Moving, Flipping, AirBnb, & Investing in Costa Rica w/ Rob Break

Hello, my fellow wealth hackers! I hope everyone is doing well.

Sorry if you are having a tough time with the latest lockdowns. I know it sucks, but I’d say we’re much better off than 12 months ago.

As hard as it is to not place blame against the government or science or big pharma or XYZ group, I choose to blame the virus for all the challenges we currently face. A stupid faceless virus that’s part of nature ‘doing its thing’. 

Then I give up being angry as I cannot influence what a virus does other than getting my shots; Cherry and I got boosted already, kids will have their 2nd shot soon enough.

 
 
 
 
 
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Getting angry is precisely what the mainstream media wants you to do and exactly what I teach my kids not to do…  to control their emotions. I know my energy is better spent doing more to support my family and community.

Recently, the kids and I started an online Jiu-Jitsu program. If you didn’t already know, jiu-jitsu is widely considered the most effective self-defence martial arts. We were all in jiu-jitsu, but I got injured, and our club temporarily shut down.  We then pivoted to kickboxing as that sport is also practical and can be done safely.

Gracie Games is the program’s name, and it’s super cheap at USD 70. The kids and I watch video instructions and demonstrations, pause the video then practice what we just watched. The parent’s job is to play the villain, I’m the joker, and the kids are ‘Spider Kids’. LOL

Today we covered double leg takedowns. So basically, my kids now know how to tackle me and pin me down. My kids are still at an age where they like hanging out with me, so I’ll enjoy this while I can 😊

Lockdown or no lockdown, I wanted the kids to practice and learn some jiu-jitsu at home to accelerate their progress in class when their club reopens, hopefully, next month.

Our kids have also been in online one on one virtual tutoring with Kumon since the schools closed to in-person classes.  My daughter is in grade 2 public school and doing division with remainders in her tutoring.  My son in grade 1 is adding double-digit numbers together.  The investment into English has paid off as well as the kids love reading and going to the library twice per week to sign out seven or eight books each time.

As much as the pandemic isn’t fun, I know it could be worse, like 12 months ago. Also, like our employee in the Philippines who still doesn’t have water, electricity or internet after the worst hurricane in history hit them. 

In that context, life is pretty good in comparison.  Plus, my optimism is that the pandemic will end in a couple of months. 

On a more positive note, our new office renovation continues. It’s essentially a cosmetic project but involves a new ceiling, new bathroom, rejigging to make more “phone booths,” a private meeting room for folks to conduct zoom or phone meetings.

Looking back to 2021, we invested around 80% into real estate that we control, personally or through a corporation Cherry, and I own, 20% into Stock Hacking, Crypto, RSP/TFSA’s for real estate developments.

I share because I always find it interesting to learn how others allocate their capital across investments. In addition, it tells me about their investor profile and where they see opportunities.

For example, I speak to many non-investors who think it’s too late to invest in real estate.

I share with them we just bought two duplexes and plan to buy one per year as long as it makes sense.  When I explain to them how Canada just broke a record in executing their plan to allow 401,000 new immigrants to Canada in a pandemic, an over 1% growth this year with plans for another 400,000+ for the next few years… Some of them will need a place to live, and nothing is being built fast enough to do anything about it.  That and no one is building any more land.

If you too want to learn the best practices on investing in real estate… practices that my team and I learnt from this show, coaching hundreds of investors execute successfully… then, you don’t want to miss our free training on the number investment strategy in real estate right now.  Just go to www.infinitywealth.ca/ to register.

If you’re looking for a new side hustle in 2022 that produces cash flow and can be done from your phone, well FYI, the trades shared with our Stock Hackers in 2021 had an over 95% success rate of profitable trades.  For those interested in a free demonstration, a more advanced one that I gave my kid cousin who returned 50% in 2021, go to www.stockhackeracademy.ca and register for the next free class. All virtual and, of course, past results do not predict the future.

On to this week’s show!

Moving, Flipping, AirBnb, & Investing in Costa Rica w/ Rob Break

We have an action taker who didn’t like the lockdowns and restrictions, so he sold his house in Oshawa, Ontario and moved the whole family to Costa Rica permanently.

Today we have the famous Rob Break of the Breakthrough Real Estate Investing podcast since 2014. He’s a real estate investor, entrepreneur, licensed real estate professional in Ontario and Costa Rica.  He’s done wholesaling, flipping, ‘buy and hold’, student rentals, duplexes, buy, renovate, rent, refinance and repeats, aka BRRRRs in Durham Ontario and now Costa Rica.

Rob and I have been friends for years, even before he joined Rock Star Real Estate Brokerage years ago.  He’s since left, but we stay in touch, and I finally got him back to give us all an update on investing and living somewhere where the winters aren’t trying to kill you lol.

Rob shares about flipping in Costa Rica, why he chose the coastal village of Playa Potrero to buy a house and settle…  How his boys are adjusting to new surroundings and private school, opportunities for short-term rentals, renovation projects, and what the numbers look like.

As this show is about the truths around real estate investing, Rob being a good guy, shares his honest opinion on where to best invest for return on investment.

For aspiring podcasters and Realtors, I also ask Rob what he’d do differently if he could do it all over again. Pay attention to this one.

Side note: Maybe one of our real estate friends will be kind enough to organize a meetup in Costa Rica so we investors may all have a working vacation :).

I had a great time catching up with Rob Break, and I hope you enjoy this episode as much as I did!

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

Subscribe on Android

To Follow Rob:

Podcast: https://breakthroughreipodcast.ca/

Email: rob@mrbreakthrough.ca

IG: https://www.instagram.com/rob.break

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Retired, Financially Independent at 32, 1.2M Podcast Downloads With Kornel Szrejber

Happy new year once again, my fellow wealth hackers! 

One of the nice things about the holidays has been the time and space to talk to my wife Cherry about our future, vacation plans, and investments.

 
 
 
 
 
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The year has been a good one for us hence our record donation to the Hamilton Basket Brigade, and we still have some cash left over to contribute to RSP’s: retirement savings plans. 

I’m splitting mine roughly 50/50, half to invest in a land development deal in the northeast greater Toronto area projecting triple-digit returns in just over 5 years.  The minimum investment is $25,000 Canadian, and this is the same investment opportunity I mentioned two weeks ago.

Feel free to email iwin@infinitywealth.ca if you are interested in investing as well.  

At iWIN, we receive an allocation, as in, a share of the project to offer to clients as developers like working with our referrals.  As a bonus, whoever invests in any of their projects receives friends and family access on their pre-construction deals.

I mention this because a few of our clients, including James “Money Baggs” Maggs, took advantage by buying a condo apartment in Liberty Village at a discount… And we all know how investors love discounts!

The other half of my RSPs will go towards my Stock Hacking account as I’ll add to my crypto positions in companies related to Bitcoin and cryptos.  

Last night, a friend asked me why I don’t just buy and hold cryptos. I responded that I buy and hold real estate because it’s not volatile, and when it is, it goes up. Bitcoin and Ethereum, however, go up and down in wild swings. By Stock Hacking, I get paid for volatility which I like, on stocks that own crypto, so I want to own them. 

Make complete sense?  If NO, that’s ok. All learning is a journey, and I offer FREE training on Stock Hacking which can be applied to blue-chip companies like Disney or magic internet money like Bitcoin.  www.stockhackeracademy.ca is the link, just click on FREE DEMO in the top right or tell your friends who could use more cash flow in their lives.

Retired, Financially Independent at 32, 1.2M Podcast Downloads With Kornel Szrejber

On to this week’s show with Kornel Szrejber!!

Financial Freedom or Independence or Security or whatever your goals are, there are many ways to get there.

I personally think having your home paid off and one paid-off investment property would be life-changing for many. Of course, having ten paid-off investment properties would be even more so… but not everyone is that ambitious; some folks are good at living a frugal lifestyle.  

The two people I met who I considered financially free before the real estate boom were frugal people. 

One with a couple of Brock University student rentals, and the other owned two triplexes in Toronto and lived in one.  One drove a really old Mazda; the other didn’t even own a car.

Today we have Kornel, who has found freedom mainly through boring, buy and hold exchange-traded funds (ETFs for short).  These trade like stocks, tracking the movements of an index, sector, commodity, or fund managed by professionals.

But like many of you, he couldn’t stay retired for long and purchased a conference called The Canadian Financial Summit and made a success of it.

Not an easy feat in my experience, but it helps when one hosts a successful podcast as Kornel does. 1.2 million downloads, to be specific, and the show is called Build Wealth Canada available anywhere one listens to podcasts.  On his show, Kornel interviews finance experts for their best practices, tips and tricks for financial planning purposes.

Please enjoy the show!

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

To Follow Kornel:

Podcast: BuildWealthCanada.ca

Conference: CanadianFinancialSummit.com

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Mortgages for Incorporated Properties With Andre Matos

Happy New Year, everyone!!!

For Cherry and I, 2021 was a great year. I’ll do a year in review show soon where Cherry and I share what worked and didn’t in 2021.  We’re not special, but we have experience owning a couple of seven-figure businesses and an eight-figure real estate portfolio.

We just returned from a four-day ski trip from Hidden Valley in Huntsville, ON, and it was pretty awesome!

 
 
 
 
 
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A post shared by Cherry Chan (@realestatetaxtips)¹

We like Hidden Valley because it’s small, which is great for the kids and Cherry as they’re learning. It’s also a bit further than the better ski hills, so the lineups for the chair lift are almost non-existent.

The kids and Cherry got lessons every day for four days because that’s what beginners should do. Beginners who don’t, well, if you’ve seen beginners at a ski hill, it’s not pretty.

One afternoon it was -7° 🥶. I might be afraid of the cold more than some, but my policy is no exposed skin when it’s that cold. 

I observed a bunch of beginners in rental equipment; they at least wore helmets but no goggles and no gloves! Yup, bare hands holding ski poles. But they were wearing Canada Goose jackets.

As my kid passed one of them, they panicked like they had seen a ghost and fell over. My kids had been in ski camp for the last four days, so they have very good control, and are comfortable skiing in close proximity.  The new guy, unfortunately not so much. 

I saw another family with their pants tucked into their ski boots with their kids. As soon as they pushed off the chalet to the chair lift, the entire family fell over. One ever resorted to trying to sit on her skis as if they were a toboggan.  She didn’t realize the skis have built-in brake technology.

Like anything new that comes with risk (physical or financial), I can’t recommend enough one take a lesson.

Cherry and I offer free training both for real estate investing and Stock Hacking. Simply go to www.iwinrealestate.ca or www.stockhackeracademy.ca.

We helped many hard-working Canadians create six and seven-figure side hustles… most of them busy parents and day jobs without ever having to fix a toilet or talk to tenants.

Register today to be invited to the next free training session!

On the investing front, we just signed a tenant for our only vacancy. We are renting out the main floor for $2,200 + hydro and basement for $1,800. That’s $4,000 per month or $48,000 per year on a legal duplex we paid in the low 800’s this past summer.  A property we purchased off one of our flipper clients.

This fill took longer than expected as the property manager didn’t have as keen an eye as I do for small details. For example, some painting was left unfinished during the renovation. The front door also needed painting. The over-the-range microwave was not installed due to a missing part. 

When showing the property, the property manager would promise prospective tenants everything would be fixed before they move in.

I’m not that patient… And because  I have to pay to finish the reno sooner or later, I’d prefer sooner if that means the vacancy is filled faster.  So, I sent my best handyman, who’s also my most expensive and responsive, to get it done.  What do you know, the vacancy filled the week after!

This is why my preference is to invest within an hour’s drive so I may personally inspect stuff once in a while.

On to this week’s show!!

Mortgages for Incorporated Properties With Andre Matos

During the pandemic, I picked up a new hobby, golf, because back then, you couldn’t see your friends or clients unless it was on a golf course.

From there, I was hooked! I personally enjoy mixing business with pleasure; playing golf, networking and doing business 🏌️🤑

One day while having dinner and drinks after golf, I had an in-depth conversation with Andre Matos. Andre is a Home Financing Advisor at Scotia Bank and a Stock Hacker Academy alumni.  

He explained the mortgage products available only directly from Scotia… including mortgages on property owned inside a corporation.

This was news to me, and I told my wife, Cherry, about it right away as we own 11 of our 12 properties inside a corporation. 

If you’re wondering if you should incorporate your investment properties, Cherry, my wife of www.realestatetaxtips.ca offers a report called “7 Questions to Ask Yourself When Deciding to Incorporate”. Get it here: https://realestatetaxtips.ca/7questionsreport/

Andre is a serious real estate investor; hence he has several mortgages in a corporation with Scotia Bank. He’s also a Stock Hacker. As you can tell from the accent, he’s an immigrant from Brazil, and he’s passionate about sharing practical advice and his experience with anyone who will listen. 

As always, this show is about experience sharing. I get nothing in return from Andre nor Scotia for having him on the show.  Nothing we discuss today is financial advice. For professional financial advice, see a financial advisor 😊

Please enjoy the show!

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

To Connect with Andre Matos:

LinkedIn: https://www.linkedin.com/in/andrelmmatos/

Email: andre.matos@scotiabank.com

Web: https://hfa.scotiabank.com/en/index.html?name=amatos

IG: https://www.instagram.com/andrematos.hfa/

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

How Three Guys Learnt From Each Other Over Beers In The Garage To Achieve Financial Independence

Welcome to the Erwin Szeto show, where we discuss the Truths about Real Estate Investing. 

Here, we bring you repeatable, systematic methods to invest by successful action takers like today’s guests from the FI Garage (FI is short for financial independence) who are already semi-retired and living off the proceeds of their investments.

Before we get to this week’s guests, I’d like to thank those who have left reviews, mainly on Apple iTunes. Also, thank you to everyone who messaged me with kind words. 

With it being the holidays, I’ve been asked what I’d like for Christmas. From you, the 16 listeners, nothing makes me happier than 5-star reviews, so the internet gods do their algorithm thing and make this show more visible to more everyday Canadians searching for practical means to reach financial independence.

I’ve written it down as a goal for 2022 – To grow from 16 listeners to 22 in honour of the year 2022. That’s a growth of 37.5%, which seems impossible, but many of our real estate portfolios did the same in the last year. Who knew that was possible?!

Speaking of everyday Canadians searching for financial independence, one of my old childhood friends called me this week to tell me about the revised ROI new projection on a real estate project he got into on my recommendation. I’m also in the same project. 

We’re both investing in a private equity housing development project north of the greater Toronto area, between Newmarket and Orangeville. The builder is Fengate, and they are big time. 

This is one of their best projects ever, so our results are well above average. Our revised ROI over a 9.5 year period is 819%! We’ve been in since 2015, so the payout is in 2025.

My friend regrets not putting in more money, but I did the math in my head and said, “your return is over $400,000. That has to be enough to put your two kids through university. So I think you owe me dinner, scratch that, a round of golf at Wooden Sticks.” 

My friend told me another project is coming up northeast of the GTA that he’ll be investing in. Cherry and I will invest in it too. 

If you too are interested, simply email us at iWIN@infinitywealth.ca asking about private equity real estate developments and my team, and I will point you in the right direction.

I personally only invest in two private equity funds. One is multifamily apartment buildings; the other is, as I just mentioned, real estate developments in Ontario. They’re the best I’ve found, and I use them as a baseline to compare all opportunities that come my way.

All I ask in return for my recommendations is a round of golf… Hahaha, I’m just kidding; a five-star review with what you’ve learnt from this show and telling your friends about the show is thanks enough.  

On to this week’s show!

How Three Guys Learnt From Each Other Over Beers In The Garage To Achieve Financial Independence

We have two regular guys; one is a mechanic while the other is a soon-to-be-retired Accountant. They are the hosts of the Financial Independence Garage Podcast. 

They’re both under 50 and have a lot of financial security thanks to their multiple income streams, beyond real estate and frugal lifestyles.

On this show, they share how they’ve achieved financial independence from work, sharing details of their real estate investments, including out-of-province investments, private lending, Stock Hacking, crypto, fractional real estate via Addy Invest.  They both also share lessons from investments that did not go to plan.

Quick disclaimer: We consume adult beverages containing alcohol in this episode. If that doesn’t tell you none of what we discuss is licensed financial advice, I don’t think anything will.  We are only sharing our experiences, and past, of course, does not predict the future. Unless it’s real estate which always goes up.  I’m only kidding; it only goes up most of the time 😉

Please enjoy the show!

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

Where to Follow FI Garage:

Twitter: https://twitter.com/FI_Garage, https://twitter.com/FIGarage_Mech, https://twitter.com/FIGarage_Acct

Web: https://figarage.ca/

FB: https://www.facebook.com/FinancialIndependanceGarage

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Opportunities for Small/Beginner R.E. Developers with Mike Collins-Williams

All you parents with kids in school get their mid-term progress reports? We got ours two weeks ago.

I got home before Cherry, so I opened the first report for my youngest son, Bruce, and I was pleasantly surprised. He received a grading of about 50/50 between good and excellent. I was surprised because his teacher is the same as my eldest Robin had last year.

My daughter Robin loves to learn, and she’s done well in all her in-school and after-school programming. Before we moved, her original grade 1 teacher said she was a top 2 student in her class. Her kickboxing is among the best in her age group. She’s also been invited to be the subject of the gym’s video training series. 

 

 
 
 
 
 
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A post shared by Erwin Szeto (@erwinszeto)

Robin is swimming faster than kids 2-3 years older and a foot taller than her in the pool. On the first day of her lessons, her instructor walked right by her… He didn’t think such a small child would be in his class. But, after class, he shared how shocked he was by Robin’s swimming when I told him her age. She also reads a couple of library books each week, and now she’s doing division with remainders in her math.

Reading and Math have been excellent for both kids as we enrolled our kids in one-on-one tutoring. These sessions are 3x per week, and they have homework five days a week. 

It hasn’t come easy, they don’t always want to do homework, so there are a wee bit of raised voices at least once per week.

We want our kids to build habits… and learn that learning and self-development extend to outside school hours. And, in turn, outside the 9-5 workday when they grow up.

I believe people will gravitate towards whatever they are good at. So if the kids are good at school, they will enjoy school.

Anyways, back to the report cards… I opened Robin’s next, and my immediate reaction was disappointment. She was about 80/20, good to excellent.  This was well below the expectation of an Asian parent raising an overachiever.  

My first thought was what went wrong with my daughter? Then, what does this teacher know about my daughter?

A week later, we had our virtual parent-teacher meetings.

Again, Bruce’s teacher was the first to give a glowing review. Oh, I should mention my son is a bit goofy.  It’s unfair, but I often compare him to his sister. She’s an overachiever who loves to learn, read and has incredibly technical kickboxing.

At kickboxing grading before, after, and during, I coach my son to position himself, so he can always see what Robin is doing and copy her. His boxing is still sloppy: he stands with the wrong foot forward, doesn’t make fists, doesn’t look where he’s punching. You’d think it’s his first class, not someone with 18 months of training 3-4X per week.

My friend, a French teacher, shared with me how in his experience, young girls are great students. Young boys on the other hand are silly and cry when disciplined. I told him that’s exactly my son! LOL.

Back to parent/teacher interviews…

So Bruce is above my expectations, then it’s Robin’s teacher’s turn and Cherry, and I are both on. 

In our relationship, it’s my job to have difficult conversations and ask tough questions. So, I ask the teacher if they ever test the kids in English and Math. She says no, it’s all done verbally in a group setting, but my daughter is shy and doesn’t speak up. 

I tell the teacher I understand, and to provide context, I tell her how well Robin is doing in reading and math…  How we personally check their homework, how Robin knows her multiplication table 1-12, so we know exactly where she stands…

Also, how we just go off a meeting with Robin’s teacher from last year that loved her. Her previous teacher loved her even more… So with this context, I was disappointed in the progress report.

The teacher shared how disrupted the year has been with the pandemic. PLUS a small number of grade 3s were added to her class, making it a split Grade 2/3 class.

I could see the look on Cherry and the teacher’s faces… they were not comfortable with me confronting the teacher. I told the teacher I appreciated where she was coming from; I now had context for the level of information that went into the report.

I’m not criticizing the teacher or the system. I just know that my disappointment is not in my daughter… but rather, this experience reinforces my understanding that if one wants to raise world changers, it will take more than school. 

No different than those who want financial security but were not born into privilege… You’re going to have to rely on yourself, not your employer, your boss, not the government. It’s up to you! 

You are the CEO of your life! The year is almost over, and in your review of your CEO role, are you happy with the CEO’s performance? If NO, you have some hard decisions to make. 

We invited all our clients: Stock hackers, and IWIN real estate clients, to a holiday dinner. It warms my and Cherry’s heart all the thanks we received for making a major financial impact on their lives.

I had one young man tell me he could now quit his day job if he wanted to.  

Another quit his day job last year and achieved 57% returns on his stock hacking alone. PLUS his real estate is in Ontario, so it went up 30% the last year.

BTW, if you’re selling in Ontario to diversity in Alberta, for example, please let me know. Our clients are buying even into this strength as we witnessed 2-30+ offers on properties in our market.

As the new year approaches, we offer FREE training courses on real estate and Stock Hacking. You just have to register here: www.Investortraining.ca/podcast or www.stockhackeracademy.ca – Take your pick. 

Make 2022 your best year ever! I know how 2021 was for my family investments wise and I’d love the same for yours no matter how you do it. 

Quick PSA: I’ve heard from a couple of friends in eCommerce selling goods on Amazon that they are struggling and considering closing shop.  When choosing side hustles, please do your research from both the successful and the not so successful.

On to this week’s show…

Opportunities for Small/Beginner R.E. Developers with Mike Collins-Williams

We have MCW, Michael Collins Williams. He is a professional planner and the CEO of the West End Builders Association. Before that, he spent 17 years at the Ontario Home Builders Association.

He is an expert in Planning and Policy, so he knows our challenges. Today, he shares several facts and figures about what is causing the housing crisis. He also shares where the challenges and opportunities are for the everyday investor.

I follow Mike on Twitter @mikejcw and recommend all do the same.

Please enjoy the show!

 

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

To Follow MCW:

LinkedIn: https://www.linkedin.com/in/michael-collins-williams-10ab4176/?originalSubdomain=ca

Twitter: https://twitter.com/mikejcw/ and https://twitter.com/WestEndHBA

Web: https://www.westendhba.ca/

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Fractional Real Estate For As Little As $1 With Stephen Jagger of Addy Invest

In the 1999 movie The Matrix, Morpheus gives Neo a simple choice: take the blue pill and continue living life as everyone does. Or take the red pill, and Neo goes down a different path to find out what is real.

For me, that red pill, blue pill moment was when my father-in-law introduced me to Robert Kiyosaki’s “Rich Dad Poor Dad.” I was around 25 years old. 

From there, my eyes opened to how increasing my job income meant I paid incrementally more tax. In my opinion, diverting money from government coffers to efficient charities is better for society.

One of the biggest takeaways from the book was that I had a lot more to learn… Even after spending a good sum of money, going into a $30,000 debt and investing some of my best years in formal education, including one of the top business schools in Canada.

Part of my self-development has led me to Marketing and leadership studies. This includes building solid arguments to influence our clients to invest in real estate, stock hack, whole life insurance, Bitcoin, private equities, etc.

Learning how to influence and be an influencer also showed me the dark side. As in how extremists on both left and right sides have used the same methods.

Though despicable, Hitler was a well-studied influencer. As a result, he could rally his followers and take action to kill innocent people. These people risked their own lives and the country’s well-being.

Hitler blamed a select group of people for the economic hardship of other Germans. He capitalized on Germans’ anger, hate, and resentment after the first world war. Nazi ideology centred on the belief in race science and the superiority of the Aryan race – all fake news!

As the saying goes, those who fail to learn from history are doomed to repeat it. Unfortunately, I see this going on today in politics, media, and even social media among those in the real estate investor community.

Personally, I can’t stand being misled or lied to by those who manipulate for gain and share news without fact-checking.

It’s why this podcast is the Truth About Real Estate Investing. Of course, we won’t always get it right, but we will constantly course-correct when new information is available.

If you’re looking for fearmongers, go elsewhere. But if you want facts and data about how to build your wealth efficiently and effectively, then I’ve got you covered.

It’s the right thing to do when I have a community of you, the listener and my clients whom I have a fiduciary duty to…

To provide them with the best information possible to make critical decisions. 

Why? Because many of us are betting our financial futures on being right, and in my experience, only a handful of investments work.

Many things can work, I’m looking for passive investments with efficient upside with limited downside. And I want these things for as many people as possible, especially those who have little.

Speaking of investing accessible to those with little, we have Stephen Jagger from Addy Invest.

Fractional Real Estate For As Little As $1 With Stephen Jagger of Addy Invest

Stephen Jagger is an entrepreneur, author and speaker. As co-founder and CRO of addy, he’s making real estate investment accessible to everyone!

These guys are applying technology to real estate investing to Canadians, bringing down the investment cost. So, folks can invest as little as $1 and max $1,500 per project. Yup, that’s right!

This model is very different from other private investments as Addy wants many investors. Unlike traditional investments with very few investors contributing large amounts.

It’s definitely an interesting story to follow.

Disclaimer: As always, these are investments that come with risks. There are no guarantees in life, let alone investments. Past does not predict the future, and we are here just to share experiences and what investors are up to.

Please enjoy the show!

 

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

To Follow Addy Invest:

Web: addyinvest.com

Instagram: @addyinvest

Facebook: https://www.facebook.com/addyinvest

Twitter: https://twitter.com/sjagger

 

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

20 Hour Work Weeks, 60+ Properties, Buying Back One’s Time, Easy Flipping With Christina and Rich Danby

Christina and Rich Danby _real estate

Weekends are for family!

Cherry and I try to do all our business and invest during work hours, so we don’t take away from time with the kids.

We still work a couple of weeknights and Saturdays, but we try to limit our commitments. It’s not easy, nor cheap if you saw the size of our payroll, but it is by design. We could make more money with less staff, but we’d have to sacrifice more of our time.

This is why investing is so great. 

Our real estate portfolio is doing its thing… We plan to close on our newly acquired office space at month-end. Then, the six-figure reno begins and hopefully wraps up two months after. Otherwise, our investments are just cruising!

I was chatting with one of my earliest clients this week, and I asked them, “what if your portfolio only went up 5% per year?”

Their portfolio is worth about $9 million, so 5% is a $450,000 increase in net worth every year! Not bad, eh? 

So how hard do you have to work if your net worth goes up to mid-six figures each year? Is there a savings plan or investment strategy, or pension that comes anywhere near that? 

The truth is, these investment portfolios don’t happen overnight… Rather, it’s a collection of making the right investments over ten years. We teach all these best practices and the #1 investment strategy in our FREE Real Estate training class.

How do I know what the #1 investment strategy is?

Well, I mastermind with some of the top real estate investors in Canada. I’ve had even more of them, including best-selling authors on this podcast. Plus, my wife is the Accountant to many of those same top investors, so we know exactly what works.

If you or anyone you care about wants financial security, simply go to www.investortraining.ca/podcast and register for our next free class. 

We will share details on how to execute on the best investment properties with the least headaches… So you, too, may get back to spending more time with your family and friends.

Speaking of more family time, my old friends Rich and Christina Danby are our guests on the show.

They built up their real estate business and portfolio, so they are working way less than before… Successfully reducing their working weeks to 20-30 hours per week!

Their priorities now include spending more time on their kids’ interests… Like horseback riding, hockey, piano lessons and football.

20 Hour Work Weeks, 60+ Properties, Buying Back One’s Time, Easy Flipping With Christina and Rich Danby

On today’s show, they share how they did it: systemizing, hiring, outsourcing, and delegating to buy back their time... while still being active house flippers.

The Danby’s share their unique flipping strategy where if the renovation exceeds a $30,000 budget, they won’t do it. This is very opposite of the BRRR strategy everyone is talking about these days.

Why should you listen to them, though? 

Well, I and the Danby’s go way back, and not much has changed. 

Rich has won many awards. He’s a regular speaker at several real estate networks, and he coaches investors. He was also President of Ottawa Real Estate Investors Organization (OREIO) for a couple of years.

Together they’ve only bought 60+ properties and used every strategy under the sun! Other than real estate, they’ve also owned a Pizzeria and a staging/construction company. Christina is also a Realtor… and Rich started a painting company during the pandemic, which is in big demand these days.

Please enjoy the show.

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

To Follow Christina:

Website:  www.christinadanby.com

Facebook:  https://www.facebook.com/Christina-Danby-Realtor

Instagram: @christinadanbyrealtor 

YouTube Channel:  https://www.youtube.com/channel/UCF_7Fkv0VzCrHfz4sXjLo2A

To Follow Rich:

Website: www.richottawainvestments.com

Website for Ottawa House Painters:  www.ottawahousepainters.com

YouTube Channel:  https://www.youtube.com/channel/UCEBSxP7KlZfB10L7HfMII8g

 

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Starting With ZERO At Retirement Age To Real Estate Developers Using Borrowed RSP’s With Denise and Stuart

How much cash flow or net worth do you need to retire? 

Well, I have some ideas, but I’ve found everyone’s answer is different.

We have a couple of episodes coming up with guests who semi-retire with as little as $3,000-5,000 per month… But they live more frugal lifestyles.

Cherry and I are a bit more ambitious with a $10,000,000 charitable foundation, so you guys are stuck with me for a while. LOL.

Plus, $3k-5k per month won’t cut it when we have a new Tesla Model Y on the way. I want to limit my oil consumption, and I know that’s not a popular opinion among my Alberta investor friends.

That’s okay though, we all don’t have to agree on everything to get along.

I just like asking questions like, “would Canada have been fighting a war in Afghanistan if not for oil?”  

Remember that war in Afghanistan that was a huge failure? Canada supported the US because the Americans were looking for WMDs and Saddam Hussein in Iraq. 

Before that, Iraq invaded Kuwait over disputes over stealing oil which led to the Gulf War.  There’s quite the history of wars fought and lives lost over oil.

Thankfully, here in Ontario, the vast majority of our electricity is hydroelectric from Niagara Falls and nuclear. So, the fuel for my Tesla emits minimal greenhouse gases. At the same time, we in eastern Canada import our oil, so we’re not even supporting Canadian investments and jobs.  

I’m not judging anyone who doesn’t drive electric cars either… This is just a luxury Cherry, and I can afford no different than giving to charity.

Speaking of charity, the Hamilton Basket Brigade is ramping up for Christmas.  Our focus will be on warm outerwear and footwear.  

The feedback from school administrators in Hamilton is that too many kids have outgrown their shoes. As a result, some children’s shoes have holes with their toes sticking out. These kids are walking in snow and sleet with exposed toes 😠! 

Well, we’re not having that, so our goal is to donate 600 – 700 pairs of brand new shoes/boots to the poor kids in Hamilton. 

Shout out to Kevin for his $5,000 donation from his family foundation!

For those asking how they can support our charity, we’re small and operationally efficient as our charity is a side hustle.  The best way to support our charity honestly is to refer us business… for Stock Hacker Academy, iWIN Real Estate or Cherry’s Real Estate Tax Tips Accounting Practice.  

The more we make, the more we can donate and help people create their own wealth to contribute.

In our experience, it’s easier to support investors than fundraise for charity.  A good place to start would be sharing this podcast or our FREE real estate investing training at www.investortraining.ca.

Starting With ZERO At Retirement Age To Real Estate Developers Using Borrowed RSP’s With Denise and Stuart

Speaking of investors, we have some super successful real estate investors with us today in Stuart and Denise MacPherson.  

They’re self-described “Zoomers,” as in boomers with a lot of zip.  When you hear about their journey as real estate investors, you’ll find out much zip they have 😉.

From starting with limited resources at retirement age, including Stuart asking his dad for money for a downpayment on a home…

To becoming experts in borrowing and lending RSP mortgages… 

To now giving away houses, developing and building multi-family housing…

Denise and Stuart are here today to share how they did it after losing much savings in the financial credit crisis of 2007-08.

We get detailed on the ins and outs of RSP mortgages and the numbers on different investments they’re working on.

They’re old friends who’ve been super supportive to the Ottawa and Ontario real estate community. Needless to say, this is a pretty good show. Please enjoy!

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

Subscribe on Android

To Follow Denise and Stuart:

Instagram: @deniseandstuart

Facebook: https://www.facebook.com/DENISEandSTUART

Web: https://deniseandstuart.ca/

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Top Coach Elizabeth Kelly Shares Lessons From Having Taught 1,000s of Investors

Can we do away with daylight savings already? I mean I wake up in the dark and drive home in the dark…. At least we can walk our kids to school in the light..

I hope you’re all adjusting better than I am.  I made the mistake of going out Friday night till the early hours of the morning for a guys night with my Hambundance group.

You read that right, my real estate buddies group is called Hambundance, a word mash up of Hamilton and Abundance.  It’s a play off of the elite mastermind group called Gobundance I was too cheap to join lol.

So my buddy Charles Wah and I formed Hambundance with a group of successful real estate investors like James Money Baggs Maggs, Andy Tran, Roger Auger, Kevin my mortgage guy, a builder, and another of my most successful clients John.

We try and meet once per quarter for 24 hours of fun.  The Friday started with Pew Pew, an indoor shooting facility with airsoft guns so we’d move through obstacles shooting targets while being timed.  With a group of competitive A types, that’s a lot of fun.  Thankfully no one got shot like last time when we were in Vegas.

Next is the commute to dinner because getting around downtown Toronto takes forever like it always has.  We dined at a restaurant known for serving game meats called Antler.  They got famous because as a tongue in cheek joke, on their side walk chalk sign they posted “Venison: the new Kale.”

Well animal rights groups did not think that was funny then proceeded to protest outside the restaurant on weekends which made the news internationally.  The owner of the restaurant was even invited on the Joe Rogan podcast to share his story and ever since, celebrities from all over the world stop in to support Antler.

We didn’t see any celebrities but we ate like them when considering the size of the bill afterwards.  I had the elk tartare and venison ribeye which tasted nothing like Kale.

From there it was drinks at one of our friend’s condo, then a roof top restaurant with the CN Tower in the background.

Needless to say the day and night were legendary and while pricey, still a business expense for me since we were talking real estate all night. 

While standing on the roof top on the patio with Andy Tran I couldn’t help but think how much things have changed and how much hasn’t since Andy and I first stood on a roof together.

The year was 2010, Andy the house buyer was inspecting a bungalow he had purchased conditionally on inspection. I was a new agent and keen to learn, I followed the home inspector Andy up the ladder onto the roof while dressed business casual and dress shoes.

Andy looks at me standing there on the roof as if I had two heads.  I ask “what?” 

Andy shares that in 1,200 home inspections, I was only the 2nd agent to ever get on the roof with him at a home inspection.  That was over ten years ago standing on a bungalow he bought for just over $200,000 that is now worth about 4 times…. I’m a good agent…

Fast forward to today, we both have more laugh lines and grey hair, while sipping ridiculously expensive drinks at one of the most exclusive restaurants in the city.

Life can be good and it’s even better with like minded, good friends.

We started from the bottom together and now we are here.

I hope you all take the opportunity to grab some friends for a good time but maybe get more sleep than I did.

Top Coach Elizabeth Kelly Shares Lessons from having taught 1,000s of investors

On to this week’s show!!

My friend Elizabeth Kelly is joining us to share what she’s been up to the last two years since she was last on the show.

Elizabeth was a paid instructor of real estate training and has trained hundreds if not thousands of investors in rent to own, wholesaling, buy and hold, etc… many of the influencers today have been her students.

Elizabeth has done over 100 rent to owns as investments, manages over 400 doors, but most importantly she’s discovered what she enjoys most and that’s helping people via coaching.

She’s on the show today to share many of the lessons and hurdles newer investors make, what market she’s selling her properties in and lessons in investing in a mining town.

So get your pen out, take plenty of notes and please learn from Elizabeth’s lesson and enjoy the show!

 

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

To Follow Elizabeth:

Facebook: https://www.facebook.com/EKConsulting.ca/

LinkedIn: https://www.linkedin.com/in/elizabeth-kelly-consulting/?trk=people-guest_profile-result-card_result-card_full-click&originalSubdomain=ca

Website: https://www.sandstonemanagement.ca/index.htm

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Cash Flowing $500-1,000/Mth On YouTube, House Hacking In Northern Alberta With Nick Peitsch

Our iWIN meetings are live and in-person again! 

The next meeting is on November 13th at our iWIN Real Estate office in Oakville, Ontario.  The address is 418 North Service Road East – Unit 3C, Oakville, Ontario.

CLICK HERE to grab your tickets now.

We’ll discuss some current events and how they affect the real estate market… without the fear, uncertainty, and doubt that so many out there are pushing to get your attention. 

We’ll talk about inflation, where interest rates are going, oil prices, immigration, etc. We’ll also discuss what’s happening in the local markets; cost of renovations, what houses are selling for, and market rents for grade A tenants.

Our guest speaker should be well known to you… 

She’s a real estate investor and professional property manager. She’s also President of the grassroots organization, Ontario Landlords Watch and National Ambassador of Landlord Credit Bureau. 

Kayla will join us live and in person to share how we landlords can report our tenants paying rent on time or not, thus affecting our tenant’s credit… without any judgement at the tenant-friendly tenant bureau and Tenancy Act.  

See what I did there? I left “landlord” out of the names since both the Bureau and Act are so one-sided 😏

Unless you’ve been living under a rock, you would have heard the stories… Stories from other investors who recovered thousands or tens of thousands in rent arrears by reporting tenants on LCB.  

Plus, I see LCB is rolling out new additional services… So you don’t want to miss this networking meeting to learn how to service your tenant better and protect your investment. 

Saturday, Nov 13th, is our final publicly available meeting of the year, as our December meeting will be for clients only.  

Following the meeting, we’ll go for lunch, an opportunity to network with successful, like-minded individuals. Everyone is welcome; just pay your own way.

On a personal note, Cherry ordered us a Tesla model Y car without telling me.  

She called me the morning to ask what paint colour a friend of ours chose before having the car wrapped in matte black (it looks super sleek)… and that was it!

Later that day, I saw Cherry’s post on Facebook that she ordered a Tesla. Oh well, I look forward to the day we no longer have to pump gas in the rain or snow or cold. Instead, we’ll leave our driveway each day with a full tank 😎.

On to this week’s show!

Cash Flowing $500-1,000/Mth On YouTube, House Hacking In Northern Alberta With Nick Peitsch

We have Nick Peitsch, a young, 25-year-old hustler making his way by:

  • Investing in stocks
  • Making 500-$1,000 per month by creating educational videos on YouTube
  • House hacking in Northern Alberta.  

Nick shares how he learned from entrepreneurial parents and grandparents to start his wealth hacking journey without fear. 

He also shares his favourite stock picks (his opinion, not financial advice), the effort and metrics needed to monetize a YouTube channel, and so much more.

Please enjoy the show!

 

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

To Follow Nick:

YouTube: https://www.youtube.com/c/nickpeitschinvesting

Instagram: https://www.instagram.com/nickpeitschinvesting/

Website: https://www.nickpeitsch.com/

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at iwin@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/