70+ Properties In Only 15 Hours Per Week With Susan White-Livermore

Hello Fellow Real Estate Investors! Don’t you love summer vacation?

Normally our mastermind takes the summer off but two months off is too much, so instead we planned an overnight getaway at Blue Mountain Village. We rented three bedroom suites in the village, went hiking, shared a skateboard/flight of 14 beers, actually masterminded, talked about life, shared embarrassing stories, and of course what we are up to professionally. The beauty of the mastermind is we each get inspired and help from each other in seeing what other investors are up to and what is possible. How folks structure deals for development, or financing tips when all lenders are saying no.
Remember to have an agenda for networking/masterminding as well. Personally, I’m looking to turn my focus towards development so I had lots of questions around that subject and as also lead generation.
If you don’t already belong to one, I suggest you do. I belong to three of them (two I simply host for the benefit of the attendees).  My team at Titan Investment Real Estate will be making more master mind groups available to clients come the fall season so if that’s of interest to you, do keep an eye out.

70+ Properties In Only 15 Hours Per Week With Susan White-Livermore

Susan is a veteran investor who started in 2006, the perfect time, right before the Financial/credit crisis of 07/08.  She’s done flips, legal basement suites, 30-40 rent to owns, student rentals, owned interest in over 70+ properties, and currently holds over 30 properties.
We talk about raising capital and credit from investment partners for joint venturing, her forecast and equity splits for investment partners, her strategy for the “infinity house” as in “infinite returns”, favourite books she recommends, and how she develops talent so she may delegate and limit her active work to only 15 hours a week.
You will want to have a listen to how she does what we all want. She makes more money while limiting investment of time so she may spend more time raising her family.

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

HaltonREI.ca – This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Show Notes:

The Science 
Of 
Getting Rich Kindle Edition by Wallace Wattles

YOU, TOO, CAN BE PROSPEROUS by ROBERT RUSSELL

Think and Grow Rich by Napoleon Hill

WORKING WITH THE LAW by RAYMOND HOLLIWELL

To reach out to Susan:

youtube channel: https://www.youtube.com/channel/UCHh7SU
Till next time, Just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

 

Life After Tragedy. Thank Goodness for Real Estate. With Jay Gabrani

Hello Everyone with real estate investments!!

Happy Anniversary To Us. Celebrating Over Lunch as Work Keeps Us Too Busy and We Want to See the Kids in the Evening

My health journey continues with a physical check-up with my family doctor and my high performance ND, Dr. Callum Cowan.

Quick recap, for the last two-three months, my only breakfast is a coffee (sometimes tea) with about one tablespoon each of grass fed butter and organic coconut oil (substituted for Brain Octane oil as I find it easier to stomach).

That’s all I eat until my pre work out banana and protein shake plus lunch and dinner.

This past week, I’ve been even lazier, just having two tablespoons of cod liver oil and coffee as it’s less blending and cleaning. Fish oil is good for the brain and I figured it would help my creativity. But as I type at 11:30 am, I can feel my energy starting to wane and I need a snack. 😛

This method is called time restricted eating and even though I technically break my fast with the fat and coffee, my body doesn’t know any different since my body is consuming fat from my fat stores. Dr. Cowan says my eating window is actually eight hours in practice and I don’t need to fast anymore than I already am.

Results? I have set many life time personal bests in strength while doing this experiment. Just last week I cleaned 235 lbs twice. I’m lean as heck as well. One problem though is my cardio is not where I want it to be. I ran just over a mile in 8 minutes 40 seconds last week while my heart rate over 90% over half the time.

My family doctor has no concerns, my blood pressure is 120 over 76 which is near optimal.

So what’s next? I’ve requested blood work, including cholesterol, and Dr. Cowan wants me to track my calories as he thinks I’m low and I think he’s right. After two days of tracking, I’m consuming an average of 1900 calories… yet I’m not hungry, and I’m sorry for sounding like an ass for all of you trying to lose weight. 😛

Life After Tragedy. Thank Goodness for Real Estate. With Jay Gabrani

What can I say about Jay, he had it all. Successful investments, a business, and a growing family, until tragedy struck and took the mother of his three young children. Thanks to his real estate, his portfolio was able to support Jay and his kids while on leave for three years to mourn and care for the kids.

We go deep into what happened, how it affected the kids, how Jay got through it now four years later, lessons learned, what Jay would have done differently for his wife and Jay’s three sources of passive income that allow him to be a full time dad, yet still living in one of Canada’s most affluent cities.

This is part one of a two part series of the most difficult interviews I have done. If you’re a parent or ever plan on being one, have a listen.

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

HaltonREI.ca – This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Show Notes:

The Intelligent Investor: The Definitive Book on Value Investing

by Benjamin Graham (Author)

https://www.amazon.ca/Intelligent-Investor-Definitive-Value-Investing/dp/0060555661

 

Market Wizards, Updated: Interviews With Top Traders

Jan 17 2012

by Jack D. Schwager

https://www.amazon.ca/Market-Wizards-Updated-Interviews-Traders/dp/1118273052/ref=sr_1_1?s=books&ie=UTF8&qid=1530795928&sr=1-1&keywords=market+wizards&dpID=51TwiPDzCrL&preST=_SY264_BO1,204,203,200_QL40_&dpSrc=srch

https://stansberryresearch.com/

http://angelonenetwork.ca/

To get in touch with Jay:

On LinkedIn: https://www.linkedin.com/in/jaygabrani/

On Facebook: https://www.facebook.com/jaygabrani

Till next time, Just do it, I believe in you.
Erwin

Can You Get Rich Working for a Start Up? with Tony La

Last day of school!!!! I hope all you adults enjoyed all the amusement parks and travel before the kids are on summer break and making everything busy. 😛

For my own kids, today is their last day of school and thanks to my boss, I was able to drop them off this morning to have a quick hello with my kids’ teachers. For my daughter, it’s her last day at this school as she “graduates” to Junior Kindergarten in the Fall. My daughter doesn’t know it but I just got the best Father’s Day present. Her Teacher summarized her report card as being, “she’s perfect.”

I can’t take all the credit, Robin is her mother’s daughter. She’s going to be great at school. However she is a product of her environment as well. Robin has seen both mom and dad present at several events, including myself being the MC for my cousins wedding a few weeks back. She’s too young to notice, but mom and dad are introverts who were never comfortable public speaking.

Here’s Robin being the social butterfly at my client Simeon’s wedding.  Instead of eating dinner, she danced with her cousins and she played with the wedding party.  She’s even sitting in the groom’s chair at the head table in one of the pictures. She’s not afraid of the spotlight and that’s something she’s learned from mom and dad. She just doesn’t know we’re afraid when do all our public speaking. However, public speaking is required to give value, attract business, and achieve our goals both personally and for our charity, the Hamilton Basket Brigade.

It seems the kids are watching, so go forth, be awesome, and be the super star your kids think you are.

Other happenings this week: Cherry and I were guests of Doug and Anna at the sold out KWCREI club meeting in Cambridge and we shared the latest tax rule changes (Federal and expected from Doug Ford) and tips on getting offers accepted.

If your association or club needs speakers, kindly let us know: admin (at) mrhamilton.ca

In the News:

Our charity and I were profiled in this month’s Real Estate Professional magazine. It’s always an honour to share our attempts to alleviate poverty in Hamilton and hopefully we inspire more to help in our communities. Big changes coming to our basket brigade format!! The full article can be found here on page 58, link: https://www.repmag.ca/contents/e-magazine.aspx?id=243813

Can You Get Rich Working for a Start Up? with Tony La

This week’s guest is Tony La, Chief Technical Officer of start up: Honk Mobile. Haven’t heard of them? That’s OK, because you will.  They take mobile payment for parking and they just signed Pearson International Airport in Toronto. With Honk Mobile you can pay for parking and re-feed the meter all from your phone so you don’t need to have change and you don’t need to run back to the meter to pay for more parking if the meter is running out.

The business and founder is so hot, they were featured on Dragon’s Den and four of the five Dragons made the owner offers: http://www.cbc.ca/dragonsden/pitches/honkmobile

As you can tell from my recent line of questioning for guests of our show, the question is: how can we make money? Preferably passively, reliably, predictably, securely, and insurably. I know I made that last one up, but you know where I’m going. What’s the best way to get rich? Hence we needed a guest on the show to talk to start ups that have the potential to be the next Uber or AirBnb.

So can we get rich working for a start up? Let’s ask my friend, client, and real estate investor, Tony La.

Show Notes:

Tony on Instagram https://www.instagram.com/tonylato/

https://www.honkmobile.com/

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

HaltonREI.ca – This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Till next time, Just do it, I believe in you.
Erwin

How to Claim Thousands of Dollars of in Home Energy Rebates with Nick Crosby

Once you have faced all your fears, what else is there left to fear?

This is the question I posed my Titan Investment Real Estate team when I challenged them to face their fears at CN Tower’s Edge Walk.  Participants walk around the circumference of the roof and lean out over the edge. Why? For fun!

Scary, right? It is to folks with acrophobia, such as myself, who don’t even like to step onto the glass floor of the CN Tower. However, the more often you face your fears and accept challenges, the easier it gets!

This venture is my 2nd go at the Edgewalk. Cherry and I first did Edgewalk in 2011 and from a fear of heights perspective, this is the scariest thing I’ve ever done.  Edgewalk is scarier because it’s a 30 minute walk where you are actively participating.  In tandem skydiving, you are pulled/pushed out of the plane. Ziplining/hangliding, leaving the ramp takes seconds.  Edgewalk, no one holds your hands, you legs feel like jello and you are gripping the a cable I call your lifeline! :p

The team did great! I’m very proud of them. No one bailed, they each accepted the challenges of leaning out both forwards and backwards. It’s just unfortunate that our safety was actually at risk as lightening struck a few km away from the CN Tower, so our walk was cut short after about 3/4 of the adventure so no pictures and video this time, but we get a rain check good for 12 months.

Investing in real estate is no different. It is common knowledge among veteran investors that the first investment property is always the toughest and every property from there gets easier.  But unlike the CN Tower Edgewalk, the coaches at Titan Investment Real Estate are there to hold your hand to make it less scary than Toronto’s tallest adventure.

How to Claim Thousands of Dollars of in Home Energy Rebates with Nick Crosby

“I wish I knew you before I did my renovations” is what everyone tells Nick “the Rebate Guy” Crosby upon meeting him.

It is exactly what I said too. For years, I have not been able to locate a home energy auditor since many of the last sets of rebate programs went away and the majority were only for your principle residence and NOT rental properties.

No more!! Friend of the show and our client, Kaush Nanubhai, recommend Nick to us after he hired Nick to inspect his property. Kaush is netting a cool thousand dollars in rebates for renovation work he was planning on doing anyway.

I personally could have netted several thousand for my AC and window replacements in the last two years. It’s too late now, but I’ll be having Nick inspect for sure before I have my ancient, mid-efficiency furnace replace!

Show Notes:

The gas program links, depending on where you live, are below…

https://www.uniongas.com/homereno OR

Home Energy Conservation – Enbridge Smart Savings

CMHC — Energy-efficient Housing Made More Affordable with Mortgage Loan Insurance | CMHC

Genworth has a program too: http://genworth.ca/en/index.aspx

How to get in touch with Nick Crosby: https://www.homeenergyadvice.ca/

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

HaltonREI.ca – This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Till next time, Just do it, I believe in you.
Erwin

7 Years Part Time and $800K in Returns

Thank you real estate investors, readers, listeners and clients for your kind words and nominations!!

This past week, the Real Estate Investment Network bestowed upon myself and my team at Titan Investment Real Estate, the winners of 2018’s Realtor of the Year. We are now two-time winners. We last won in 2015, along with our wins as Agent of the Year by Canadian Real Estate Wealth Magazine’s in 2016 and 2017.

Thank you Denise and Stuart for the epic photo!!

Our efforts are proof that the good people doing good things in Business and in the community can excel in the investment real estate industry. Thank you to the Real Estate Investment Network for this award. To be honest, I didn’t think we would win considering the very steep competition. All four finalists had all previously won the award and are doing wonderful things for their own respective clients and communities.

I’d like to thank our clients for believing in us to follow our advice in their pursuit of financial freedom and security for themselves and their families. I’d like to thank the OG’s of REIN – original gangsters Don R Campbell, Russell Westcott, and Melanie Tenant-Reuter, plus the current leadership team Patrick, Richard, and Jennifer.

Thank you again to my team: Tammy, Meaghan, James, Han, Koukun, Maria, John, Charles, and Tim. Thank you to my broker owners and mentors in Tom and Nick Karadza. Thank you coach Mary-Anne Gillespie.

I’d like to thank my wife and kids for putting up with my attempts at a work/life balance, without their support and inspiration, this would not be possible.

Finally I would like to thank my parents for uprooting their lives to move half way around the world for a better opportunity for themselves and their children and grandchildren.

Thanks listeners and readers for being part of my community and this is only the beginning, we have big and better things planned for our clients and the Hamilton Basket Brigade in 2018.

Stay awesome everyone and just do it because I believe in you!

And if you wonder why we won the award? Just have a listen to this week’s guest, the legendary John Roumanis, my friend and client who is doing quite well with his real estate investments.

7 Years Part Time and $800K in Returns

John Roumanis is back again and upon his insistence we opened a 2009 Italian bottle of Chianti (I can’t help but think of Hannibal Lector’s line how he ate liver and kidney beans with a nice Chianti…) and chatted about real estate, mindset for success, challenges and successes, stock investing and so much more.  I know it’s a long episode, but do listen to the end to hear what motivates John. It wasn’t what I expected.

John is my friend and client, he holds a CPA, MBA, and he’s a part time instructor at Sheridan College to round out his busy life as an executive at a major coffee company and new father.

To follow or contact John:

on Instagram: https://www.instagram.com/john_roumanis/

on LinkedIn: https://www.linkedin.com/in/johnroumanis/

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

HaltonREI.ca – This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Till next time, Just do it, I believe in you.
Erwin

How a Millennial Bought a Home in Downtown Toronto

Hello Real Estate Investors!!!
I can’t stand bullies. Those who pick on those who can not defend themselves like big kids picking on smaller kids or humans hurting animals, I don’t like it. I’m generally one to have good control over my emotions, but bullies get my blood going.

Wasn’t he awesome? Source: https://tfwiki.net/wiki/File:G1_OptimusPrime_toy.jpg

As skinny, visible minorities, growing up in Scarborough and Markham, my brother and I were victims of bullying. My sister too, when in elementary school, was bullied on social media. Anecdotally, it seems everyone has been a victim of bullying, and I am especially interested in breaking the cycle for my kids, especially my daughter.  One only has to follow the #MeToo movement to know there is a widespread problem and women are the victims.

My brother had a classmate wrestle away his Transformers toy, Optimus Prime, from him in grade 3 and the the school wouldn’t do anything about it because it occurred walking home from school while off school property. We moved from Scarborough to Markham shortly after.
When in Markham, I still remember being in tears and feeling powerless as a much bigger bully cut my brother on his scalp by throwing stones at him from behind.
Hence, I now train in martial arts, specifically Brazilian Jiu Jitsu (BJJ), having started less than two years ago.  It all started while making plans for my kids. My oldest is still two years away from being old enough to enrol, so in wanting what was best for my kids, I figured I would lead by example and practice Jiu Jitsu as well.

Joe has applied a triangle choke. In 6 seconds or less I’m going to pass out 🙂

Now my kids see me wearing the gi (the pyjama looking uniform) and know where I’m going. Sometimes they ask why I’m going. I don’t have a good answer other than, “Daddy is learning to defend himself and to defend you and mommy if I have to.”
Learning how to defend oneself is great!! It’s great for building confidence, it’s fantastic exercise, my teammates are awesome and, the most important thing, I’ve learned is to not get into fights. As tough as one can be, no body can beat a bullet, and no opponent can be underestimated.  My friend, Joe, walks with a cane, has MS, I’m 20 pounds bigger, and he can beat me. Aside from Joe’s ability to beat me up, he’s an inspiration to everyone. Learning martial arts is incredibly humbling and it’s application should only be applied in an emergency.
Real estate is no different. Same as I don’t want my kids to be bullied, I don’t want them to be broke, hence I’ve bought them real estate instead of RESP’s, which leads us to this week’s episode of how a Millennial is exiting the rental market in exchange for a piece of Toronto real estate.

How a Millennial Bought a Home in Downtown Toronto

My friend and Marketing guy, John Cerpnjak, just entered the housing market. A new construction condo apartment on the West side of downtown Toronto.
John is a hard working millennial who works from home for the most part, helping small businesses with their online, direct Marketing. Much of the work is contract based and from home, a trend that is becoming more and more popular. No different than many millennials, they rent and want to enter the real estate market as an owner. Who can blame them, pay rent forever, or join the middle class by owning property.
John was expecting to pay rent for the majority of his 30’s, but something happened allowing him to afford a downpayment on a property and the following is his story.

As a socialist, I want to see more affordable housing, but that’s just not happening considering the sellers’ market I continue to see at the starter home category. Rents in major markets continue to climb.  It is a sad reality in which we live, and something I want to see my kids avoid and for you, the listener, to act today so your children and grandchildren may choose home ownership vs. paying rent for life.

https://www.linkedin.com/in/johncerpnjak

http://cerpnjakjohn.com/

Playground condos: https://drive.google.com/file/d/1cJ3LgWJkoMNq5zxb8zqPO0SyrJLNIXsc/view

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

HaltonREI.ca – This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Till next time, Just do it, I believe in you.
Erwin

Starting an Amazon Business

Hello Real Estate Investors!!

Along with all you do-gooders and entrepreneurs; parents who are hustling hard for a brighter future for your families!!!

Last week was a great week because of how my less conventional diet changes have worked out.

About 2.5 months ago, I started intermittent fasting and time restricted eating: basically instead of breakfast, I have half a cup of coffee with a tablespoon each of grass fed butter and organic coconut oil. That’s it until I eat a bit before my noon time workouts: usually a banana and protein shake with a bunch of amino acids. Lunch and dinner are bigger meals and I do my best to eat healthy, I rarely drink but I’m hardly perfect. I just ate a slice of birthday cake while writing this post. 🙂

Note that I’ve done this all under the watchful eye of my doctor, so don’t try this at home, but I did try this twice before, suggesting to my doctor we try this out more regularly.

Admittedly, I don’t know the science but again, my doctor recommended intermittent fasting and time restricted eating after I learned UFC world champion Georges St. Pierre was doing the same to treat his colitis. We’re not on the same level, but I’m naturally high stress and I train a bit: 4 times per week (twice Crossfit and two or more Brazilian Jiu Jitsu).

Knowing the science or not, last week was test week at our Crossfit gym, we tested: front squat, push press, strict hand stand pushups and strict pull ups.  I set personal all time bests in each movement.

My previous best front squat was 265 pounds, test results = 300 pounds. Hand stand push ups, five weeks ago I did 13, last week 18 (one lower than the gym record and tying gym owner, Dan, who is one of the best athletes I’ve ever met), push press 205 pounds and 16 strict pull ups. Also I had some great sessions at Brazillian Jiu Jitsu, I still lose (quite badly) to the better practitioners, but I scored two submissions.

Overall, I am the strongest I’ve ever been while only doing Crossfit twice per week, I’m only one pound heavier and I appear to have less fat. I may not understand the science, but I’m more than happy with the results.

At my next appointment with my doctor, I’ll be asking if we can increase the fasting periods, as the schedule I currently follow is considered one of the easiest.


Starting an Amazon Business

Does is seem like Amazon is everywhere? They sure seem to be creating jobs in the thousands each time they are in the news: 3,000 jobs in Vancouver and, more recently, announced another 1,000 in Ottawa.

I’m fasting on Amazon, along with breakfast, but I can’t help but buy lots of books on my kindle, as I love reading it to fall asleep each night. But our household still buys tons off Amazon: phone cases, organic coconut milk, belts, hard drives, nail clippers, web cam, microphones (I simply look around my desk and sadly see hundreds of dollars spent buying off Amazon! LOL).

The Amazon marketplace is often the first place I look to shop, for convenience and home delivery. That’s where this week’s episode comes in as my friend and client, Kensen Wah, took the deep plunge to leave his successful career at a big bank to start his Amazon business and he’s here on the show to share how he started and his progress.

Subscribe on Android

Show Notes:

Amazon Store: https://www.amazon.com/s?ie=UTF8&me=A383GP6YI87PZY&page=1

Instagram: https://www.instagram.com/thenduranceclub/

Facebook: https://www.facebook.com/TheEnduranceClub/

Kensen on Linkedin: https://www.linkedin.com/in/kensen-wah-5736b619/?locale=de_DE

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

HaltonREI.ca – This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Till next time, Just do it, I believe in you.
Erwin

 

Mortgage Market Update With Dave Butler

Hello Everyone with Real Estate Investments!!!

I trust you all had a great weekend!!

My cousin, Simon, and new cousin in law, Jessica, got married this weekend, so I took a few days off as we had family from all over the world come to town for the wedding.  It was great catching up with family I hadn’t seen in years or, in some cases, decades.

Being of Chinese descent, we can’t help but talk about real estate. 😛  My cousins, Chris and Olivia, are visiting from Oakland, California. As they grew up and live in California, one of the nicest places to live in the world let alone North America, I asked them about their housing market. They tell me starter houses start at $1,000-1,200 USD per square foot.  First off, that was the first I had heard of houses priced per square foot, and I quickly calculated my own home’s appraised value per square foot. 😃

Note that Oakland is considered the affordable area of the “Bay Area” near San Francisco and San Jose, where prices are much more expensive.  We chatted about how their friends get into the market and they basically don’t, they have to live further away. Those who do enter the housing market got help via family or inheritance, or their start up went to initial public offering. 😛

My other cousin, Thomas from Hong Kong, is planning on moving to Canada. Like many immigrants, they want a better environment to raise their family, where education is world class and not just for the elite. I’m talking about elementary school too.  Thomas said he was planning on renting for a year before buying, to which I said he should buy instead. If he doesn’t like the neighbourhood, rent it out and buy another house. Thomas laughed, so I mentioned how houses have double in value in the last 5-7 years and it could very well happen again in the next ten years (Will it happen? I don’t know but I’m loading up on real estate just in case).  My question was, “Do you want to pay today’s prices or the price in ten years?”

Thomas is family, so I care about his family’s financial future, plus I can talk this way with family but I never would with a client. 😃

Where will prices go? I have an educated guess and will share the data this Saturday. No one knows for sure, but since affordability has not made sense in Toronto or Vancouver for years, my plan is to take a look at what prices are like in other markets where affordability makes no sense, to maybe get an idea or what our price ceiling may look like.  See you all Saturday!!


Mortgage Market Update With Dave Butler

This week’s guest is none other than Dave Butler of Butler Mortgage, one of the top producing mortgage brokers in the country, and my personal Mortgage professional.  Dave is going to update us on the latest in the lending markets in terms of government restrictions on lending, where interest rates are going, choosing between fixed or variable interest, the dirty secrets of the private lending market and how to limit risks when private lending.

Dave also shares how he built his business with long term relationships in mind, so this is not just about real estate, but about business building as well from a very successful businessman.  I hope you all enjoy this interview as much as I did!!!

The audio could be better, as my wifi signal in the office was degrading, but it was temporary and did improve. Regardless, the content is worth the trouble, I promise!

Subscribe on Android
To get in touch with Dave:

 website: https://www.butlermortgage.ca/

Dave Butler
Broker / Owner
FSCO Lic. M08001279
 
Butler Mortgage Inc.
FSCO Lic. #12118
T: 905.569.8326 or 1.888.684-8326
F: 905.569.0277 or 1.888.684.8356

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

HaltonREI.ca – This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Till next time, Just do it, I believe in you.
Erwin
Hamilton, St. Catharines, Toronto Real Estate, Land Development Real Estate Investor

Investing in Rural Real Estate

Hello Real Estate Investors!!

My Mother In Law visited us from Hong Kong this week, so I took some time off to do family stuff and my wife, Cherry, coming off tax season, needed some rest and relaxation too. Cherry Chan, CPA, CA will be sharing at the next Halton REI meeting the winning and losing investments from 2017, after preparing hundreds of tax returns for investors. The results may surprise you, they certainly surprised me! Hence, I asked her to share at our upcoming meeting on May 26th at Sheridan College.

Anyways, back to family stuff 😃

We did the local touristy thing 😃

Wednesday was the Royal Botanical Garden. For jokes, I took pictures of rare exotic flowers and sent them to my dad saying they randomly popped up in my garden. :p

On Thursday we visited Niagara Falls for the Bird Kingdom, the ferris wheel, the Falls of course (for only a few moments to take pictures for Instagram as the weather was cool), and finally buffet dinner at the Sheridan Hotel. The day was fantastic, as it rained earlier in the day and was a weekday, so the attractions were at a fraction of their capacity. No traffic, no line ups, we got an extra revolution on the ferris wheel, and we got the best table at the restaurant. A corner table with views of both falls, while enjoying a very nice meal.  I highly recommend anyone take this same fun day with the family or when entertaining guests.

Friday, was a PD day for our kids’ school and we made the drive into the urban jungle that is Toronto for the Ripley’s Aquarium. The kids loved it. One of my favourite things in the world is to watch my son do his happy dance and I caught him doing it twice. 😃

Sunday was a Piratelife.ca, a live interactive, theatre cruise around Toronto Harbour on a pirate ship, staffed by pirates who all gave great performances. Cherry booked this activity after our kids came home from school talking like pirates. We all dressed up with face paintings for tattoos. Again, I recommend for the kids or if you are young at heart.

For Mother’s Day dinner, Cherry’s family all got together for a feast, plus custom made-to-order birthday cakes for my cousin in law’s birthday. Needless to say, I ate until it hurt and brought home piles of loaded takeout containers, as I do like to eat and this week I’ll pay for it at the gym. 😛

Investing in Rural Real Estate Outside Winnipeg, MB with Candice Bakx-Friesen

I was talking to my friend, Stephen Jones, at the May REIN meeting about the affordability crisis in the Golden Horseshoe’s real estate market. Stephen lives in the East, I live in the West, but the challenges are no different, where will the next generation live?

Stephen theorized that if our kids did not have investor parents, they would have to move to Winnipeg for affordability reasons.  I countered, “No, they will be living with you!” to which we both laughed, could you imagine? He’s got four kids too. Imagine if all the kids got married and moved back home with their spouses and started having kids.

Speaking of Winnipeg, this week’s guest on the show is Candice Bakx-Friesen, a rural investor since 2001, Realtor, Trainer to Realtors, Coach to investors, speaker, mother and wife.

 

 

If you’ve never been exposed to investing in rural real estate investing, you are in for a treat, as we have a professional in guest Candice. On this episode we talk about speculative investing, as in she developed a lot of land, built a house, and put it up for sale. What separates mature investors from amateurs. Kids stealing rent cash, what training looks like for Realtors, the challenges of working with investors, and general lessons in business, investing, and raising kids.

So without further ado I present to you Candice Bakx-Friesen

 

To Listen:

 

To connect with Candice

204-392-6406 or email candice@cbfteam.ca

http://www.candicebakxfriesen.com/

http://www.investorsmarts.ca/

FB: https://www.facebook.com/CandiceBakxFriesen

 

Sponsored by:

This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.
We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.
Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.
To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.
But don’t listen to me, here’s what members of our community are saying about the Halton REI!!
Until next time, Just do it, I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development and Real Estate Investor

Why would anyone want to build a $1 Million RSP?

Hello Everyone Investing in Real Estate!!
REIN’s CEO Patrick Francey asked me to be on a panel to share how investors “take it to the next level.”

My advice is nothing people haven’t heard before: find a mentor, mastermind, overcoming financing: I know folks who have gotten financing when they’ve hit a proverbial wall, thanks to our masterminding.

As with anything, talk is cheap, action is where the results lie. I have been part of several masterminds, they all tend to fail for various reasons, but usually it’s lack of commitment by members. My current mastermind group is the best one I have been a part of. The group has been meeting for a couple years with no end in sight. We talk about the business of investing (not just real estate, several members own cryptocurrency, for example) using various strategies, we talk about health and life as well. We share and we learn and we each grow and I want the same for my clients.

Thus, I am starting a small mastermind group of clients-only as a three month experiment to see if our clients get value from doing so. Considering the success and popularity of masterminds, I’m sure this will be an ongoing thing, as long as we remain organized and committed to our own goals. This should be awesome. Clients, keep an eye on your email inboxes. If the demand is there, we will host additional groups.

Why would anyone want to build a $1 Million RSP? With Kathleen Van Den Berg

It all started with an article I sent CFP, MBA Kathleen Van Den Berg, titled How to build a million dollar RRSP — it isn’t as hard to get there as you think and she corrected me in stating “I think they are asking the wrong question. Why would anyone want to build a $1M RSP?” To which I responded, I don’t know! Let’s flush it out on the podcast!! Hahaha

 

We also cover some hot topics, such as how much we need to retire, financial advice for folks at different stages of their lives, and for having trouble getting their 6th or 11th or 15th mortgage. You will want to hear about the benefits of whole life insurance, as I personally know folks who were out of credit who now have credit, thanks to a little known insurance called whole life.

Subscribe on Android
Show Notes:
web: http://www.kavwealthstrategies.com/
linkedin: https://www.linkedin.com/in/kathleen-van-den-berg-mba-cfp-clu-7b20b258/
FB: https://www.facebook.com/KAVWealthStrategies

Sponsored by:

This episode is brought to you by my networking group, the Halton REI. We meet in Oakville (part of the Halton Region), but mainly invest in the top investment towns west of Halton: Brantford, Hamilton, Niagara Region.

We regularly feature the top speakers from our industry. The vast majority of our attendees are seasoned investors, so you will want to spend more time around these folks, as you are the average of the five people you spend the most time with. Your net worth is your network, so choose how you spend your time wisely.

Knowledge is power. Every meeting we share the latest in market rents, prices in the top neighbourhoods, and strategies for investment. We share the best property available as our Best Buy Property of the Month. We share the best tips and tricks for you to implement immediately to your investment businesses to fast track YOU on your journey to financial freedom. It’s up to you if you’d like to be on said journey.

To get on the invite list please register at https://www.truthaboutrealestateinvesting.ca/meeting/ and you will receive an invite to the next Halton REI meeting once announced.

But don’t listen to me, here’s what members of our community are saying about the Halton REI!!

Till next time, Just do it, I believe in you.
Erwin
Hamilton, St. Catharines, Toronto Real Estate, Land Development Real Estate Investor