna-pfizer.

So far, my mom, dad, stepmom, brother, sister and sister-in-law have all had at least one shot.

My mom is fully vaccinated, she lives in Hong Kong, China, and she legally hosted a birthday party with friends who’ve all been fully vaccinated, without masks, in her condo last weekend. 

It goes to show what is possible with the proper response to covid.

Anyways, back to the subject of real estate, on Saturday morning, May 15th, is our monthly iWIN meeting.

This month we have James “Money Baggs” Maggs sharing how to purchase a foreign vacation property as he owns a condo near the beach in Costa Rica.  I’m sure many Canadians are feeling the need to escape Canada these days.

Also, Real Estate Accountant Cherry Chan CPA. CA. will share how to deduct the interest expense from the mortgage on your home, aka the Smith Maneuver. It is a must-know money saving strategy for all investors of real estate, stocks, cryptocurrency, stock hacking, etc.

You don’t want to miss it.

If you’re on my email list, you’ll receive invites once registration opens. To receive my totally free newsletter that tens of thousands of Canadian investors already receive, go to www.truthaboutrealestateinvesting.ca.

How The Armchair Investor Achieved Financial Freedom By Age 55 With Michael Dominguez

This week we have my old friend Michael Dominguez as our guest.

He’s here to share his journey and lessons in his accumulation of 11 duplexes and a couple of apartment buildings. 

I know we’ve had some past guests share aggressive, full-time, active investing strategies, so it’s a nice change to hear from someone who relied on investing smart and letting time invested in the market do all the heavy lifting for him.

Michael is here to share how he obtained financial freedom and not so fun experiences with tenants, explaining how he shaped his portfolio.

He’s also a serial investor with multiple streams of income beyond real estate, which has enabled Michael to pursue his dream of road tripping in his convertible and taking in a baseball game at all 30 major league baseball stadiums.

Michael also spent the pandemic, after recovering from the Coronavirus, writing a book called “Armchair Real Estate Millionaire” meant for the beginner investor.  

Enjoy the show!

HELP US OUT!

To Follow Michael: 

IG: https://www.instagram.com/armchair_wealth/

Web: https://armchairrealestatemillionaire.com/

Facebook: https://www.facebook.com/authormichaeldominguez

Twitter: https://twitter.com/armchair_wealth

UPCOMING EVENTS

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Greetings, my fellow wealth hackers!!

Does anyone actually like moving? I mean selling their house, buying another and moving.  

I’ve had guests on this show who’ve moved 10 or more times which has proven a great way for them to make money but not for me. I enjoy stability.

 

 

 

 

 

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We moved into our new house on Monday, and it’s been awesome. 

Our master bedroom faces east, so we wake up to the sun shining into our window and our newly renovated master ensuite bathroom.

Cherry and I are often in a hurry, so we tore out the single sink vanity and corner tub and replaced them with a wider vanity with two sinks and expanded the shower to about 5 feet by 3.5 feet. FYI 3.5 feet is the minimum width of a hallway. 

The original shower was enclosed with a shower curtain; we replaced it with glass, so the sun shines on us while in the shower – A great way to shower and get vitamin D!

What about privacy, you say? Do we just leave the bathroom window shades open?

We can as we don’t have a back neighbour and the house backs onto a pond which we are really enjoying. 

The view is great, and I enjoy just standing there, feeling like I’m in nature and watching the ducks.

I like having my bedroom face east, so I also stuck both kids in the other bedroom that faces east 🙂

Unfortunately, that happens to be the smallest bedroom in the house, about 10×10, so they’re in bunk beds which they think is great – Damn IKEA bunk beds that took me half a day to assemble, lol. 

Since we can’t travel for March Break in April, we’re opening the pool this weekend, so the kids have something to do over the break. 

No idea how this will work out, but I figure we’ll just crank the heater, and hopefully, in two days, the water will be warm enough, so my body doesn’t go into shock.  

Definitely interesting times we live in, and I’m grateful to be a wealth hacker: a small business owner, real estate investor, stock hacker, and registered charity operator so I can stay busy, make money, and help people. 

I hope you’re all staying healthy and if you need help to stay or become a wealth hacker, simply join our email list so you can take advantage of our free training and free virtual tours or join our Truth About Real Estate Forum, which we are in the middle of creating. 

It doesn’t exist yet, but it will soon, and when it does, our email list will know so they can interact, bounce ideas off of like-minded wealth hackers.

If you are not on my email list, go to www.truthaboutrealestateinvesting.ca.

Speaking of events, Saturday, April 17th, is our next iWIN meeting, all virtual so you can tune in while wearing your pyjamas!!

The topics include, “What is the best side hustle?” as my friend Chris Hook who has tried them all, real estate, essential oils multi-level marketing, ecomm / selling stuff made in China on Amazon, and of course, Stock Hacking.  He’s going to share the realities of each.

Also, we have the co-founder of Life at Key, Daniel Dubois, our guest from the previous podcast, ex Airbnb executive and how his new real estate business allows folks to buy real estate for as little as 2.5% down, about $15,000 on average.

I know I’m super excited to learn more about how he’s made this possible for so many people struggling to get into real estate in this crazy market!

How to Smith Maneuver, Tax Advantages of Owning a Tesla, Personal Real Estate Corporations with Cherry Chan

Now on to this week’s guest, my wife, Real Estate Accountant Cherry Chan, CPA, CA.

We covered a wide range of topics, e.g. what investments work based on the tax returns her team is preparing, how to maximize tax savings on mortgage interest on your home, why buying an electric vehicle like a Tesla makes financial sense from a tax standpoint, what it’s like being a crazy entrepreneur married to a crazy entrepreneur and so much more.

FYI, Cherry will be our May iWIN Meeting keynote speaker presenting in detail how to maximize your returns using the Smith Maneuver as requested, and I hope to see you there!

Enjoy the show!

HELP US OUT!

To Follow Cherry: 

Web: https://realestatetaxtips.ca/

Instagram: https://www.instagram.com/realestatetaxtips/?hl=en

YouTube: https://www.youtube.com/channel/UCeF071nDgWkbpm4J65uLbmA

UPCOMING EVENTS

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Greetings, My Fellow Wealth Hackers!!

I hope you’re all crushing it out there. I know many of you are because I see your posts on social media and I’m lucky enough to hang with some of you in person.

View this post on Instagram

A post shared by Erwin Szeto (@erwinszeto)

A close friend of mine who’s also a client of ours shared with me how between his stock hacking and real estate investments, he’s making significantly more than his spouse, who’s been working 12 hour days at a corporate job that pays six figures.

His cash flow alone from stock hacking exceeds his spouse’s work income! It’s pretty crazy how far a little education and investment in oneself will go.

If you feel your crushing could use some levelling up, we offer free training on the #1 investment strategy in real estate, free virtual city tours of the top places to invest in Ontario.

Our iWIN Meetings are simply outstanding. We have the leading subject matter expert Andy Tran sharing the latest on backyard suiting as in building an apartment in one’s backyard to rent out, the latest on zoning, financing, rents, construction, etc…

We also have Meridian Credit Union in the house, sharing how they’re different from other banks; hence we went with Meridian to refinance a bunch of our investment properties using our corporation to qualify for the financing, freeing up our personal credit to buy more properties.

This presentation will be an AHA moment for new and veteran investors alike.

Many of us could be doing better with our financing…

For example, when we went to get a mortgage on our new home with Meridian, who just financed our rental properties in our corporation, we disclosed to Meridian they have part of our investment portfolio. They didn’t even look at those properties in evaluating us as personal home buyers.

Your situation may be different, but that’s our experience, so you don’t want to miss this presentation. 

If you’re on my email list already, you’re already receiving email updates and invites to these events.

If you’re not on my email list, go to www.infinitywealth.ca, enter your name and email and you’re done. You’ll be tapped into the happenings we have going on to help current and future wealth hackers.

I had a client text me this week that her appraisal just came in for her new mortgage on an investment property I sold her in 2010.  The appraiser valued the house at over FOUR TIMES what she paid for it.  The house increased in value FOUR times!

On the personal side, things couldn’t be much crazier in Cherry and my world.  In the last 30 days:

• We hosted Stock Hacker Academy for over 200 new students.
• We are moving, so half our house is packed.
• My daughter just finished self-isolation as she was exposed to covid. She just tested negative again this morning, so we can move on.
• Our student rentals are slow to fill as students wait on the sidelines to see if they’re back to in-person school this fall. My guess is yes since the universities are suffering financially and it’s looking like they can get access to vaccines.
• We have a bunch of new hires at work and more on the way.
• We kicked off our Easter Basket Brigade Charity efforts; we will donate $20,000 worth of spring clothing to Hamilton’s underprivileged elementary school kids.
• There was a bit of a minor meltdown in tech stocks and my portfolio took a bit of a hit.
• The new house is being renovated and the scope grows each day.

The plan was to renovate our main bathroom to make it more functional for our style: remove the corner tub, double the size of the shower, upgrade from a single sink to a double sink. Big project, right?

Well, now the kid’s bathroom is being done and not just that, the whole kitchen too. Then the fridge died, but thankfully, the sellers are awesome people and sent us money to go towards a new fridge.

We’re also turning the basement closet and office nook into a bedroom for our nanny’s teenage daughter. We bought a house with an in-law suite so our nanny could come with us along with her family. Happy nanny, happy life! Plus, our nanny was a lifesaver with our kids online schooling from home as she’d watch the kids while Cherry and I went to the office to work.

All this craziness going on and I still managed to cash flow $8,300 US this week.  Fingers crossed for a good month since 20% of my trading profits go to charity.

If you hate what I’m doing, please send in your best advice so the underprivileged elementary school kids of Hamilton can benefit  – both public and catholic.

How To Score 100% On A Personal Finance University Assignment

Speaking of kids, a young man, Adnan, a university student from the University of Western Ontario, my alma mater, reached out asking me if I would be his subject for a school project on personal finance. 

I’m not a great educator nor storyteller, but I can share my experience on what has worked for me and that’s what this episode is all about. The tables are turned and Adnan asks the questions.

Maybe this episode isn’t for you, but perhaps it would help someone on the younger side.

Please enjoy!

HELP US OUT!

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello, my fellow wealth hackers!

I trust you’re keeping well and if you’re not and you’re able, that’s ok too.

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A post shared by Erwin Szeto (@erwinszeto)

I worked on myself since I was a frustrated new graduate immediately after the dot com bubble burst and the events of 9-11.

We’ve all been down and underpaid when compared to our abilities. It wasn’t until I read Robert Kiyosaki’s Rich Dad Poor Dad that lit a fire under my butt. If you feel you’re being underpaid, then do something about it.

Hence I got into real estate investing, full send, joining a real estate networking group and never missing a meeting. I’m still friends with many of the folks I met there and those same relationships have been integral to my journey here… A podcast with 12 listeners!!

Speaking of meetups, we will be hosting our next iWIN Real Estate virtual meeting on Saturday morning of March 27th.

Our keynote speaker is the leading expert in backyard apartments, Andy Tran of Suite Additions. A backyard apartment is something I made up to describe an addition to a house or a standalone tiny home built behind an existing house. 

For many of you, that will be the third and final apartment and major value add, highest and best use of a property. This is our final frontier for significant additional cash flow.

Andy has been researching this subject from all angles including zoning, construction, and financing so you don’t want to miss this. 

If you’re receiving my emails, you’ll be notified once event registration is available. If you are not on my email list, go to www.truthaboutrealestateinvesting.ca

As I’m typing and recording this, the Gamestop stock is going up again. For fun, I bought 5 shares and will donate the profits and the investment to charity. I was thinking about donating the money to my own charity, I’m not sure if that’s considered kosher or not…

I actually have a lot of my Stock Hacking funds in bitcoin-related stocks and options and making good money. Hopefully, my theory is right about bitcoin becoming the digital version of gold for savings and a hedge against all the money printing going on by our governments.

Whether you agree if Bitcoin is a hard asset or not doesn’t matter as long as you’re taking action and buying quality hard assets like real estate.

My opinions are my own and this is not advice but to quote one of the smartest people on the planet in Elon Musk, “In hindsight, this was inevitable.”

That’s what Elon tweeted days before it became public record his company Tesla investing 1.5 billion dollars into bitcoin or 8% of their cash reserves. What gets missed in the story is Tesla bought some gold ETFs too.

One thing is for certain… Smart money does not want to hold cash for the long term when our governments are creating new money out of thin air each day.

Building a Brand of Influence, Alberta Market Update with Best Selling Author Russell Westcott

Speaking of my favourite hedge against inflation, real estate, I don’t know many people who own more real estate than today’s guest in Russell Westcott.

He’s been through a lot of economic cycles being an Edmonton, Alberta real estate investor.  Russell is an old and good friend of mine so it’s always great to catch up on what he’s up to helping people out. 

He’s possibly the top real estate investor coach out there and it helps that he’s owned over 100 properties and co-authored the best selling book “Joint Venture Secrets.”

Admittedly, I don’t invest in Alberta and my outlook is bearish on the oil industry.  With the growing popularity of electric vehicles and carbon taxes, I don’t see the demand for oil keeping up, not with Ford and GM planning to be all-electric by 2035…

But I’m not an expert and I’m always keen on listening to opinions different from mine.

I give you Russell Westcott.

HELP US OUT!

To Follow Russel: 

Web: https://russellwestcott.com/

Youtube: https://www.youtube.com/channel/UC1yg9_UmqwD67NGuRWnPHVw

Podcast: https://russellwestcott.podbean.com/

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello, my fellow wealth hackers!!

You know those career moments you have once in a while?

Well, back when I worked in corporate for Big Blue and was making the jump to becoming a Realtor full time, I identified my greatest weakness was negotiations.  So I attacked that weakness reading books and taking courses on the subject, believing all skills can be learnt.

Next, my mentors in Tom and Nick Karadza of Rock Star Real Estate told me the most important part of the business was Marketing.  So I attacked that pretty hard to become what I believed is a decent Marketer.

Then it was Sales skills hence I hired the top Realtor coach in Canada and surrounded myself with unbelievable sales professionals and was a sponge.

About six weeks ago, without proper planning, we bought a house in Oakville, Ontario because it was very nicely renovated, but more importantly has a pool for the kids and a view of the water for Cherry. So I negotiated to win and we won the house.

Next, we had to sell our house to pay for the new house.

So we sold, donated, and gave away about half of our belongings. I’m honestly bad at throwing stuff out and our kids have been lucky to be on the receiving side of a lot of hand me downs and generous gift giving friends and relatives.

So we did that, did a lot of minor renovations for over $10,000.  Spent another $10,000 on professional photography, drone, video, staging, a hotel room for my family and nanny’s family for a week.

Over four days we had 66 showings, 4 offers. I used my communication and negotiation skills to the best of my ability and managed a new neighborhood high for the style of my home. 

Overall, my house is #3 for the all-time highest price. #1 is 1,000 square feet bigger and #2 beats ours by 10 grand but they spent $300,000 more in renovations than I did. Sale price is great, ROI is better for judging financial returns IMHO.

We beat our stretch goal. We are thrilled. I’m exhausted as I couldn’t sleep last night. I don’t have much to complain about as Cherry and I lead blessed lives.

Shout out to Francisco Almeida for bringing us the winning offer and a bottle of champagne as a thank you. 

It’s weird as we can’t celebrate by going to a nice restaurant so instead, I’ll order a bubble tea tonight, hopefully lift some weights in our home gym that took over the eat in kitchen and reflect on the journey.

I hope you’re all crushing it out there. 2021 has started off like a rocket for all you wealth hackers. 

Our real estate clients are reporting record price appreciation and our stock hacker community is killing it with many having their best week ever last week and best month ever this January.

Our accounts are up 14% this January so far. What a game changer this is!

If you too would like to learn how I and our crazy successful real estate clients use the #1 strategy in real estate investing, we offer free training online at www.investortraining.ca. If you type in your name and email, you’ll be emailed about the next live presentation on how we invest in real estate for maximum returns.

If you’re already in real estate in some shape or form and will never be our client, especially you Realtors and Mortgage professionals, and you’re looking for the best side hustle, Stock Hacking is the best I’ve seen for cash flow.

I believe I have only one free demonstration booked this February.  To register for that, www.stockhackeracademy.ca/demo

From Top Real Estate Coach in Canada To Launching New Authors From California

On to this week’s returning guest and it’s only been four short years since episode 1 featuring Julie Broad.

Well, she’s back and not much has changed!!

Except she left her dominant position in the real estate influencer space in Canada to move to California and open a new business.

She still invests in real estate in Nanaimo, BC but she’s here today to share about her new book coming out, share why everyone needs to write a book and a few how-to’s to make your book a good one.

She’s the author of “More Than Cash Flow” which is still a top 3-5 real estate book IMHO.

So without further ado, I give you Julie Broad.

HELP US OUT!

To Follow Julie: 

Web: https://juliebroad.com/

Web: https://booklaunchers.com/

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Good day my fellow wealth hackers!!

Lockdown or no lockdown, I trust you’re staying focused on controlling what you can control. I find getting angry about stuff I can’t control, like government lockdowns and politics a waste of energy. 

I still read about current events from selective sources, not left nor right. I don’t have that much time so I’ll read the non sensationalist stuff.

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A post shared by Erwin Szeto (@erwinszeto)

I had a friend send me an article titled “Martial Law in Quebec” which is incorrect as the police are not under orders by the military but rather an elected government.

Never forget the media is there to get your attention. 

The more attention of yours you give, the more advertising space they can sell.  I know because I have experience creating and running Facebook and Instagram ads.

Anyway, I personally revisit my goals, focus on my business and investing to continue to support my community, enable more people to create multiple six figure side hustles.

For example, I’m doing free Stock Hacking demonstrations. We had over 500 folks register for the one last week, thankfully a few didn’t show up as the cap on Zoom is exactly 500.

Lockdowns won’t hinder my ability to Stock Hack. I made 9% in both of my accounts last week.

Also last week, we closed on refinancing three of my investment properties for under 3% interest, we’re taking out a bunch of money and depositing it into my corporate Stock Hacking account.

We also moved those same three properties from being personally owned to our corporation, freeing up my personal credit for more mortgages.

Financially, I have no complaints. 

I hope all of you out there are trucking along as well. 

If you’re new to the world of investing, we offer free training in real estate and stock hacking. I believe one needs both… Real estate to build wealth, stock hacking for cash flow.  

Over the past four weeks, I’ve cash flowed over $20,000 US with the same amount of capital to invest in two houses. I’m not looking to brag but instead to express to you what a game changer Stock Hacking.

For free training in the number #1 investment strategy real estate: www.investortraining.ca

To learn how to stock hack, we’ll share Joel Arndt’s story on how he stock hacks to earn 4% cash flow per month: www.stockhackeracademy.ca/demo

Financial Lessons of 2020 from the Wealth Hacking CFP With 14 Properties and 1-2% Cash Flow Per Week With Kathleen Van Den Berg

On to this week’s show, we have old friend Kathleen Van Den Berg, MBA, CLU, CFP.

I think she’s great because she’s one of the few Certified Financial Planners who recommends owning real estate and she owns a fair amount of real estate too. 

I invited Kathleen to return to the show asking her to share what lessons she’s sharing with her financial planning clients.

Kathleen’s bio:

I have the best job in the world … and I have a ton of fun doing it.

I specialize in working with individuals and families to improve their monthly cash flow and build significantly greater wealth compared to their current approach.

Unlike most other wealth strategists, I include real estate strategies as one of the 6 key components in clients’ wealth building plans.

I implement a 6 step wealth strategy system with clients and routinely am able to create over a million dollars of additional income in retirement. 

HELP US OUT!

To Connect with Kathleen: 

LinkedIn: https://www.linkedin.com/in/kathleen-van-den-berg-mba-cfp-clu-7b20b258/?originalSubdomain=ca

FB: https://www.facebook.com/KAVWealthStrategies

Web: http://www.kavwealthstrategies.com/

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves at being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Happy New Year My Fellow Wealth Hackers!!

I hope you all had great and safe holidays!!

Hopefully, Santa was good to you all. My youngest, Bruce at age five already doesn’t believe in Santa. Someone told him back in daycare but my daughter kinda does and asked why Santa stuff her stocking. 

We told her Santa is high risk for Coronavirus so it’s not safe for him to come to our home.

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A post shared by Erwin Szeto (@erwinszeto)

For Christmas, I wanted to get the family something nice as it’s been a great year for wealth hackers, those who invest smartly and strategically in things like cash flowing real estate and stock hacking. 

Anyone can be a wealth hacker, we all start somewhere.

We have a certified financial planner coming up in a few weeks in Kathleen Van Den Berg.  I’d consider her smart money so I’ll hold off giving any advice and let you hear from a certified professional.

I’m not a financial planner but I am a professional Realtor and real estate investor and we did just have a record year in helping everyday Canadians with their investment real estate outside the greater Toronto area with a heavy focus on cash flow. 

If you’re read anything in the news or listened to the steady stream of successful wealth hackers on this show, then you know this was a great year for smart investors.

Building wealth is an open book test. The real test is who is reading the book.

Our government and the one in the US is planning for more record stimulus. Cash will be printed therefore cash in our savings accounts will be devalued.  Economic theory and best practice as has been proven for some time is to hold hard assets like real estate. Preferably cash flowing real estate so someone else pays the bills.

From a quick search of the Real Estate Board of Greater Vancouver, Nov 2020 prices for detached homes is up 28.6% from last year. Over the same time period, the Toronto Real Estate Board is reporting detached prices are up 13.3%. 

How’s that for inflation that doesn’t make the mainstream media. Living costs more than ever. Hopefully you the listener already owns hard assets or have plans to acquire more.

Knowing what a great small business owning real estate is, I started investing in real estate in 2005 and started in 2010 what became iWIN Real Estate to help every day, hard working Canadians build wealth. 

This is why we teach the number 1 investment strategy FOR FREE… exactly how our clients and ourselves invest in cash flowing real estate just outside the GTA. That’s for beginners.

For those who want to continue deeper, we offer monthly iWIN meetings for a nominal fee and 100% of proceeds go to charity. Clients attend for free. 

We normally would do both in person but there’s this virus going around so we’ll host the meetings virtually for now. 

This January, Cherry is presenting on whole life insurance, something we just got for ourselves.

Together with insurance expert Jayson Lowe, they will explain the concept of infinite banking, how we can own insurance so our kids aren’t overburdened with taxes when we pass on to them a ton of assets but also how we can leverage the whole life insurance to invest more assuming you have means to earn more than the paltry interest rate of 6%.

We’ll also have Anna Scott, a professional real estate investor and Mortgage Agent sharing a behind-the-scenes look at real private lending deals and we have my lawyer Hussin Kadrati reviewing social media posts from people looking to raise capital and the possible implications by the Ontario Securities Commission. 

I know lots of people successfully raising capital over Facebook and Instagram, make sure you do it without getting in trouble!

If you’re interested, you can get more details at www.investortraining.ca to get on my email list and you’ll find out about all our events. 

Also, you will find the presentation I gave to almost 1,600 investors on how I personally invest for my kids so they don’t have to go into crazy debt to go to university or buy their first home.

www.investortraining.ca

Cash-flowing real estate in my experience is for building wealth. For cash flow, I’m stock hacking and our students of the Stock Hacker Academy are just killing it.

In classic Canadian fashion, no one likes to brag on social media but my DM’s are full of thanks and screen captures of their returns. 

One of my most conservative clients and past guest of this show, Nick Ditomaso has made 35% in nine months.  My cousin Chubby had his best month with $6,700 in returns. 

A business mentor of mine cleared $30,000 this month and another student of ours has what I call stock hacker problems. He made too much in his personal trading account and wants to open a corporate account to minimize his taxes going forward.

Cherry and I averaged 10% in December alone, far way more cash flow than our entire real estate portfolio!

The past students are calling this a game-changer and if you’d like to learn more, I’m giving free demonstrations in January. Simply go to www.stockhackeracademy.ca/demo to register.

As the way of the Wealth Hacker, my work funded my real estate purchases. 

My real estate investments were refinanced to invest in more houses.  My real estate equity gains funded my stock hacking bankroll.  My greatest source of cash flow is funded by “house money” and I’m not trying to impress but rather express what this newfound cash flow can do. 

My one week of cash flow last week paid for my Christmas present to the family and my mom. Both a Disney World and Disney Cruise vacation in 2022. 

For those who know me, I’m really frugal and this is the most we’ve ever spent on a vacation.  Flight of course will be paid for with my travel points because I’m still frugal but I’m able to convince myself the expense is ok as it’s only one week’s cash flow.

Leaving Corporate By Investing in Condos, Then Duplex Conversions, Then Apartment Building Conversions, Six Figure Side Hustle Stock Hacking With Martin Kuev

But enough about me, this week we have my old friend Martin Kuev on the show. 

Martin like many had a young family, a well-paying job in corporate, started a side hustle investing in condos and progressed into renovating single-family homes to create basement apartments, then again levelling up into serious apartment building renovations for highest and best values.

Definitely innovative stuff so I hope you enjoy this interview as much as I did.

We talk about life, the challenges of Martin leaving his executive corporate job just after having twins, Martin’s new side hustle he learnt from the Stock Hacker Academy and earned him six figures in his first year, and we chat a bit about cryptocurrency as Martin’s close friend is high up at Ethereum.

As I record this, the date is New Year and I’d like to take a moment to say farewell to the year 2020.

The pandemic changed our daily lives and will continue to do so in 2021. I am grateful to have my investopreneur community, our clients, students of Stock Hacker Academy and you the listener.

I was afraid like everyone else, we deferred a mortgage or two, I took a CERB payment which I’ve since paid back. 

But servicing this community kept me focussed. There was no time for us.

I had to find answers as to what was going on on the streets both real estate and stock market hence we had our emergency series of webinars (my apologies for the poor connection, my internet hasn’t been the same since the pandemic started). 

Those webinars, the podcast, our iWIN meetings were my outlet for my focus and to share. To share with you the best practices and help you all be successful wealth hackers. That’s always been my #1 goal.

The road was definitely rocky but with the vaccine here and being rolled out and how our investment behaved… I think that’s the ultimate testament we are investing the right way and that only has me more optimistic for the future of our collective investing in 2021.

I know my clients are in real estate and stock hacking are optimizing their returns and I hope you are too!

HELP US OUT!

To Follow Martin: 

Web: www.mkproperties.ca

LinkedIn: https://www.linkedin.com/in/martinkuev/

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves at being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

What you didn’t know about Cherry.

I have a lot of people asking me about my relationship with Cherry as we work so well together in building a couple successful businesses, a real estate portfolio, a stock hacking portfolio and our registered charity the Hamilton Basket Brigade.

On top of that, we have two happy and healthy young kids.

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A post shared by Erwin Szeto (@erwinszeto)

How do we get on the same page?

It starts with Cherry being just as driven as I, She’s quite bright.

Cherry was honour roll at Waterloo University, top 60 in Canada in the UFE exam (exit exam for all Accounting students) and the first honour rollee in the history of the firm she worked at. 

Cherry is also ambitious. I’d argue some days she is more ambitious than me in pushing even me for higher levels.

It was her idea to register the charity so we could level up both our legitimacy and increase our fundraising by providing charitable receipts.

It was my crazy idea to host a conference with Grant Cardone as the headliner but Cherry shocked even me when she was on board at the hop.

We support one another and have regular mastermind meetings on business, investment and personal. 

We rarely say no to one another. For example, Cherry wanted to move our home closer to work to cut down our commute so we could spend more time with the kids.

That comes with a big price tag and bigger mortgage payments, something that’s against my core values but when I saw the house and Cherry reminded me it was her dream to have a view of water, something switched inside me, all bets were off and I was negotiating the offer to win.

Losing was not an option.  

We weren’t even actively looking as we are switching over a bunch of our investment properties out of our personal names to a corporation so we can get more mortgages for more properties.  Crazy eh?

That brings me to a learning lesson I’d like to share.

Be cautious of who you accept investment advice from. 

A mortgage agent advised a real estate investor we know that Accountants just want to sell corporations to make money.  The flip side however is some mortgage agents can’t offer you a mortgage in a corporation. 

It’s a tricky situation as corporations do come with costs but you know what? All the rich people I know personally invest in real estate and stock hack in a corporation.

This is hardly advice, I’m just sharing my opinions and observation of my rich friends.

How A Former Teacher, Now A Contractor Buys Off Market Houses to Duplexes And His New Found Six Figure Side Hustle With Rene Masse

Speaking of rich friends, this week our guest is Rene Masse.

His parents were school teachers. Rene went to school to become a teacher, didn’t last a week and became a full-time contractor and real estate investor.  His focus was largely student rentals and no more on converting single-family homes into two-family homes.

Rene is also a successful graduate of www.stockhackeracademy.ca where he’s achieved over $100,000 in returns this year, his rookie year as a stock hacker.

For anyone interested in learning more about how to create a six-figure life skill, I will be hosting demos again in the new year… To register go to https://www.stockhackeracademy.ca/demo

I present to you Rene Masse

HELP US OUT!

To Follow Rene: 

Facebook: https://www.facebook.com/renepaulmasse/

Facebook work: https://www.facebook.com/getbetterreturns.ca

Web: https://www.getbetterreturns.ca/

Before you go, if you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves at being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Looking to add another stream of income?

We just completed the long anticipated Stock Hacker Academy Live Introductory Course and it was awesome!

Stock Hacker Academy is the foundation that has helped Erwin, Cherry and many other Stock Hackers make thousands of $$ weekly and now they never have to worry about money again!

If you desire the same for yourself, click here to register now

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/