Hello Wealth Hackers!

Getting motivated is like showering, you have to do it regularly for it to be effective.  I’m paraphrasing what my friend Russell Westcott shared with me so I thought I would share this quote that meant a lot to me after reading on social media how humble it is to NOT broadcast one’s charity efforts…

“Your playing small does not serve the world. There is nothing enlightened about shrinking so that other people will not feel insecure around you. We are all meant to shine, as children do. It is not just in some of us; it is in everyone, and as we let our light shine, we unconsciously give others permission to do the same. As we are liberated from our fear, our presence automatically liberates others.”
— Marianne Williamson

For you wealth hackers who are scaling up, you can’t possibly do so without getting attention. You need attention from potential joint venture partners, private money lenders, for hiring team members, or finding buyers for your wholesale deals.  If you plan on scaling up, you need to put yourself out there, including your charity work. 

To each their own. If they want to share publicly what they do with their charity efforts, that’s OK. Making anonymous donations is totally fun, too. If you’ve never done it, try it. It’s not hard to scroll through social media to find a worthy cause.  A friend of a friend told me once how their gym friend is a single mom who has a great daughter. As all parents do, they want their kids to have opportunity, this young lady loved hockey. Hockey is expensive, so what did this friend of a friend do?  They offered mom gift certificates to pay for hockey equipment. She declined. The donor then reached out to the hockey coach and mailed him the gift certificates under the agreement he would remain anonymous to the child.  

Here’s a note from the single mom, “Her first game going into the arena was such an awesome moment for both of us and her last game (which turned into 2) was so awesome! She showed such bravery but wanting to try goalie again and for another team of people she did not know! It was a very proud momma moment and one which I know will continue to build her character in all the important ways. Thank you so much for the role you played in this, it really means a lot to us (she still doesn’t know it was you).”

Needless to say, this friend of a friend was happy to play a small part.

If you ever want to lead, leading by example is one of the best methods.  And if you ever post anything on the socials with you doing something awesome, know that you inspire me.

No idea where I was going with that but let’s talk about kids.

My daughter received a small digital camera for Christmas. She loved it.  Loved as in past tense because I took it and hid it from her when she wasn’t looking.  The camera comes with some retro, basic games including a snake. If you owned a cell phone from around the year 2000 you know what I’m taking about where you control a snake to eat food while avoiding walls and your own tail.

Anyways, my daughter was obsessed with the camera and when she didn’t have it, she wanted it.  She’s like her dad in that I’m addicted to my smart phone and social media. I’m not happy with my own issues nor do I want my kids to be addicted to screen time like their old man. So I hid the camera and my daughter’s attitude and emotional control immediately improved.  We found the same to be true when we got home from the cruise ship eating a diet free of regular ice cream.

See problem, fix it. My kids get very little screen time each week. Almost none during school days which is why my son was able to sit with Cherry and I while having lunch with Greg Habstritt for two hours last week.  He had his toy monster truck and sat quietly taking in his new environment.

Now, I have no idea what I’m doing as a parent. I’m hardly well read in this area, but one of my neighbours is a Psychiatrist at our school board. ADD and related drugs prescriptions are on the rise, so Cherry and I will do what we can to raise healthy kids.  Including leasing a minivan without the tv package the car sales person told us was a must.

Like anything else us wealth hackers are faced with, see problem, create solution.  Don’t want to work forever or retire broke, hustle today to invest for the future, however you know to best invest.  Including investing in coaching which leads us to this week’s guest Elizabeth Kelly.

Lessons From 8 Years of Teaching Real Estate with Elizabeth Kelly

Elizabeth is a friend, Real estate investor for 15 years, specializing in Buy, Rent and Hold, Rent to Own and Flipping strategies.  Legacy Trainer for 8 years, Investment Coach for 4 years, Founder of Sandstone Property Management (Kirkland Lake), Member of the Executive Advisory Council for Ontario Landlords Watch. I give you, Elizabeth Kelly.

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to go deep.

 At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

 Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

• Profiting in a HOT market…
• Municipal bylaws to watch out for…
• Mortgage terms that favour refinancing…
• One barely used tactic for higher appraisals…
• If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

infinitywealth.ca – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Happy New Year Wealth Hackers!!

We are back after a well deserved vacation and holidays!!  In early December we took a trip down to New Orleans, Louisiana for a day before hopping on a nine day cruise in the Carribean.  Yet another amazing trip, we went to Jamaica, Belize, Grand Cayman, Mexico, and Honduras not in that order. Some of the highlights were visiting an animal rescue with monkeys, Scarlet Macaw’s, hugging a sloth, feeding iguanas and ocean carp, relaxing on beautiful beaches, visiting a turtle farm and getting into a wading pool with the kids to pet sea turtles.

In true frugal nature, we booked all these excursions privately as in not through the cruise ship.  With cell phone roaming being so much cheaper than the old days, I was able to research the top touristy things to do and we took taxis or public transit to keep costs down.  But cost money everything did.

I have been doing a lot of thinking about the psychology of money lately.  What is it people think about money for example those old sayings: “the best things in life are free” or “money can’t buy happiness.”

What is the truth about these statements?  I believe both are partially true and there is a spectrum of how true each statement is to each of us.  Lots of great things are free like sunshine and public beaches. What isn’t free is the car and gas it took to get to the beach. Then the picnic you packed, it’s less expensive but hardly free.  Then if you’re a hard core parent and buying everything organic the costs go up.

It’s true that money can not buy happiness BUT, big but, once you progress from being broke, to getting by, to financial security, to independent, to financially free where you no longer care about prices on the menu at a nice restaurant.  That would make me happy.

Our cruise trip was hardly free and we could not possibly replicated fun in the sun here in snowy cold Canada.

Speaking of money, while on the trip, whenever in port and my data roaming was available, I would stock hack.  For the week and a half that I was away, I earned just over $1000 in a week in a half with a $60,000 bankroll. It’s still a small bankroll while I wait for my corporate account to be opened to stock hack even more as I pursue earning six figures in 2020 in only 30 minutes per day. I personally really enjoy stock hacking as I find it fun like playing a game but I’m getting paid.  Also reading on economics and business helps with my real estate as I follow the geopolitical stuffs going on in the world and how it ultimately affects our Canadian real estate. For example, conflict in the middle east is a risk to oil supplies causing the price of oil to go up. Canada has a lot of oil that we export. More exports is good for our economy. The better our economy, the more incomes go up and as incomes go up, rents and real estate prices go up. I’m over simplifying and we need to see significant increases to oil prices but I hope you get the point.

I wake up each morning excited to see what’s going on in the markets and can’t wait to try to get this income stream anywhere close to my real estate investments.

Real estate does indeed offer a higher return with more effort however I truly find stock hacking and real estate go wonderfully together.  If you’re interested in learning more, keep an eye out for the next beginners program which is delivered live and in person. The online program will be launched in Q1 however in person is always best for learning in my opinion as you’re attention will be undivided and you’ll meet and network with other like minded investors.  At the last event, a friend of mine, a real estate investor connected with a doctor also in attendance with significant funds and wanted to JV in r8eal estate. They booked a meeting. These opportunities only come live and in person, not online.

Speaking of real estate, my last acquisition, a house in Hamilton near McMaster University is now leased for the May to April 2021 school year.  I’m super excited as we set some new market highs in rents getting $650 per room above grade and $550 for basement rooms. I was proud to walk the students and parents through the house pointing out all the renovations, brand new electrical, the renovation permit, where we went above and beyond to cancel noise and create fire separation.  Plus an egress window in the basement which is not required as we don’t have a kitchen in the basement. The feedback was excellent, questions and objections were limited and that’s what happens when you put in 110% into a property and can be proud of the work.

Thank to you Manny and Matt Cabral for the renovations.

If you’re looking to earn more active income in real estate in 2020, we at the iWIN Real Estate team are growing.  From the success of the Wealth Hacker Conference and our membership group, we could use more help servicing our real estate clients.  If you are looking to be more involved in investment real estate, have your Realtor license, you have a great attitude, already own some investment property, highly motivated and live west of Toronto, let me know you are interested.  DM me, call me, email me your resume at iwin@infinitywealth.ca and let’s talk about how we can help even more people be successful investing in real estate.  Making a difference in peoples’ lives.  

If you’re a real estate investor looking to learn from the #1 investment strategy in real estate, the same strategy I’ve repeatedly done for the last few years the produces the highest return on investment, keep an eye out on your inbox for our new Free Training Classes.  If you’re not already getting my podcast to your email and show notes to your inbox letting you know when new episodes of this show are out that’s just silly. Go to www.truthaboutrealestateinvesting.ca/ , enter your name and email on the right to be notified of our free training event where we teach the #1 strategy that has been discussed on this podcast by professional, full time investors almost every week.

$600,000 in 6 Years Part Time with John Roumanis

This week’s guest knows all about maximizing return on investment and just as important return on time.  John is an old friend, a very successful part time investor in Hamilton and the Niagara Region as he has a full time job in Toronto that he loves.  This recording was originally done in 2017 and is the #1 downloaded episode of all time for this show. For those who want real estate as a side hustle, that’s totally fine. So without further ado, I give you John Roumanis. 

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast and I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients features on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Hello fellow Wealth Hackers!

For those of you who attended the Wealth Hacker Conference, thank you again for the outpouring of positive feedback. It’s been quite overwhelming.  The performance of this podcast in downloads is quite humbling as well as we are now 50% above our 2019 monthly average. We will have announcements soon regarding the Wealth Hacker Conference of 2020 as we are engaged with certain elite level Wealth Hackers to keynote our next conference in the fall of 2020. We are definitely looking to 10X from an already 10X’d 2019, so stay tuned, subscribe to this podcast where ever you listen to podcasts, or better yet subscribe to our email newsletter at www.truthaboutrealestateinvesting.ca so you can receive the latest episodes of this podcast and have all the show notes and links so you don’t have to scramble and take notes while you’re listening.

One of the biggest lessons for me in 2019 was because of the quantity of time Cherry and I spent working and investing, we had to make a concerted effort to at least improve the quality of our time together as a family.  I’m a bit of a workaholic and on my phone way too much at times, so one game we started was if the kids catch mom or dad on their phones at the table during meal time, they would get a sticker. 5 stickers earned them a present, so both parties were highly motivated to police the no phone at the table rule and I’m very frugal and don’t want to spoil my kids more than they already are.

Show Notes:

Podcast: https://podcasts.apple.com/ca/podcast/the-andrew-hines-real-estate-investing-podcast/id1453461753

Profunds: https://www.profunds.ca/

Instagram: https://www.instagram.com/theandrewhines/

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast and I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients features on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

There’s so much going through our heads in the last 48 hours.

As excited as it was for us on Saturday at the Wealth Hacker Conference, we didn’t start out that way.

Our journey started off around the time when Cherry’s grandma passed away. A small idea was planted by Maryanne Gillespie, Erwin’s coach, to host free classes to share the idea of building long-term wealth through real estate investment.

We discussed and we brainstormed, nothing really firmed up and Cherry took off to Hong Kong to attend her grandma’s funeral.

When Cherry arrived at Hong Kong after her 16-hour flight, Erwin already recruited a bunch of his friends, most of them are real estate experts, to join him on hosting an all-day educational event.

Talking about taking action, I’ve never wasted time to take action!

That was the beginning of Wealth Hacker Conference.

In February, we attended 10X Growth Con at Marlins Park Miami, part of the 32,000 people who attended the event. We were completely blown away by the 10X philosophy, but we had little idea how much 10X Growth Con affected our own planning.

We hired an event planner, Shauna Arnott, who’s also the host of the event Haste and Hustle. She brought up the idea of bringing Grant Cardone to Toronto. 

Grant is a real estate mogul. His philosophy is about investing in himself and building long-term wealth. He’s all about taking responsibility of our own lives and 10X the goal and effort to achieve the 10X goal.

Grant was a great fit, but … would his personality get along well with our humble Canadian crowd?

When in doubt, Erwin turned to Facebook.

He posted the question and asked, “Would you like to see Grant Cardone or Robert Kiyosaki?”

The rest is history.

We had a delay booking Grant, then we had competition. Then we had problems firming up a venue.

We wanted to deliver the best value, instead of just another real estate educational event.

Erwin reconnected with his friend, Omar Khan, who has been tirelessly sharing his simple stock investment strategy with everyone around him.

Omar has lived his life on his terms. He spends most of his days managing his properties and trading stocks. Almost no one has seen him speak in public before.

We know that the world needs to hear him sharing his virtually unknown investment strategy, but we had our doubts about him early on. Can we put Omar on stage to speak to 1,500+ attendees?

Our ticket sales weren’t exactly how we expected in the summer. Our marketing agency decided to leave us before the end of summer. It was tough, but it was a blessing in disguise.

This was the turning point for us. A light bulb went off in our heads. We realized that both of us needed to step up, take charge, take responsibility and promote.

If this event is our version of 10X, we gotta 10X our effort to 10X our results!

It wasn’t easy. From writing the emails that you see everyday, to posting on social media strategically, to driving for a few hours to present at different venues, to interviewing Grant Cardone in person in Miami, we spent a lot of time, effort, money and tears along the way.

Is it worth it? Hell yes. 

We have grown to become someone that we have never thought possible. We now come to appreciate the value of our network and our list 100X more. Thanks to Tom & Nick Karadza, who taught us about building and nurturing our list, before we even started having any businesses.

Are we done yet? We hope not. 

We still have a message to share. We still want to continue to help you to build your long-term wealth.

We still want to make sure you can take control of your financial life, quit the job that you’ve always wanted to quit, pay for your children’s education, and travel around the world.

You can continue to join us on our wealth hacking journey here.

Thank you once again for joining us at Wealth Hacker Conference.

Until next time,

Erwin

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place, as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast. I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want, but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients featured on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t, and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form, and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/